77.45
Revenue₩B
272.9
291.8
311.9
329.7
347.1
373.4
407.3
429.9
468.7
508.0
85.08
7.91%
7.20%
68
21.71
Revenue growth%
22.37
21.07
19.05
20.44
20.13
19.35
19.60
20.12
18.79
19.68
9.86
19.60
19.90
50
26.94
NIM%
25.32
22.97
22.31
22.66
23.00
21.60
19.49
16.76
14.63
17.47
20.69
17.47
21.96
30
23.46
Effic. R.%
14.81
16.87
14.19
14.79
11.96
11.19
11.07
11.30
12.97
15.25
20.79
11.30
13.58
54
14.84
Net margin%
27.19
29.60
31.68
31.55
32.74
33.55
31.03
28.81
26.71
24.95
11.67
28.81
30.32
59
27.86
P/E ratio (avg)x
8.079
8.058
8.564
9.296
9.529
9.134
9.858
9.286
8.138
8.684
29.44
9.134
8.909
63
31.85
P/TBVx
10.20
11.36
12.54
12.88
14.39
13.72
13.53
13.60
13.48
15.42
15.12
13.60
13.50
53
20.11
P/Bx
9.243
10.07
9.820
9.865
9.579
8.852
9.489
8.578
8.161
8.028
7.681
8.578
9.366
34
165.3
NII₩B
190.1
203.4
218.6
231.4
240.2
264.5
288.5
299.5
326.9
350.9
330.4
7.87%
7.02%
—
10.64
NII grth%
8.83
6.45
7.77
6.45
6.11
8.48
10.39
9.49
9.81
6.91
21.67
9.49
8.12
79
7.62
ROTE%
15.27
17.16
19.54
20.26
22.61
22.34
21.83
24.74
27.13
28.92
28.32
24.74
22.08
52
8.77
Return on equity%
5.33
4.00
1.64
1.86
1.56
4.40
5.67
7.00
7.02
7.42
2.60
7.00
4.86
39
15.18
Return on assets%
0.83
0.40
2.70
0.55
0.40
0.40
0.40
3.36
5.41
5.92
17.69
3.36
0.69
90
738.22
EPS₩
627.06
629.61
581.63
561.55
582.10
658.57
711.46
659.82
656.92
665.41
758.99
2.71%
(0.30%)
—
11.45
EPS growth%
20.25
17.44
18.37
16.95
19.33
22.21
19.45
16.81
18.52
17.14
5.79
18.52
18.44
57
393.57
Bookvalue per sh₩
790.58
764.59
660.05
598.51
574.23
508.32
522.25
564.81
587.09
622.13
1,023
1.62%
(1.48%)
—
717.43
TBV/sh₩
185.41
193.87
197.54
218.68
204.04
199.35
214.39
206.69
229.26
227.57
938.57
2.21%
1.68%
—
697.68
Dividend per sh₩
654.04
761.31
919.55
1,030
1,234
1,459
1,543
1,705
1,694
1,779
541.76
7.59%
10.29%
—
28.21
Div yield (avg)%
4.93
2.41
0.99
3.19
5.75
4.45
3.81
3.30
4.92
3.19
8.91
3.81
3.56
20
14.93
Payout ratio%
16.72
14.58
11.95
13.20
13.56
11.79
10.51
9.87
11.38
13.43
2.59
11.38
12.57
81
403.1
Shares (diluted)M
378.8
352.4
364.3
310.8
274.6
283.6
287.6
270.9
254.5
226.1
395.1
(3.81%)
(4.76%)
17
7.68
Buyback yield%
28.34
25.92
24.48
23.84
24.21
25.82
28.14
29.18
29.63
29.32
22.63
29.18
27.03
18
175.02
Eq/Assets%
108.69
117.74
115.00
124.60
131.30
141.51
150.87
151.97
153.17
155.75
72.22
151.97
136.41
32
129.5
Assets₩B
1,122
1,243
1,307
1,442
1,538
1,705
1,838
1,902
2,148
2,333
137.3
8.69%
8.88%
40
359.3
LT debt₩B
271.7
265.5
291.8
294.3
312.9
347.6
387.5
402.2
399.7
439.7
400.5
7.04%
6.12%
27
Total assets
₩2.333T
8.88%
1.17×
Revenue
₩508.0B
7.20%
1.00×
Non-interest expense
₩310.5B
7.02%
0.98×
Net interest income
69.07%
Non-interest income
30.93%