67.11
Revenue¥B
71.23
73.67
76.53
81.33
87.74
94.82
102.3
108.4
115.8
121.6
74.80
6.75%
6.27%
71
26.50
Revenue growth%
2.35
0.40
0.40
2.33
2.77
3.20
4.53
3.79
2.26
0.40
20.11
3.20
2.34
76
6.23
NIM%
19.02
16.20
14.47
15.02
17.49
17.07
18.08
20.13
19.11
19.17
5.21
19.11
17.79
70
23.61
Effic. R.%
11.35
10.65
11.16
9.99
8.29
11.09
9.20
11.51
11.75
11.08
24.83
11.09
11.09
52
9.42
Net margin%
13.62
11.45
9.94
7.47
8.58
9.30
8.66
8.76
9.21
9.51
17.89
9.21
9.25
25
6.239
P/E ratio (avg)x
32.69
36.55
33.03
30.29
32.23
33.38
30.50
29.94
30.28
27.03
27.43
30.28
31.36
88
11.15
P/TBVx
22.44
23.41
25.44
30.34
36.08
37.69
40.87
47.35
52.56
54.84
22.38
47.35
36.89
19
35.87
P/Bx
45.64
47.64
54.14
64.65
73.62
85.12
98.45
109.8
131.0
138.9
26.32
109.8
79.37
52
28.36
NII¥B
38.65
41.23
42.82
44.03
48.90
52.00
56.79
59.39
63.19
66.18
12.02
6.24%
5.98%
—
26.29
NII grth%
7.80
7.39
7.41
8.89
11.51
9.77
11.84
12.49
12.06
9.59
22.28
11.84
9.68
82
3.64
ROTE%
16.94
15.20
13.25
15.16
18.09
18.60
20.14
20.27
18.94
21.35
7.30
20.14
18.34
6
17.38
Return on equity%
12.22
10.59
10.97
13.74
15.61
18.38
16.55
17.24
19.09
18.10
26.57
18.10
16.08
88
12.42
Return on assets%
32.18
32.76
32.18
31.29
30.56
28.68
29.89
32.39
34.70
32.58
22.23
32.39
32.18
58
37.39
EPS¥
163.70
183.07
205.77
236.29
280.81
273.84
308.65
337.68
339.71
380.74
39.45
6.28%
8.60%
—
14.52
EPS growth%
0.40
2.54
3.03
4.89
3.70
6.28
8.92
10.32
10.25
11.60
22.72
10.25
5.58
68
39.39
Bookvalue per sh¥
120.60
106.07
94.22
98.43
87.64
91.64
82.48
81.49
72.96
70.38
105.93
(4.29%)
(5.40%)
—
72.51
TBV/sh¥
151.95
160.23
165.45
166.47
179.81
194.55
193.96
190.53
180.93
208.33
146.92
2.99%
2.84%
—
153.74
Dividend per sh¥
114.07
115.99
120.88
126.45
108.53
100.86
104.18
100.28
94.62
84.05
124.98
(4.98%)
(4.14%)
—
19.10
Div yield (avg)%
11.87
14.63
16.08
18.58
18.62
16.99
14.05
14.32
14.28
13.47
4.27
14.28
14.48
27
15.15
Payout ratio%
15.90
18.15
19.46
16.81
18.19
16.72
17.87
16.10
15.33
15.55
17.61
16.10
16.76
28
248.8
Shares (diluted)M
414.4
480.0
525.0
572.6
572.1
660.8
650.2
718.0
738.0
878.5
250.2
8.96%
8.91%
30
27.89
Buyback yield%
18.93
21.19
22.25
20.01
17.98
17.74
15.33
17.53
16.15
16.46
6.35
16.46
17.86
36
107.34
Eq/Assets%
82.73
88.69
89.69
84.64
89.99
85.97
84.16
88.13
85.04
87.82
17.11
85.97
86.90
47
90.01
Assets¥B
329.0
366.0
400.9
424.6
486.5
506.7
554.3
592.8
668.1
691.4
29.37
7.28%
8.81%
36
73.17
LT debt¥B
27.71
25.47
23.72
24.99
23.77
24.11
25.34
24.77
26.30
23.83
92.34
0.05%
(1.32%)
15
Total assets
¥691.4B
8.81%
1.27×
Revenue
¥121.6B
6.27%
1.00×
Non-interest expense
¥54.64B
6.06%
0.98×
Net interest income
54.40%
Non-interest income
45.60%