10.46
Revenue¥B
43.43
46.63
48.70
50.40
52.82
55.07
59.35
62.41
67.36
73.05
10.85
6.70%
6.14%
9
6.39
Revenue growth%
29.55
27.84
30.63
29.59
30.48
29.99
31.89
30.25
30.47
29.67
23.88
30.25
30.12
35
24.25
NIM%
22.72
20.30
18.90
18.63
21.43
24.42
25.44
28.35
30.64
30.98
28.61
28.35
23.57
62
15.98
Effic. R.%
23.25
21.84
24.61
26.97
26.06
28.90
27.41
27.39
27.15
28.62
17.59
27.41
27.06
79
8.38
Net margin%
29.38
29.22
29.51
28.49
26.90
28.25
28.81
29.20
30.34
31.96
28.30
29.20
29.21
36
20.00
P/E ratio (avg)x
18.43
17.57
15.52
13.87
12.91
13.74
13.42
14.28
14.51
12.56
9.989
13.74
14.07
67
32.12
P/TBVx
14.50
12.56
11.01
10.66
9.660
10.37
8.918
8.899
8.688
9.217
16.60
8.918
10.01
24
33.13
P/Bx
43.55
43.90
49.29
47.75
47.75
49.58
59.09
63.98
69.24
69.14
8.515
63.98
49.43
71
5.145
NII¥B
27.09
28.30
29.46
30.48
32.88
34.15
37.01
38.77
41.89
45.58
24.60
6.75%
6.33%
—
25.63
NII grth%
28.43
30.42
30.01
28.93
27.00
24.55
26.49
26.60
23.71
26.45
20.95
26.45
26.80
88
8.70
ROTE%
32.52
30.77
27.92
25.30
28.30
27.84
27.39
24.91
22.78
21.45
17.94
24.91
27.61
76
18.48
Return on equity%
5.96
7.55
9.71
11.96
14.87
15.12
15.48
12.68
14.81
17.21
28.33
15.12
13.75
90
11.32
Return on assets%
13.44
16.30
18.77
19.85
21.20
23.65
25.56
27.81
25.68
23.00
20.30
25.56
22.10
66
62.15
EPS¥
128.00
132.34
135.45
152.94
166.38
184.85
178.67
167.48
178.09
169.45
68.25
0.37%
2.83%
—
22.07
EPS growth%
4.76
7.00
4.08
1.74
0.40
2.22
2.06
4.52
2.35
3.43
14.88
2.35
2.89
51
151.11
Bookvalue per sh¥
72.56
80.57
73.01
71.96
70.07
77.50
83.83
79.82
72.93
66.76
112.66
(0.96%)
(0.67%)
—
108.57
TBV/sh¥
59.09
62.90
68.09
64.21
64.87
72.89
69.85
64.42
63.84
72.13
107.95
2.14%
0.98%
—
98.08
Dividend per sh¥
102.52
95.89
88.95
88.19
91.70
90.86
99.09
99.67
102.62
104.78
37.78
2.70%
0.50%
—
16.11
Div yield (avg)%
12.89
15.28
14.38
16.46
18.05
20.39
19.31
18.91
21.55
20.69
14.30
20.39
18.48
42
24.58
Payout ratio%
0.40
2.92
5.54
7.68
7.81
6.27
3.82
2.80
1.47
0.40
9.62
2.80
3.37
80
279.9
Shares (diluted)M
311.2
340.8
351.2
382.9
385.5
363.0
376.2
354.3
378.4
358.9
295.5
(1.42%)
0.86%
28
19.66
Buyback yield%
24.16
26.03
25.33
26.44
28.07
30.77
31.51
33.78
35.58
34.87
15.94
33.78
29.42
49
60.50
Eq/Assets%
124.11
134.08
126.18
133.19
118.47
126.27
135.09
147.62
130.51
134.61
151.00
134.61
131.85
81
67.23
Assets¥B
177.3
188.9
207.6
229.2
233.5
253.1
279.5
293.8
328.4
343.6
43.54
8.03%
7.84%
71
9.571
LT debt¥B
24.54
28.36
31.63
31.10
36.14
40.84
43.22
49.24
52.14
56.88
52.51
9.49%
10.52%
25
Total assets
¥343.6B
7.84%
1.17×
Revenue
¥73.05B
6.14%
1.00×
Non-interest expense
¥41.32B
6.43%
1.03×
Net interest income
62.39%
Non-interest income
37.61%