42.54
Revenue₹B
49.38
53.14
55.41
58.67
62.97
65.53
70.54
74.70
78.12
83.47
44.27
5.80%
6.15%
20
10.21
Revenue growth%
28.28
28.48
27.42
27.91
29.99
32.93
31.02
33.72
34.48
31.72
3.66
32.93
30.50
29
27.00
NIM%
2.75
0.40
0.40
0.40
0.40
0.40
0.40
0.40
3.04
3.38
7.11
0.40
0.40
64
16.58
Effic. R.%
11.76
11.54
14.22
16.53
16.01
18.69
21.65
21.03
18.57
18.81
11.27
18.81
17.55
41
7.26
Net margin%
8.17
7.33
6.51
4.26
2.79
2.26
5.15
4.59
3.97
1.67
12.61
3.97
4.43
38
37.74
P/E ratio (avg)x
53.76
61.75
67.09
79.46
91.35
105.4
109.3
107.0
110.9
107.7
26.33
107.7
98.37
40
25.61
P/TBVx
17.82
18.19
19.34
18.07
20.08
21.44
22.66
24.25
27.03
28.69
32.63
24.25
20.76
74
25.68
P/Bx
19.32
19.85
19.41
21.93
22.18
25.43
25.58
26.40
27.89
31.77
22.49
26.40
23.80
20
67.04
NII₹B
27.92
29.86
31.37
33.36
35.57
37.06
39.81
42.49
44.17
46.46
53.61
5.49%
6.08%
—
8.49
NII grth%
31.32
32.52
30.04
28.59
31.20
32.70
32.35
31.36
31.00
28.85
29.12
31.36
31.26
21
8.34
ROTE%
23.74
22.80
22.61
20.97
18.52
19.27
20.87
18.42
16.03
17.82
7.73
18.42
20.07
56
22.99
Return on equity%
12.35
9.40
12.26
14.37
16.17
14.49
12.09
11.16
14.11
12.47
11.71
12.47
12.41
63
11.35
Return on assets%
5.54
3.93
1.54
0.40
3.22
5.08
7.46
4.78
3.76
5.87
18.13
5.08
4.35
82
32.43
EPS₹
43.62
45.31
53.30
51.88
56.71
57.26
56.41
59.76
63.10
65.04
34.43
2.78%
4.64%
—
25.70
EPS growth%
26.79
24.17
22.06
23.61
25.29
26.22
28.65
27.92
29.92
28.13
10.02
28.13
26.51
46
9.21
Bookvalue per sh₹
12.46
12.18
12.38
13.96
14.49
14.40
14.71
15.28
15.62
16.13
16.53
2.17%
2.73%
—
18.65
TBV/sh₹
31.63
35.54
40.91
43.29
41.43
46.27
49.23
55.57
52.14
55.32
20.52
5.95%
5.62%
—
37.59
Dividend per sh₹
53.90
61.51
72.46
73.35
85.72
94.82
101.27
104.55
121.98
145.28
13.22
11.13%
11.50%
—
17.72
Div yield (avg)%
14.56
15.64
15.30
12.90
10.89
9.10
10.04
11.84
13.04
15.47
23.82
11.84
12.97
90
26.84
Payout ratio%
5.27
3.46
1.83
0.40
0.40
1.75
3.93
3.04
4.45
3.90
3.71
3.90
3.25
76
0.945
Shares (diluted)B
0.843
0.921
1.010
1.053
1.088
1.084
1.100
0.999
1.018
1.116
0.938
0.52%
3.69%
35
29.80
Buyback yield%
29.20
27.08
28.31
29.70
31.34
31.90
32.99
34.57
33.32
34.84
2.85
33.32
31.62
92
90.54
Eq/Assets%
45.53
50.45
53.79
54.58
65.77
69.45
72.65
71.00
69.70
76.32
114.95
71.00
67.61
81
68.28
Assets₹B
218.6
239.9
258.8
276.8
292.6
314.6
348.6
383.9
430.1
469.0
90.96
9.90%
8.64%
54
64.35
LT debt₹B
22.58
25.32
28.16
27.30
28.09
29.37
33.63
30.83
30.99
34.90
71.77
4.43%
3.53%
45
Total assets
₹469.0B
8.64%
1.26×
Revenue
₹83.47B
6.15%
1.00×
Non-interest expense
₹45.42B
6.04%
0.99×
Net interest income
55.66%
Non-interest income
44.34%