20.74
Revenue₹B
85.77
88.96
89.89
91.31
91.56
95.60
95.44
96.49
98.31
99.92
21.38
1.76%
1.99%
20
19.28
Revenue growth%
30.88
33.65
31.66
30.78
29.17
28.83
29.04
30.89
33.34
30.59
12.86
30.59
30.83
77
20.17
NIM%
22.68
20.02
22.97
21.66
23.10
23.94
24.08
21.77
24.02
25.79
23.82
24.02
23.04
45
2.84
Effic. R.%
0.50
0.40
0.40
2.31
3.15
0.40
0.40
1.53
2.70
3.99
14.47
1.53
1.01
75
9.24
Net margin%
8.37
7.50
5.62
2.65
5.00
7.75
7.73
10.20
8.72
9.61
11.41
8.72
7.74
23
34.74
P/E ratio (avg)x
9.340
10.23
11.30
12.80
14.95
14.22
15.98
17.90
18.77
17.70
20.40
17.70
14.58
5
11.56
P/TBVx
19.27
18.88
18.82
20.75
19.45
17.89
17.71
19.99
19.40
20.59
30.02
19.40
19.34
91
36.28
P/Bx
14.91
13.18
14.66
15.19
16.36
16.82
17.51
18.06
17.83
19.35
35.98
17.83
16.59
34
101.5
NII₹B
54.42
56.16
56.54
56.51
57.59
60.02
60.53
60.99
61.77
62.83
34.52
1.76%
1.90%
—
23.77
NII grth%
21.82
20.04
19.84
17.45
16.58
16.19
14.18
15.10
16.92
19.88
22.94
16.19
17.19
36
25.20
ROTE%
13.59
11.11
13.33
10.33
11.95
13.79
15.12
14.02
16.09
13.94
8.34
14.02
13.69
62
3.74
Return on equity%
24.68
25.61
24.60
21.62
23.94
25.84
26.41
27.79
26.41
27.27
15.69
26.41
25.73
65
12.06
Return on assets%
22.11
21.53
20.77
17.99
20.36
21.62
19.57
21.46
21.19
20.00
3.50
21.19
20.98
72
1.72
EPS₹
1.76
1.75
1.87
1.66
1.42
1.51
1.65
1.48
1.28
1.31
1.86
(1.67%)
(2.46%)
—
23.97
EPS growth%
19.01
20.48
21.87
24.08
25.49
22.84
23.42
26.17
24.03
23.51
28.03
23.51
23.46
48
0.74
Bookvalue per sh₹
3.24
3.44
3.39
3.27
3.21
3.06
3.24
3.08
3.09
2.81
1.30
(2.63%)
(0.26%)
—
0.67
TBV/sh₹
1.05
1.11
0.96
0.81
0.79
0.81
0.75
0.74
0.65
0.57
1.22
(6.43%)
(6.62%)
—
1.95
Dividend per sh₹
2.04
2.25
2.59
2.99
3.52
4.19
4.56
4.61
5.09
5.28
0.45
8.41%
11.17%
—
26.38
Div yield (avg)%
28.61
28.32
27.92
28.52
26.36
28.15
27.84
27.35
27.51
29.62
11.02
27.84
28.04
42
8.14
Payout ratio%
7.22
5.95
4.59
3.22
2.85
4.49
5.82
4.85
7.30
6.84
6.96
5.82
5.34
19
12.56
Shares (diluted)B
17.31
18.93
20.90
23.06
24.18
27.48
26.02
28.06
28.34
29.59
12.40
4.12%
6.09%
31
27.59
Buyback yield%
30.51
27.88
25.07
24.98
25.12
23.12
25.40
23.07
21.21
18.72
10.71
23.07
25.02
75
104.37
Eq/Assets%
100.70
100.19
94.23
101.65
95.82
103.96
109.73
120.58
119.89
112.23
48.82
112.23
102.81
28
72.20
Assets₹B
170.9
185.9
202.5
219.0
246.3
273.3
297.1
313.1
351.8
365.1
78.36
8.19%
8.67%
43
102.3
LT debt₹B
31.98
28.49
25.27
24.41
22.79
23.78
24.62
26.40
23.15
24.52
56.74
1.48%
(2.54%)
70
Total assets
₹365.1B
8.67%
1.89×
Revenue
₹99.92B
1.99%
1.00×
Non-interest expense
₹57.92B
1.95%
1.00×
Net interest income
62.88%
Non-interest income
37.12%