15.09
Revenue₹B
145.9
148.3
149.1
154.3
156.8
159.2
159.8
161.4
164.1
166.1
15.47
1.16%
1.25%
86
18.78
Revenue growth%
25.77
23.74
25.98
26.02
23.17
25.15
27.43
28.97
26.40
28.19
18.27
27.43
26.00
51
25.83
NIM%
23.28
25.89
27.11
29.65
31.39
32.17
33.18
31.05
32.52
33.81
22.81
32.52
31.22
14
13.01
Effic. R.%
8.92
7.69
7.03
5.50
4.90
6.76
5.67
6.02
5.00
7.60
18.40
6.02
6.39
91
15.24
Net margin%
31.03
33.48
34.50
32.09
34.39
36.26
37.82
39.08
39.95
41.21
22.00
39.08
35.38
7
20.20
P/E ratio (avg)x
30.66
31.59
28.41
29.28
30.76
28.32
28.13
24.95
24.12
24.01
31.04
24.95
28.37
37
15.27
P/TBVx
8.856
8.641
8.487
8.916
9.138
8.619
8.703
8.636
9.469
8.863
13.82
8.703
8.780
50
26.38
P/Bx
9.347
9.548
9.787
8.889
9.294
9.478
9.134
10.35
10.72
10.24
23.32
10.24
9.513
54
55.69
NII₹B
113.5
114.4
113.5
118.5
120.9
123.8
124.6
124.1
126.6
128.5
12.14
1.23%
1.20%
—
18.13
NII grth%
23.96
26.49
29.41
28.38
29.85
29.13
30.79
28.84
26.17
28.46
23.18
28.84
28.65
10
21.41
ROTE%
24.03
21.77
21.06
23.93
23.54
23.86
26.12
27.63
28.69
26.20
18.76
26.20
23.98
72
9.22
Return on equity%
25.27
26.13
26.06
24.92
26.75
29.40
27.82
26.95
27.00
28.23
27.71
27.82
26.85
82
15.33
Return on assets%
23.38
24.07
23.96
24.10
21.89
20.39
18.45
18.20
16.75
13.93
16.65
18.20
21.14
25
4.64
EPS₹
3.25
3.69
4.25
4.44
4.52
4.85
5.36
5.73
6.57
6.77
5.00
8.39%
8.95%
—
2.55
EPS growth%
19.48
17.04
17.51
17.42
18.34
18.41
18.61
16.00
17.42
15.31
25.61
17.42
17.46
52
1.87
Bookvalue per sh₹
3.65
3.61
3.79
3.25
3.03
3.07
3.12
3.38
3.05
3.21
2.32
1.16%
(0.92%)
—
1.64
TBV/sh₹
6.93
7.98
8.23
8.88
9.05
8.78
8.56
9.15
9.76
9.98
2.14
1.99%
4.41%
—
2.30
Dividend per sh₹
1.89
1.77
2.07
2.13
2.47
2.44
2.82
2.79
2.87
3.17
2.49
5.15%
4.91%
—
27.87
Div yield (avg)%
19.99
22.86
25.67
23.41
25.77
27.87
26.53
25.95
24.80
26.45
17.42
26.45
25.72
71
11.16
Payout ratio%
13.42
15.12
13.97
14.42
16.56
17.89
17.07
17.60
18.91
21.70
12.50
17.89
16.82
89
8.864
Shares (diluted)B
12.36
13.32
12.80
14.70
17.28
17.22
19.85
22.06
22.82
24.14
9.110
6.92%
6.51%
42
3.46
Buyback yield%
24.23
25.03
25.29
23.10
25.49
24.92
23.47
21.91
21.49
24.13
23.10
23.47
24.18
34
168.77
Eq/Assets%
69.86
66.48
73.45
80.06
79.30
86.15
82.40
90.13
90.91
92.51
135.03
90.13
81.23
53
75.64
Assets₹B
150.2
157.7
175.1
191.8
202.8
223.9
236.1
251.6
265.5
295.6
28.42
7.83%
7.77%
89
79.16
LT debt₹B
210.6
203.0
212.2
227.0
244.7
245.6
277.8
274.0
294.9
280.5
121.3
2.76%
4.70%
7
Total assets
₹295.6B
7.77%
1.86×
Revenue
₹166.1B
1.25%
1.00×
Non-interest expense
₹80.62B
1.23%
1.00×
Net interest income
77.37%
Non-interest income
22.63%