15.70
Revenue¥B
52.05
57.34
63.55
68.08
75.73
82.67
89.85
99.82
108.9
120.4
17.35
9.72%
9.68%
63
19.57
Revenue growth%
10.08
7.73
7.34
4.53
6.10
8.34
9.33
12.04
9.38
12.08
10.88
9.38
8.83
37
26.82
NIM%
13.25
14.02
15.11
16.66
19.37
21.63
24.06
24.87
22.18
22.51
4.53
22.51
20.50
35
14.67
Effic. R.%
23.78
20.94
19.60
20.50
22.05
23.35
26.29
23.45
23.35
24.50
20.90
23.45
23.35
91
19.04
Net margin%
16.14
15.41
15.06
14.66
13.87
15.03
13.54
13.69
16.57
16.40
12.73
15.03
15.04
83
20.64
P/E ratio (avg)x
22.73
20.43
18.66
20.25
17.90
16.83
16.15
17.01
17.69
15.93
13.52
16.83
17.79
81
13.29
P/TBVx
15.39
14.16
14.18
15.28
16.96
15.83
14.99
13.93
14.63
15.58
24.54
14.99
15.14
67
14.24
P/Bx
54.72
56.31
66.60
73.07
80.85
83.29
85.16
86.86
101.8
110.0
31.47
86.86
82.07
46
39.80
NII¥B
34.48
37.87
41.15
44.98
49.61
53.84
58.79
65.48
71.28
78.28
54.10
9.55%
9.46%
—
3.26
NII grth%
10.60
10.05
7.29
10.02
10.40
11.31
10.13
12.55
14.09
16.78
27.72
12.55
10.50
62
15.15
ROTE%
12.16
11.83
12.57
15.47
13.31
14.28
15.11
15.49
12.99
12.76
19.38
14.28
13.15
6
7.64
Return on equity%
24.16
25.42
26.52
24.41
26.10
29.03
27.60
28.68
26.91
29.43
27.54
28.68
26.72
11
17.25
Return on assets%
12.61
10.67
9.84
9.10
7.48
8.41
9.63
7.00
8.59
5.77
12.70
8.41
8.84
45
156.12
EPS¥
414.43
437.63
381.36
334.22
313.19
302.14
320.67
280.05
267.31
261.07
166.41
(3.57%)
(4.72%)
—
29.92
EPS growth%
11.97
10.95
11.91
9.61
8.81
6.30
8.61
7.36
4.79
5.96
15.76
6.30
8.71
35
475.78
Bookvalue per sh¥
590.80
573.80
585.89
547.36
576.39
598.74
599.14
632.97
586.41
648.03
558.92
2.37%
1.16%
—
314.16
TBV/sh¥
373.79
387.45
436.63
419.46
412.16
431.22
426.96
424.42
399.09
374.62
496.30
(1.89%)
0.46%
—
518.59
Dividend per sh¥
444.39
501.78
567.81
680.64
788.30
820.63
949.04
1,005
1,063
1,206
322.79
8.88%
11.63%
—
8.13
Div yield (avg)%
22.78
24.44
25.05
25.86
26.64
25.74
27.22
28.32
27.69
28.28
9.28
27.69
26.25
22
21.02
Payout ratio%
19.45
18.88
18.08
17.45
19.49
22.35
24.01
21.45
24.14
23.86
13.72
23.86
20.47
42
204.5
Shares (diluted)M
214.5
235.7
262.1
304.2
356.0
360.3
356.1
388.8
418.7
468.0
200.8
5.62%
9.21%
17
23.68
Buyback yield%
7.26
8.33
9.77
7.78
6.43
4.25
1.94
0.40
3.16
2.53
13.40
2.53
5.34
75
49.68
Eq/Assets%
73.70
71.57
68.80
74.46
86.36
87.53
93.12
93.52
99.31
114.03
159.58
93.52
86.95
34
7.608
Assets¥B
333.8
364.9
399.4
434.0
475.6
511.6
570.9
645.8
675.1
719.3
40.06
8.62%
8.94%
64
65.00
LT debt¥B
13.30
12.76
14.03
12.88
12.13
12.54
12.43
12.79
13.55
14.55
107.5
3.72%
0.44%
39
Total assets
¥719.3B
8.94%
0.94×
Revenue
¥120.4B
9.68%
1.00×
Non-interest expense
¥59.33B
9.69%
1.00×
Net interest income
65.02%
Non-interest income
34.98%