656.7
Revenue₩B
625.6
652.2
687.0
693.2
712.8
721.5
750.9
770.5
789.0
819.7
696.6
2.83%
3.07%
50
15.15
Revenue growth%
23.84
24.84
25.94
23.49
25.99
23.71
21.03
23.23
23.75
26.37
10.49
23.71
23.80
17
14.76
NIM%
9.56
7.71
7.75
8.92
8.43
5.79
7.87
8.78
7.73
6.09
6.82
7.73
7.81
49
16.92
Effic. R.%
3.65
2.94
2.02
0.40
0.40
2.95
4.43
4.32
1.37
1.27
20.52
2.95
2.48
28
2.44
Net margin%
16.33
17.99
18.93
18.40
19.89
17.14
17.36
17.97
20.70
18.11
15.75
17.97
18.05
42
17.64
P/E ratio (avg)x
12.08
11.13
12.42
11.51
13.10
14.04
14.80
16.02
15.06
17.07
11.73
15.06
13.57
32
13.68
P/TBVx
13.81
14.00
13.89
13.57
13.43
13.88
14.31
15.62
17.28
18.91
14.13
15.62
13.95
34
9.257
P/Bx
22.41
25.43
28.45
31.07
30.83
33.90
36.88
41.88
46.89
51.43
27.71
41.88
32.49
88
134.4
NII₩B
468.3
492.6
519.5
511.5
526.4
541.8
564.4
581.0
596.3
611.6
445.9
3.05%
3.08%
—
12.87
NII grth%
0.40
2.89
1.82
2.77
1.35
2.42
1.59
1.76
0.94
0.40
17.61
1.59
1.68
21
20.51
ROTE%
3.80
5.37
6.49
3.58
3.04
2.49
0.51
2.77
5.61
8.07
19.67
2.77
3.69
58
15.62
Return on equity%
2.27
0.40
2.18
2.89
1.99
3.61
2.65
3.32
3.82
3.90
28.52
3.61
2.77
47
5.71
Return on assets%
11.52
8.69
7.10
8.34
5.54
4.89
3.46
4.19
3.51
4.53
3.50
4.19
5.21
71
1,469
EPS₩
2,959
2,787
3,173
3,041
3,130
3,583
3,481
4,089
4,759
5,390
1,534
11.48%
7.86%
—
21.64
EPS growth%
19.56
21.60
24.06
23.60
22.76
23.60
24.38
27.35
25.62
22.94
5.07
24.38
23.60
94
1,008
Bookvalue per sh₩
2,174
2,288
2,419
2,411
2,781
2,907
2,893
3,392
3,582
3,817
1,281
6.54%
6.96%
—
1,641
TBV/sh₩
3,884
4,103
4,125
3,969
3,992
3,875
4,418
4,421
5,237
5,095
1,837
5.00%
4.28%
—
1,412
Dividend per sh₩
1,021
913.37
867.69
853.31
745.41
707.53
686.69
757.40
823.62
855.37
1,128
2.79%
(1.00%)
—
11.37
Div yield (avg)%
3.48
2.78
0.40
0.92
2.87
4.69
4.71
7.54
8.50
7.40
26.50
7.40
4.08
65
14.80
Payout ratio%
2.85
0.40
0.40
0.40
1.88
0.40
1.28
2.32
3.45
2.50
8.08
2.32
1.58
51
312.4
Shares (diluted)M
362.2
388.3
454.8
459.9
480.7
551.2
550.0
626.2
617.6
656.7
315.4
6.44%
6.34%
77
12.26
Buyback yield%
0.40
0.40
1.47
2.86
2.47
0.40
2.76
1.19
0.51
0.40
21.42
0.51
0.85
58
79.64
Eq/Assets%
108.76
117.32
124.38
125.11
117.10
120.98
114.33
102.99
112.49
101.10
145.82
112.49
115.72
42
540.6
Assets₩B
1,381
1,512
1,640
1,828
1,986
2,197
2,396
2,724
2,834
3,153
657.8
9.68%
9.80%
94
750.6
LT debt₩B
788.0
770.5
800.5
853.3
993.6
1,055
988.6
1,002
996.6
1,084
302.5
1.76%
3.04%
19
Total assets
₩3.153T
9.80%
1.88×
Revenue
₩819.7B
3.07%
1.00×
Non-interest expense
₩424.4B
3.11%
1.00×
Net interest income
74.61%
Non-interest income
25.39%