122.1
Revenue$B
92.16
96.34
98.07
101.6
103.2
106.5
112.7
114.1
120.6
123.6
125.1
3.68%
3.56%
93
5.77
Revenue growth%
14.06
11.41
11.42
8.97
9.80
11.50
11.21
14.08
12.06
13.29
10.73
12.06
11.46
90
26.88
NIM%
14.53
15.17
16.27
15.02
12.30
9.62
8.04
6.60
7.37
8.01
12.86
8.01
10.96
92
17.12
Effic. R.%
9.90
7.46
4.48
4.20
6.97
4.10
3.53
1.32
0.40
2.94
3.19
2.94
4.15
10
11.50
Net margin%
19.04
19.85
17.93
19.55
21.22
18.79
20.38
21.86
24.28
23.51
6.30
21.86
20.11
13
16.37
P/E ratio (avg)x
18.58
16.38
16.45
16.26
17.88
19.50
19.43
19.82
18.80
19.62
11.21
19.50
18.69
23
20.25
P/TBVx
16.76
18.05
18.77
20.13
18.21
18.49
18.78
18.78
18.44
15.85
25.12
18.49
18.46
83
36.68
P/Bx
19.87
19.30
20.29
18.78
20.32
18.49
16.77
18.53
18.04
19.51
22.82
18.49
19.04
59
12.10
NII$B
52.17
56.02
55.38
57.96
59.63
62.00
65.07
64.45
68.85
71.82
149.9
3.79%
3.60%
—
8.58
NII grth%
25.32
23.28
21.23
21.07
23.17
23.27
25.00
22.10
20.36
17.46
5.79
22.10
22.63
9
3.76
ROTE%
13.78
11.34
8.68
9.42
12.10
14.84
12.26
11.41
11.79
13.64
5.72
12.26
11.95
73
8.77
Return on equity%
12.85
13.21
11.21
11.01
8.05
6.37
6.41
7.29
4.78
2.60
19.24
6.37
7.67
41
3.03
Return on assets%
25.15
26.12
25.25
24.88
23.86
22.19
20.81
22.97
24.22
25.31
9.36
22.97
24.55
93
253.14
EPS$
228.36
243.76
236.13
245.13
229.65
221.15
220.88
226.52
218.03
213.08
267.76
(1.49%)
(0.29%)
—
2.34
EPS growth%
6.55
7.28
5.67
7.57
8.41
8.65
10.96
13.39
14.39
15.59
11.96
13.39
8.53
20
60.15
Bookvalue per sh$
128.38
135.31
129.75
135.90
135.12
129.39
134.74
136.39
129.24
121.59
283.82
(2.09%)
(0.49%)
—
282.55
TBV/sh$
306.06
321.08
328.44
345.77
333.97
312.04
305.82
324.96
342.60
332.99
155.88
(0.06%)
0.73%
—
95.78
Dividend per sh$
82.68
85.86
87.42
75.69
80.02
83.20
71.68
76.51
82.49
74.74
65.94
(1.35%)
(2.11%)
—
21.42
Div yield (avg)%
17.69
19.14
21.78
21.08
20.11
18.82
19.97
22.79
20.86
23.05
25.34
20.86
20.48
30
27.82
Payout ratio%
2.18
1.78
0.40
0.57
0.40
0.40
0.40
0.98
1.94
0.40
21.44
0.40
0.49
93
433.3
Shares (diluted)M
512.4
493.5
480.8
429.3
425.9
435.1
377.1
378.2
330.5
333.9
430.0
(4.75%)
(3.48%)
68
24.09
Buyback yield%
9.06
7.81
7.68
10.38
7.92
8.94
10.87
9.23
8.50
9.95
4.11
9.23
9.00
50
62.64
Eq/Assets%
101.62
97.89
115.06
129.63
151.63
171.07
188.88
218.41
208.28
235.79
143.08
208.28
161.35
35
43.39
Assets$B
435.5
454.1
512.9
549.2
610.2
666.3
705.5
768.5
845.8
925.3
17.38
8.68%
8.73%
76
57.32
LT debt$B
129.2
123.9
132.3
143.6
141.9
137.2
134.2
147.3
168.2
189.1
144.1
5.91%
4.65%
94
Total assets
$925.3B
8.73%
1.63×
Revenue
$123.6B
3.56%
1.00×
Non-interest expense
$60.11B
3.39%
0.98×
Net interest income
58.09%
Non-interest income
41.91%