140.5
Revenue¥B
49.61
54.07
57.60
63.45
69.77
75.87
84.02
90.51
99.52
107.3
148.3
8.99%
9.01%
34
9.32
Revenue growth%
11.22
8.32
5.53
2.65
3.73
3.46
2.29
2.28
2.21
4.57
19.38
2.29
3.60
84
2.43
NIM%
25.38
28.23
27.70
25.69
25.32
25.14
25.24
25.04
25.48
23.05
20.93
25.14
25.35
82
27.00
Effic. R.%
18.51
19.04
16.14
18.24
18.95
16.72
14.26
13.51
14.71
16.02
24.84
14.71
16.43
5
3.16
Net margin%
34.64
31.67
32.47
31.18
28.29
25.79
24.94
26.39
27.58
29.71
27.52
26.39
29.00
76
12.31
P/E ratio (avg)x
23.37
25.83
27.85
29.10
33.13
32.29
34.19
35.85
34.20
34.21
15.61
34.20
32.71
90
15.31
P/TBVx
5.338
5.157
5.747
5.921
6.435
6.730
6.964
6.219
5.943
6.060
17.43
6.219
6.001
50
7.388
P/Bx
60.64
61.07
64.38
68.07
77.89
85.53
83.66
85.98
100.9
105.3
9.160
85.98
80.77
87
80.53
NII¥B
31.03
33.96
36.24
39.96
44.51
48.27
52.85
57.56
61.84
67.68
50.14
8.74%
8.87%
—
27.81
NII grth%
18.33
18.91
20.15
17.36
16.36
18.87
21.41
20.37
19.29
18.86
16.81
19.29
18.89
28
23.69
ROTE%
6.34
7.42
5.23
6.88
4.09
4.23
5.36
6.57
3.86
5.98
8.54
5.36
5.67
77
23.23
Return on equity%
24.72
25.52
22.86
24.09
21.75
18.77
18.80
16.53
14.52
11.64
27.48
16.53
20.28
40
26.37
Return on assets%
23.71
24.31
26.36
27.72
30.00
28.83
26.04
26.88
28.47
26.40
16.81
26.88
26.64
85
114.66
EPS¥
484.89
468.40
423.80
408.63
411.49
413.54
461.33
443.91
451.20
496.31
119.08
3.82%
1.26%
—
15.02
EPS growth%
10.53
7.92
7.87
8.77
10.99
12.75
11.70
12.93
14.19
16.51
10.07
12.93
11.35
55
300.06
Bookvalue per sh¥
463.54
562.00
554.53
587.62
642.64
678.98
726.54
827.96
1,002
1,173
280.58
12.78%
11.73%
—
333.27
TBV/sh¥
96.40
93.25
99.32
112.96
127.53
143.80
158.24
180.39
183.30
181.37
348.11
7.30%
6.11%
—
365.26
Dividend per sh¥
64.30
58.72
53.98
55.56
58.68
56.33
49.45
52.82
50.70
53.10
299.56
(1.98%)
(2.89%)
—
4.43
Div yield (avg)%
4.53
7.11
7.14
6.68
5.65
6.72
8.73
7.61
8.49
9.40
22.00
8.49
7.13
57
2.75
Payout ratio%
33.50
32.66
32.12
34.58
36.33
35.69
34.59
35.31
35.41
35.33
23.88
35.33
34.95
12
138.6
Shares (diluted)M
159.0
159.1
168.5
194.4
213.5
243.1
264.7
314.4
369.1
392.0
142.3
12.93%
10.97%
76
18.70
Buyback yield%
21.47
20.02
19.59
19.49
21.03
22.99
23.82
25.35
24.36
24.23
11.71
24.23
22.23
11
107.26
Eq/Assets%
116.04
109.63
101.33
109.05
97.36
86.25
81.29
87.02
93.16
94.89
27.80
87.02
96.13
76
97.80
Assets¥B
418.5
459.0
487.0
509.1
567.4
618.8
680.4
721.3
788.5
862.5
147.0
8.73%
8.67%
16
22.54
LT debt¥B
94.06
96.35
102.3
99.32
100.5
99.72
92.83
94.85
99.04
107.0
13.44
1.25%
1.38%
25
Total assets
¥862.5B
8.67%
0.97×
Revenue
¥107.3B
9.01%
1.00×
Non-interest expense
¥65.31B
9.08%
1.01×
Net interest income
63.07%
Non-interest income
36.93%