856.1
Revenue₩B
838.9
853.8
847.0
869.9
889.1
900.9
928.2
928.5
935.9
955.4
908.2
1.45%
1.46%
36
28.48
Revenue growth%
27.48
25.81
24.06
25.79
25.45
25.86
26.23
25.05
23.89
25.62
25.52
25.62
25.70
82
21.05
NIM%
11.86
10.74
8.07
9.71
9.24
9.28
12.07
10.63
8.97
10.92
24.04
10.63
10.17
63
4.03
Effic. R.%
9.47
8.31
7.48
7.70
10.69
10.16
8.59
11.29
10.14
11.69
22.98
10.16
9.81
45
7.34
Net margin%
24.68
21.87
21.50
21.38
23.68
23.82
23.42
23.56
25.29
28.21
13.78
23.82
23.62
58
23.32
P/E ratio (avg)x
24.18
25.42
23.81
23.12
23.48
24.77
28.14
29.25
31.45
30.19
20.41
29.25
25.10
46
30.15
P/TBVx
16.63
18.08
18.05
18.49
19.51
20.41
20.49
20.31
22.20
23.59
28.67
20.49
19.91
38
23.34
P/Bx
6.978
7.892
8.601
8.971
9.139
9.612
10.24
9.150
8.316
9.116
32.72
9.150
9.043
72
809.0
NII₩B
483.5
489.8
477.7
491.2
502.6
517.0
531.0
530.6
541.9
541.6
527.1
1.51%
1.53%
—
18.23
NII grth%
32.27
32.74
34.67
35.10
35.97
33.00
32.43
32.01
34.00
31.17
11.34
32.43
32.87
77
17.09
ROTE%
13.09
11.65
9.78
8.96
6.48
6.16
5.85
5.06
2.42
0.40
5.92
5.06
6.32
61
23.89
Return on equity%
20.29
17.96
17.85
19.38
22.28
20.94
20.30
21.47
22.20
21.08
14.90
21.08
20.62
14
21.91
Return on assets%
15.24
16.72
14.63
12.05
13.69
12.56
10.61
13.14
14.08
16.34
17.45
13.14
13.88
56
1,887
EPS₩
939.00
1,045
1,030
1,030
1,074
1,118
1,210
1,201
1,189
1,187
1,935
2.01%
3.19%
—
13.03
EPS growth%
4.41
2.76
1.97
0.40
1.97
3.13
5.62
3.73
6.11
5.40
8.59
5.40
3.43
84
1,763
Bookvalue per sh₩
2,967
3,081
2,941
3,127
3,627
3,588
3,879
4,006
3,896
3,842
661.93
1.15%
2.97%
—
3,298
TBV/sh₩
1,267
1,265
1,403
1,459
1,612
1,582
1,534
1,458
1,309
1,344
474.54
(3.56%)
0.95%
—
887.12
Dividend per sh₩
2,750
2,771
2,789
3,356
3,937
3,817
4,257
4,274
4,325
4,459
956.68
2.52%
5.22%
—
7.52
Div yield (avg)%
14.13
15.33
17.31
15.59
14.97
15.91
16.14
15.07
16.24
19.09
17.35
16.14
15.75
69
14.24
Payout ratio%
27.34
28.12
29.29
29.40
28.12
30.17
31.92
31.84
29.59
29.43
10.87
30.17
29.41
26
159.0
Shares (diluted)M
140.2
122.5
111.3
109.5
104.5
104.4
100.9
110.4
116.9
127.8
156.5
4.11%
(0.65%)
93
2.97
Buyback yield%
31.58
34.34
35.56
33.38
34.30
32.27
34.02
32.01
31.48
30.30
8.63
32.01
32.82
24
148.34
Eq/Assets%
151.23
160.78
175.04
167.20
178.71
167.92
182.94
165.74
148.93
137.17
164.44
165.74
166.47
38
595.5
Assets₩B
3,256
3,589
3,964
4,195
4,480
4,804
5,188
5,682
6,091
6,751
806.7
8.55%
8.30%
61
341.3
LT debt₩B
1,102
1,128
1,290
1,549
1,768
2,014
2,228
2,526
2,896
3,069
728.5
11.65%
12.42%
93
Total assets
₩6.751T
8.30%
1.92×
Revenue
₩955.4B
1.46%
1.00×
Non-interest expense
₩446.9B
1.34%
0.99×
Net interest income
56.69%
Non-interest income
43.31%