0.138
Revenue$B
0.901
0.935
0.944
0.963
1.003
1.048
1.052
1.085
1.105
1.132
0.141
2.46%
2.37%
57
23.91
Revenue growth%
7.65
10.37
9.29
7.00
8.90
10.86
8.39
7.62
4.73
4.80
22.13
7.62
8.02
68
27.08
NIM%
16.62
14.64
14.83
11.93
10.45
7.82
5.04
5.84
3.52
4.50
28.17
5.04
9.13
12
5.61
Effic. R.%
16.10
17.82
19.35
19.18
17.25
20.07
18.50
17.65
20.54
20.64
6.45
20.07
18.84
66
27.31
Net margin%
16.67
14.00
12.62
12.11
11.13
10.66
11.51
12.54
12.12
11.17
12.90
11.51
12.12
56
23.87
P/E ratio (avg)x
11.69
12.56
14.36
15.63
18.11
19.68
22.42
22.66
26.38
26.83
20.35
22.66
18.90
7
37.63
P/TBVx
31.27
31.99
38.73
40.87
40.48
47.22
46.82
55.00
62.97
66.10
7.006
55.00
43.85
35
36.02
P/Bx
18.36
16.08
17.29
18.31
17.27
15.38
16.74
17.93
17.78
15.96
37.24
16.74
17.28
76
934.3
NII$M
717.5
735.2
754.4
764.3
802.8
839.1
822.1
867.7
865.2
904.6
787.6
2.42%
2.50%
—
22.32
NII grth%
22.13
21.30
23.38
21.93
20.75
23.73
25.34
27.35
24.51
22.19
21.72
24.51
22.78
7
9.86
ROTE%
21.55
19.42
20.96
22.97
24.98
22.58
22.22
22.70
24.21
22.23
16.38
22.58
22.40
75
29.14
Return on equity%
9.49
9.61
11.84
14.32
15.99
13.65
15.86
15.13
12.40
10.35
28.97
13.65
13.02
73
26.55
Return on assets%
30.17
29.97
29.12
27.05
28.47
28.42
30.17
31.92
30.36
29.25
19.69
30.17
29.61
30
2.78
EPS$
0.77
0.67
0.67
0.68
0.61
0.60
0.52
0.46
0.46
0.46
3.09
(5.58%)
(5.73%)
—
14.35
EPS growth%
15.89
17.25
17.54
16.36
15.78
15.90
17.99
17.23
16.66
15.37
21.30
16.66
16.51
48
2.05
Bookvalue per sh$
0.73
0.71
0.67
0.61
0.69
0.65
0.62
0.63
0.59
0.55
1.32
(4.33%)
(3.16%)
—
2.66
TBV/sh$
0.56
0.49
0.51
0.47
0.41
0.39
0.42
0.40
0.40
0.35
1.15
(3.38%)
(4.66%)
—
3.03
Dividend per sh$
3.77
3.99
4.40
4.39
4.90
4.73
5.35
4.95
4.84
4.50
3.08
(1.71%)
2.57%
—
17.01
Div yield (avg)%
17.60
19.73
22.18
25.10
25.59
27.02
28.59
25.93
24.19
25.18
22.86
25.93
25.14
77
20.73
Payout ratio%
32.46
34.91
37.26
37.19
38.86
36.71
35.01
32.19
32.35
32.15
19.23
32.35
34.96
53
177.1
Shares (diluted)M
138.7
141.8
148.6
130.6
137.5
131.3
116.7
101.5
100.4
93.97
174.8
(7.34%)
(4.57%)
58
13.97
Buyback yield%
27.69
29.24
29.07
31.83
34.14
31.88
30.62
33.11
34.34
32.70
23.61
32.70
31.85
13
80.38
Eq/Assets%
80.10
79.10
77.83
86.77
96.73
96.12
90.55
83.73
93.27
91.46
70.55
91.46
88.66
54
0.679
Assets$B
1.943
2.146
2.276
2.482
2.651
2.913
3.291
3.674
3.820
4.270
0.359
10.00%
8.96%
85
251.8
LT debt$M
724.6
708.5
675.7
730.7
798.1
913.5
904.5
922.0
875.4
967.2
760.1
3.92%
3.89%
63
Total assets
$4.270B
8.96%
1.87×
Revenue
$1.132B
2.37%
1.00×
Non-interest expense
$692.7M
2.34%
1.00×
Net interest income
79.90%
Non-interest income
20.10%