467.9
Revenue$B
643.5
659.6
672.1
681.0
692.4
697.2
706.6
737.1
743.1
779.8
511.2
2.41%
2.37%
11
26.01
Revenue growth%
4.91
4.07
1.84
0.40
2.90
3.83
2.73
0.57
0.40
0.40
23.86
0.57
2.29
17
19.55
NIM%
6.17
4.76
4.70
7.58
9.44
7.50
6.16
6.93
7.59
4.94
28.35
6.93
6.55
94
19.38
Effic. R.%
6.57
5.16
4.69
7.59
6.89
6.10
7.75
8.78
6.37
8.97
21.83
7.75
6.73
37
23.60
Net margin%
10.48
11.46
11.33
10.51
10.59
12.85
14.11
13.27
10.78
12.57
6.58
12.85
11.39
57
18.75
P/E ratio (avg)x
51.44
61.77
64.17
77.26
84.45
98.74
117.7
129.6
137.9
150.0
12.75
129.6
91.59
81
21.53
P/TBVx
33.41
34.78
34.33
33.80
34.31
33.67
35.99
39.14
42.04
41.02
20.27
39.14
34.56
85
21.13
P/Bx
22.69
24.21
22.98
23.84
25.19
28.69
30.29
27.94
30.65
33.37
15.67
30.29
26.56
63
212.9
NII$B
422.5
435.1
434.0
446.4
448.7
460.0
467.0
484.9
478.3
508.5
484.4
2.53%
2.42%
—
10.00
NII grth%
17.21
19.20
16.76
15.89
17.86
18.20
18.02
15.82
13.16
15.90
25.82
15.90
16.99
54
27.37
ROTE%
22.49
25.17
24.39
22.79
20.39
17.41
14.72
11.90
9.21
10.02
21.84
11.90
18.90
30
22.54
Return on equity%
10.42
11.87
9.41
8.59
7.10
7.08
8.21
10.29
8.29
8.82
19.48
8.29
8.71
75
24.85
Return on assets%
29.16
26.49
25.51
24.56
25.83
24.26
23.81
22.88
20.81
19.34
4.21
22.88
24.41
50
951.35
EPS$
550.41
526.35
494.74
546.81
588.43
548.02
623.60
682.44
676.91
692.24
1,055
3.30%
3.15%
—
28.89
EPS growth%
24.07
25.27
25.77
22.94
21.62
23.53
25.36
26.66
28.96
29.81
22.48
26.66
25.31
29
893.34
Bookvalue per sh$
330.22
328.25
301.82
273.26
245.53
264.85
254.44
250.08
257.63
254.99
496.05
0.76%
(3.59%)
—
875.11
TBV/sh$
705.24
759.31
729.02
748.12
743.46
803.15
931.21
1,034
1,010
1,116
284.92
8.46%
5.06%
—
376.02
Dividend per sh$
1,567
1,686
1,643
1,816
2,028
2,341
2,465
2,695
2,639
2,672
190.11
5.68%
5.50%
—
16.28
Div yield (avg)%
18.33
19.53
18.83
17.36
15.97
17.48
14.69
16.53
19.01
20.53
25.69
17.48
17.90
61
19.47
Payout ratio%
27.96
29.33
30.95
30.49
30.49
32.63
30.85
29.73
29.63
28.71
29.02
29.73
30.11
29
615.7
Shares (diluted)M
727.4
743.5
812.1
830.0
867.4
800.2
734.3
825.3
764.9
720.6
599.7
(3.64%)
(0.06%)
80
11.45
Buyback yield%
6.33
4.17
5.27
5.09
5.08
7.99
6.39
3.65
2.11
0.40
28.26
3.65
5.08
24
39.27
Eq/Assets%
52.63
49.57
54.83
58.84
64.64
72.19
68.54
66.99
59.38
62.09
17.96
66.99
60.73
47
109.8
Assets$B
1,814
1,893
2,048
2,193
2,433
2,572
2,934
3,002
3,383
3,653
1,012
8.47%
8.50%
19
554.0
LT debt$B
130.9
138.4
143.9
149.6
147.9
150.5
151.9
158.2
181.7
181.5
1,057
4.18%
2.67%
85
Total assets
$3.653T
8.50%
1.79×
Revenue
$779.8B
2.37%
1.00×
Non-interest expense
$367.5B
2.30%
0.99×
Net interest income
65.20%
Non-interest income
34.80%
Spread over hurdle
(10.84%)