298.4
Revenue₩B
994.5
1,055
1,128
1,152
1,194
1,233
1,307
1,361
1,395
1,440
320.0
3.82%
4.34%
32
17.22
Revenue growth%
11.28
10.83
10.42
7.86
6.61
8.15
5.87
4.54
5.70
6.91
6.99
5.87
7.38
28
4.57
NIM%
16.53
15.67
18.35
17.54
20.04
17.49
15.72
13.03
13.37
15.91
7.79
15.72
16.22
26
4.21
Effic. R.%
8.99
11.35
13.34
10.64
11.51
10.22
13.03
11.62
10.20
11.47
29.98
11.47
11.41
81
7.50
Net margin%
2.92
0.87
1.03
1.28
2.50
3.68
5.78
3.78
2.26
4.92
2.53
3.78
2.71
11
18.55
P/E ratio (avg)x
43.73
46.58
53.38
60.43
66.71
78.45
95.07
96.50
111.6
128.5
17.66
96.50
72.58
40
33.49
P/TBVx
17.58
17.56
15.18
13.81
14.76
13.16
12.34
10.85
10.08
9.990
29.65
10.85
13.48
78
6.575
P/Bx
18.05
19.81
21.72
24.58
27.34
27.17
29.38
33.11
35.77
37.76
31.25
33.11
27.25
89
260.1
NII₩B
603.5
637.6
676.5
691.2
717.6
745.3
796.8
809.1
848.9
862.9
202.4
3.76%
4.23%
—
4.45
NII grth%
23.90
22.89
22.70
20.76
20.43
20.48
19.45
21.86
19.14
17.12
11.71
19.45
20.62
25
13.43
ROTE%
16.52
15.36
17.82
19.02
18.25
19.06
21.82
24.35
22.62
21.52
24.22
21.82
19.04
64
2.15
Return on equity%
4.37
5.33
6.29
3.53
6.17
3.93
6.60
8.37
8.28
9.93
18.33
8.28
6.23
85
17.63
Return on assets%
17.04
15.04
12.38
15.24
14.69
16.27
15.98
14.94
14.58
15.10
9.88
15.10
15.07
45
950.69
EPS₩
1,658
1,761
1,888
1,624
1,637
1,588
1,638
1,774
1,651
1,393
1,051
(3.18%)
(1.62%)
—
29.12
EPS growth%
4.80
2.52
1.04
4.03
1.56
0.40
0.40
2.99
2.37
0.40
13.56
0.40
1.96
24
1,486
Bookvalue per sh₩
3,704
3,880
4,248
4,902
5,362
5,110
5,189
5,819
6,189
6,838
1,873
4.98%
6.92%
—
1,025
TBV/sh₩
1,800
2,104
2,400
2,374
2,778
3,223
3,406
3,887
3,794
3,626
2,241
5.47%
8.37%
—
1,258
Dividend per sh₩
1,481
1,491
1,596
1,778
1,740
1,771
2,001
2,209
2,435
2,474
2,066
7.30%
4.88%
—
24.11
Div yield (avg)%
8.59
5.62
4.21
2.31
0.40
0.40
0.40
2.35
4.14
1.98
26.51
1.98
2.33
72
5.20
Payout ratio%
4.14
2.99
2.98
5.57
6.48
4.11
3.29
1.16
0.40
2.85
5.78
2.85
3.14
19
184.4
Shares (diluted)M
200.6
196.7
227.6
241.0
271.8
298.3
292.8
296.5
321.9
363.8
187.7
6.01%
6.25%
56
9.45
Buyback yield%
19.05
21.09
20.70
22.24
19.47
20.43
19.19
16.86
15.21
14.98
2.35
16.86
19.33
92
59.03
Eq/Assets%
81.06
71.85
65.69
64.75
70.97
70.84
70.27
71.47
77.93
82.78
173.95
71.47
71.22
14
1,069
Assets₩B
1,384
1,508
1,613
1,706
1,881
2,021
2,170
2,362
2,506
2,689
1,154
7.41%
7.79%
75
891.6
LT debt₩B
232.9
206.7
176.9
180.8
166.0
152.6
137.5
131.5
133.3
118.5
94.78
(6.53%)
(6.47%)
20
Total assets
₩2.689T
7.79%
1.38×
Revenue
₩1.440T
4.34%
1.00×
Non-interest expense
₩673.0B
4.53%
1.02×
Net interest income
59.92%
Non-interest income
40.08%