Juroku Financial Group,Inc.

¥2,050As of Sun 8 Nov 2026, 12:00 UTC

TSE:7380Financials

Country Japan

PE (Fwd) 12.29

TSR 10Y CAGR 16.52%

Div yield 2.34%

ROTE —

Banks (Regional)

Beta (5Y) 0.40

PE TTM 13.38

TSR TTM 87.11%

Mkt cap ¥363.1B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

¥2,133

4.07%

(21.88%)

Price above Reference Value

TTM

FYE 31 Mar JPY

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

152.2

Revenue¥B

—

116.9

109.8

122.1

126.7

152.2

158.7

6.83%

20.12

Revenue growth%

—

(6.06)

11.23

3.78

20.12

4.21

7.50

—

NIM%

—

70.57

Effic. R.%

—

74.80

73.93

76.64

74.07

70.57

70.54

74.07

—

17.98

Net margin%

—

14.71

16.97

15.82

16.44

17.98

18.06

16.44

13.38

P/E ratio (avg)x

—

4.599

5.295

7.155

7.787

8.802

12.79

7.155

—

P/TBVx

—

P/Bx

—

62.17

NII¥B

—

54.37

51.13

52.89

54.41

62.17

64.79

3.41%

—

14.25

NII grth%

—

(5.96)

3.45

2.87

14.25

4.22

3.16

—

ROTE%

—

Return on equity%

—

Return on assets%

—

153.23

EPS¥

—

91.93

101.09

106.11

115.46

153.23

160.31

13.63%

—

32.71

EPS growth%

—

9.97

4.97

8.81

32.71

4.62

9.39

—

Bookvalue per sh¥

—

TBV/sh¥

—

48.00

Dividend per sh¥

—

10.00

24.00

32.00

36.00

48.00

51.71

48.02%

—

2.34

Div yield (avg)%

—

2.37

4.48

4.21

4.00

3.56

2.52

4.00

31.33

Payout ratio%

—

10.88

23.74

30.16

31.18

31.33

32.25

30.16

177.1

Shares (diluted)M

—

187.0

184.3

182.1

180.5

178.7

◌178.7

(1.13%)

1.00

Buyback yield%

—

1.45

1.22

0.86

1.00

◌—

1.11

—

Eq/Assets%

—

Assets¥M

—

LT debt¥M

—

Peers (US$2.305B)

Cap (US$)

Seven Bank, Ltd.

2.507B

23.32x

Aichi Financial Group…

2.383B

11.60x

Tokyo Kiraboshi…

2.347B

9.257x

City Union Bank Limited

2.316B

13.87x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

3.34

5.15

Owners

Insiders/Inst%

0.35

24.58

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

3/4

EPS growth years

4/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Juroku Financial Group,Inc. provides banking and leasing products and services in Japan. The company operates through two segments, Banking and Leasing.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

¥152.2B

6.83%

1.00×

Non-interest expense

¥107.4B

5.29%

0.94×

Revenue mix

Trend

Non-interest income

59.17%

Net interest income

40.83%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m