85.74
Revenue$B
252.7
266.6
283.9
302.6
321.8
341.7
361.6
386.9
414.6
434.2
92.86
6.17%
6.27%
56
28.52
Revenue growth%
34.00
35.13
32.38
30.25
31.64
29.16
28.55
28.23
27.28
25.41
12.68
28.23
29.70
27
28.11
NIM%
0.40
2.50
3.62
4.17
2.08
0.40
0.40
0.40
1.43
0.40
2.97
0.40
0.91
58
5.39
Effic. R.%
18.58
21.11
22.05
21.55
20.89
19.03
18.87
18.96
21.91
21.37
28.94
19.03
21.00
94
11.78
Net margin%
20.29
22.09
24.14
25.36
27.72
25.71
23.70
21.97
23.71
26.60
13.43
23.71
23.92
32
10.07
P/E ratio (avg)x
11.59
11.96
11.49
12.27
12.31
10.52
9.516
9.377
8.160
7.619
22.98
9.377
11.01
19
12.21
P/TBVx
28.70
31.95
32.86
32.84
31.03
29.29
27.20
24.80
24.31
23.91
32.67
24.80
28.99
11
6.311
P/Bx
49.19
53.00
53.28
63.01
67.94
74.15
76.59
79.15
91.89
95.03
27.34
79.15
71.04
54
250.7
NII$B
190.6
204.3
215.1
228.8
246.2
260.6
278.3
291.3
312.2
326.4
97.82
5.80%
6.09%
—
23.23
NII grth%
14.72
12.66
10.06
11.54
9.27
11.43
9.72
12.54
9.93
9.32
21.16
9.93
10.74
62
21.05
ROTE%
9.57
7.24
9.83
10.75
8.44
6.01
4.13
4.16
3.07
5.13
16.57
4.16
6.62
48
18.74
Return on equity%
18.75
20.88
19.22
22.06
20.28
22.25
19.30
21.86
19.94
19.58
27.17
19.94
20.11
41
2.78
Return on assets%
21.35
19.57
20.17
18.52
17.47
15.41
14.85
12.58
15.02
16.14
17.66
15.02
16.80
51
54.61
EPS$
109.59
110.65
116.96
123.73
107.92
102.62
97.35
101.38
107.05
110.12
58.21
0.40%
0.32%
—
20.41
EPS growth%
5.21
5.20
2.59
2.79
4.05
6.63
5.36
4.36
5.93
3.60
3.60
5.36
4.78
89
38.43
Bookvalue per sh$
103.01
121.13
118.46
133.10
141.94
140.43
136.78
133.17
157.98
186.69
53.16
5.63%
7.81%
—
251.21
TBV/sh$
280.41
322.57
376.81
455.19
486.80
493.87
563.09
680.90
813.53
963.89
82.50
14.64%
13.16%
—
132.17
Dividend per sh$
257.13
250.46
252.46
229.85
222.78
200.28
208.18
221.26
232.81
244.28
153.40
1.86%
0.20%
—
3.38
Div yield (avg)%
24.43
21.99
20.05
19.44
20.15
21.66
24.05
23.57
23.63
25.28
8.82
23.63
22.78
82
27.54
Payout ratio%
3.34
3.48
0.87
3.80
0.98
1.45
1.73
1.60
0.40
0.81
28.96
1.45
1.52
23
698.2
Shares (diluted)M
642.3
695.5
708.7
676.1
635.1
576.8
610.4
558.9
589.3
610.0
714.0
(0.80%)
0.37%
90
5.77
Buyback yield%
17.38
16.13
13.69
11.22
8.48
7.67
6.60
7.54
10.47
11.68
20.33
7.67
10.84
48
96.67
Eq/Assets%
116.37
119.93
127.30
128.53
143.46
144.16
149.29
161.26
159.72
186.60
164.38
159.72
143.81
50
62.87
Assets$B
1,071
1,137
1,210
1,335
1,406
1,553
1,653
1,726
1,867
2,125
273.7
8.60%
7.80%
82
248.5
LT debt$B
30.40
27.47
27.80
28.12
26.03
25.18
26.16
27.98
26.40
25.23
180.3
(0.62%)
(2.29%)
71
Total assets
$2.125T
7.80%
1.15×
Revenue
$434.2B
6.27%
1.00×
Non-interest expense
$222.5B
6.22%
1.00×
Net interest income
75.18%
Non-interest income
24.82%