23.60
Revenue₹B
19.15
20.35
22.35
24.48
27.06
29.79
31.58
34.77
38.27
42.18
24.20
9.29%
9.19%
11
11.03
Revenue growth%
6.70
7.39
4.68
4.49
6.89
6.73
9.42
11.46
13.64
10.83
6.16
10.83
7.14
36
20.47
NIM%
6.99
4.85
4.03
1.64
2.53
2.46
2.90
1.58
0.83
1.33
23.95
1.58
2.50
59
15.96
Effic. R.%
30.38
30.40
32.34
34.35
33.92
33.54
35.54
36.52
39.03
36.97
4.74
36.52
34.13
51
10.40
Net margin%
35.83
34.04
35.08
35.81
36.94
38.47
38.64
35.76
38.26
40.93
19.75
38.47
36.38
29
28.73
P/E ratio (avg)x
31.85
31.92
37.98
38.85
38.49
37.20
39.77
44.47
52.78
61.18
37.95
44.47
38.67
10
33.68
P/TBVx
42.02
42.35
45.84
44.88
52.19
60.83
60.06
69.38
81.02
85.21
23.71
69.38
56.13
8
15.83
P/Bx
39.33
39.72
43.18
42.99
50.83
54.64
66.59
69.35
72.08
87.10
33.02
69.35
52.73
45
29.99
NII₹B
13.44
14.46
15.53
17.36
18.79
21.16
21.97
24.52
26.72
29.53
18.71
9.46%
9.17%
—
5.38
NII grth%
6.95
4.76
2.58
0.40
1.59
0.40
0.40
0.64
0.40
0.92
28.58
0.40
0.78
79
19.58
ROTE%
25.80
24.43
22.36
23.97
21.64
21.29
21.98
22.51
20.84
19.87
28.57
21.29
22.17
90
14.93
Return on equity%
2.45
1.66
1.13
1.08
3.51
4.81
7.64
4.98
5.69
4.18
27.09
4.98
3.84
95
7.59
Return on assets%
16.40
16.00
16.67
16.74
16.68
17.13
19.24
18.45
20.56
21.35
29.05
19.24
16.94
70
30.59
EPS₹
31.53
31.11
28.12
29.22
29.88
26.55
24.84
22.56
22.84
23.67
32.17
(4.55%)
(3.80%)
—
7.02
EPS growth%
26.24
23.57
25.04
26.68
23.78
24.97
27.14
27.30
24.66
24.99
24.56
24.99
25.01
58
18.62
Bookvalue per sh₹
19.24
20.61
21.70
25.89
29.53
32.71
34.66
37.79
42.51
50.20
45.92
11.20%
9.98%
—
22.85
TBV/sh₹
45.24
51.96
51.42
52.79
59.54
59.26
62.41
69.03
82.30
82.57
22.32
6.76%
6.26%
—
23.55
Dividend per sh₹
28.37
29.23
30.59
31.81
28.43
28.27
30.12
27.88
24.19
23.44
21.20
(3.79%)
(1.22%)
—
22.92
Div yield (avg)%
6.76
3.76
3.57
4.25
6.63
7.40
6.55
9.08
6.65
5.13
5.47
6.65
6.59
42
29.89
Payout ratio%
9.36
11.88
14.24
14.07
13.93
15.94
18.61
18.51
18.35
20.10
10.21
18.51
15.09
43
0.974
Shares (diluted)B
1.681
1.694
1.893
2.035
2.199
2.387
2.779
3.297
3.399
3.803
1.002
11.58%
10.31%
88
28.55
Buyback yield%
16.82
15.39
15.39
16.47
14.39
12.12
10.07
7.55
5.91
5.32
28.26
7.55
13.25
69
176.15
Eq/Assets%
35.66
32.91
31.09
31.98
33.01
32.62
33.30
32.38
30.11
32.46
38.86
32.46
32.54
39
15.57
Assets₹B
87.72
98.61
104.9
112.3
121.1
130.5
138.4
150.7
168.3
182.9
29.46
8.60%
8.48%
48
7.259
LT debt₹B
57.94
55.81
62.37
68.54
71.68
70.48
73.96
79.19
87.62
90.88
40.42
4.86%
5.28%
70
Total assets
₹182.9B
8.48%
0.94×
Revenue
₹42.18B
9.19%
1.00×
Non-interest expense
₹20.98B
8.88%
0.97×
Net interest income
70.02%
Non-interest income
29.98%