49.82
Revenue₺B
25.66
28.53
31.74
33.82
36.75
39.55
43.62
47.14
50.28
54.36
51.93
8.14%
8.88%
67
9.69
Revenue growth%
17.35
15.72
18.26
17.39
16.29
15.83
16.70
18.82
21.22
19.78
22.24
18.82
17.37
25
2.73
NIM%
20.38
21.37
18.75
19.32
19.68
16.82
17.34
16.77
14.57
12.69
15.35
16.77
18.05
63
11.74
Effic. R.%
20.58
20.16
19.00
16.22
15.03
13.44
12.64
12.25
12.95
15.48
16.41
12.95
15.26
46
18.21
Net margin%
3.49
5.32
6.37
4.14
3.66
1.05
2.15
4.67
7.52
7.91
5.42
4.67
4.40
22
12.62
P/E ratio (avg)x
31.62
31.12
31.15
32.08
32.66
35.73
33.45
37.27
35.10
33.14
26.20
35.10
32.90
45
16.78
P/TBVx
49.40
50.10
52.87
62.74
63.97
73.50
87.50
102.5
115.7
117.5
18.67
102.5
68.74
50
33.81
P/Bx
28.09
29.34
28.09
29.40
29.96
31.37
30.25
27.38
27.60
28.85
13.86
28.85
29.09
67
56.03
NII₺B
17.23
19.26
21.77
22.88
24.87
26.74
29.37
31.81
33.80
37.11
16.33
8.33%
8.88%
—
7.72
NII grth%
29.91
31.52
29.11
30.36
29.39
31.15
32.76
34.46
37.23
36.26
15.81
34.46
31.34
59
3.61
ROTE%
14.53
11.99
13.51
11.80
9.36
7.38
9.02
7.19
7.36
8.86
23.14
7.38
9.19
8
8.32
Return on equity%
15.85
17.09
17.13
14.66
13.43
12.30
10.14
11.95
14.67
16.70
28.36
12.30
14.66
75
8.46
Return on assets%
25.20
23.45
25.59
24.89
26.55
28.37
25.41
26.63
29.55
26.85
4.34
26.85
26.07
55
1.52
EPS₺
3.96
3.96
4.16
4.28
4.57
5.27
6.16
7.22
7.14
8.67
1.59
13.67%
8.74%
—
24.66
EPS growth%
21.79
21.95
21.25
20.36
20.87
23.41
23.31
22.32
23.65
22.85
14.20
23.31
22.13
7
7.23
Bookvalue per sh₺
5.88
5.63
6.10
6.72
7.19
7.47
8.52
7.90
8.95
9.78
3.14
6.34%
5.08%
—
3.20
TBV/sh₺
10.42
11.18
11.64
13.47
14.15
13.53
15.49
18.03
18.12
20.68
4.63
7.88%
6.55%
—
6.14
Dividend per sh₺
4.34
4.68
5.01
6.01
5.96
6.56
7.63
9.23
10.73
11.82
5.14
14.65%
12.34%
—
24.03
Div yield (avg)%
24.36
22.43
19.90
21.70
22.08
24.68
25.68
23.97
22.88
24.58
8.45
24.58
23.42
92
3.25
Payout ratio%
22.21
19.43
20.51
19.78
20.27
22.77
20.28
22.76
21.26
24.05
23.13
22.76
20.88
76
8.505
Shares (diluted)B
7.641
7.546
6.421
6.795
7.291
6.326
6.037
5.669
5.675
5.044
8.253
(7.10%)
(4.25%)
34
9.18
Buyback yield%
8.59
7.28
8.76
10.66
10.83
13.67
10.77
10.97
8.04
7.05
2.50
10.77
9.71
15
175.23
Eq/Assets%
130.74
142.73
138.10
150.37
152.17
149.23
159.82
191.08
188.06
185.49
61.83
185.49
151.27
25
40.12
Assets₺B
241.6
251.5
270.0
289.4
314.9
344.6
365.0
399.5
426.9
456.6
54.74
7.71%
7.24%
43
13.70
LT debt₺B
20.66
18.19
15.44
13.57
14.43
14.76
12.93
12.84
12.58
12.41
10.85
(2.97%)
(6.15%)
40
Total assets
₺456.6B
7.24%
0.86×
Revenue
₺54.36B
8.88%
1.00×
Non-interest expense
₺33.69B
9.06%
1.02×
Net interest income
68.26%
Non-interest income
31.74%
Spread over hurdle
(26.22%)