557.9
Revenue$B
1,078
1,113
1,156
1,170
1,179
1,223
1,215
1,207
1,235
1,247
600.5
1.13%
1.62%
71
25.52
Revenue growth%
22.69
20.04
19.58
17.25
19.30
17.73
15.70
16.53
17.44
17.83
20.89
17.44
17.78
22
17.99
NIM%
20.87
22.83
22.25
19.51
21.71
20.28
20.19
22.41
23.39
21.37
14.53
21.37
21.54
75
29.82
Effic. R.%
0.40
0.40
0.40
0.40
0.40
1.45
0.40
0.40
2.37
1.90
2.48
1.45
0.40
33
17.97
Net margin%
3.66
0.73
2.60
2.82
5.41
6.70
4.28
6.62
4.63
3.83
27.39
4.63
4.05
13
17.81
P/E ratio (avg)x
19.83
21.05
18.19
15.93
14.95
13.32
13.87
13.40
11.81
11.16
8.650
13.32
14.41
34
33.16
P/TBVx
37.23
36.96
37.13
37.25
40.09
41.53
37.66
42.92
42.04
40.76
33.97
41.53
38.88
32
34.85
P/Bx
45.80
51.52
59.22
70.18
73.71
71.64
75.65
85.20
89.50
97.40
22.03
85.20
72.67
59
1,197
NII$B
860.0
873.2
926.7
926.3
929.1
967.8
956.1
947.2
976.6
999.3
88.73
1.47%
1.81%
—
10.08
NII grth%
27.22
25.57
28.10
25.98
27.85
27.81
29.02
26.82
26.76
26.13
20.01
26.82
27.02
59
15.46
ROTE%
23.12
25.53
27.57
26.00
28.19
25.71
24.72
27.28
27.40
25.07
27.96
25.71
25.86
67
15.66
Return on equity%
27.97
25.55
28.05
25.71
23.08
24.00
21.31
19.19
19.35
21.92
2.88
21.31
23.54
27
9.02
Return on assets%
14.90
14.21
16.70
19.65
20.48
20.61
23.16
25.41
23.75
23.36
25.19
23.36
20.55
93
991.36
EPS$
1,004
989.35
1,103
1,078
1,221
1,373
1,572
1,723
1,687
1,783
1,081
7.87%
7.19%
—
19.33
EPS growth%
6.52
8.94
6.11
4.73
7.42
7.21
5.73
8.60
7.06
6.33
22.20
7.06
6.79
14
1,052
Bookvalue per sh$
1,018
1,067
996.58
956.28
875.06
788.90
680.20
590.93
618.31
581.25
1,158
(7.86%)
(6.39%)
—
1,327
TBV/sh$
516.43
495.75
484.93
463.45
436.90
428.08
461.43
417.39
431.06
418.60
758.77
(0.85%)
(1.86%)
—
256.71
Dividend per sh$
1,218
1,235
1,364
1,542
1,698
1,693
1,806
1,927
2,162
2,515
197.50
8.18%
8.30%
—
25.31
Div yield (avg)%
6.73
4.76
2.21
0.63
0.40
0.40
1.93
0.40
0.40
0.40
24.17
0.40
0.51
51
28.03
Payout ratio%
8.19
6.25
6.19
5.98
7.00
6.35
6.76
6.75
5.48
2.61
2.53
6.35
6.30
20
0.624
Shares (diluted)B
1.046
1.123
1.182
1.219
1.229
1.264
1.411
1.415
1.479
1.501
0.642
4.07%
5.01%
75
28.04
Buyback yield%
13.18
15.28
17.84
18.26
15.93
17.53
15.00
17.85
17.72
18.80
5.71
17.72
17.62
16
154.33
Eq/Assets%
142.82
152.83
166.89
157.83
167.01
165.89
164.09
192.06
204.78
222.26
170.39
192.06
166.39
55
290.0
Assets$B
3,386
3,521
3,826
4,175
4,635
5,059
5,472
5,714
6,346
7,040
1,105
8.72%
8.61%
74
993.1
LT debt$B
468.1
530.8
494.1
508.0
500.7
464.9
456.7
523.7
577.1
594.3
106.0
3.48%
3.34%
6
Total assets
$7.040T
8.61%
1.95×
Revenue
$1.247T
1.62%
1.00×
Non-interest expense
$670.7B
1.78%
1.02×
Net interest income
80.13%
Non-interest income
19.87%