26.22
Revenue₺B
21.85
23.31
25.44
27.07
28.60
30.59
33.36
36.32
39.15
42.39
26.90
8.19%
7.67%
23
18.59
Revenue growth%
27.04
25.61
23.72
25.18
24.86
22.38
24.53
23.82
21.15
19.44
24.13
22.38
24.18
44
14.70
NIM%
8.04
7.23
9.57
9.75
8.57
7.19
4.77
6.34
4.21
3.49
15.19
4.77
7.21
94
18.18
Effic. R.%
19.38
22.19
24.99
27.87
27.38
28.94
29.85
31.72
29.58
29.37
16.15
29.58
28.41
28
8.18
Net margin%
35.30
35.17
37.24
34.26
33.25
33.03
35.14
35.51
35.96
33.67
24.79
35.14
35.16
45
8.663
P/E ratio (avg)x
39.82
44.22
46.67
48.28
50.92
50.88
60.05
59.05
70.45
76.39
11.22
60.05
50.90
50
25.87
P/TBVx
33.63
38.29
36.82
41.70
37.79
34.59
35.18
32.34
33.38
34.46
6.273
34.46
34.88
47
23.81
P/Bx
39.94
40.66
44.78
50.29
50.93
56.19
55.11
56.31
55.51
59.04
18.66
56.19
53.02
34
28.27
NII₺B
16.30
17.55
18.90
20.45
21.48
22.64
24.79
27.02
29.18
31.67
19.61
8.07%
7.74%
—
8.80
NII grth%
8.09
6.45
4.98
3.00
1.52
0.40
0.85
0.83
0.40
1.09
2.19
0.83
1.30
80
21.04
ROTE%
18.71
19.86
22.52
21.56
19.92
22.38
24.37
26.17
24.56
24.86
13.61
24.56
22.45
30
25.16
Return on equity%
10.28
11.77
13.24
10.68
10.48
8.32
7.51
6.96
5.34
7.43
9.07
7.43
9.30
64
24.33
Return on assets%
22.24
21.11
19.85
17.34
18.31
18.35
18.67
20.39
17.58
19.93
9.17
18.67
19.26
33
4.23
EPS₺
1.88
2.12
2.33
2.22
2.26
2.13
2.15
2.35
2.40
2.66
4.71
3.33%
2.59%
—
9.95
EPS growth%
30.37
32.83
35.45
32.72
31.69
31.63
31.66
33.06
33.32
34.87
23.45
33.06
32.78
85
7.97
Bookvalue per sh₺
7.75
7.16
6.50
6.72
7.31
6.59
7.10
6.59
6.87
7.10
6.77
(0.58%)
(0.45%)
—
5.53
TBV/sh₺
4.31
4.52
4.30
4.68
4.67
4.98
5.46
5.64
5.88
6.68
9.93
7.45%
5.51%
—
5.66
Dividend per sh₺
10.97
11.48
11.08
10.80
10.81
10.46
11.79
11.38
12.14
12.44
5.71
2.85%
2.00%
—
19.26
Div yield (avg)%
15.09
14.08
16.12
16.54
17.53
14.57
16.73
15.75
17.10
17.47
25.18
16.73
16.33
85
21.85
Payout ratio%
12.71
13.29
13.48
14.77
16.75
18.17
18.48
15.54
16.97
14.00
19.87
16.97
15.16
31
2.117
Shares (diluted)B
2.772
3.197
3.400
3.715
3.659
3.917
4.000
4.000
4.528
5.260
2.120
7.53%
6.72%
28
16.72
Buyback yield%
0.68
0.40
1.69
4.67
6.38
4.67
3.07
1.37
2.11
0.40
21.92
2.11
1.90
55
63.88
Eq/Assets%
61.16
69.79
78.97
75.29
85.12
82.79
77.51
86.22
96.99
109.00
139.17
86.22
80.88
38
29.06
Assets₺B
120.7
128.9
139.5
145.4
154.3
167.9
177.7
198.9
211.4
240.5
32.78
9.29%
8.25%
11
30.58
LT debt₺B
40.51
45.41
44.99
46.90
52.49
58.96
67.18
79.62
88.41
96.99
13.36
13.07%
9.55%
16
Total assets
₺240.5B
8.25%
1.05×
Revenue
₺42.39B
7.67%
1.00×
Non-interest expense
₺20.54B
7.35%
0.97×
Net interest income
74.71%
Non-interest income
25.29%