783.9
Revenue$M
719.6
730.2
752.5
763.6
803.5
838.3
850.2
883.6
920.6
938.1
861.2
3.14%
3.19%
36
2.12
Revenue growth%
18.94
20.56
20.74
21.27
20.23
19.31
16.73
16.40
17.25
18.96
9.64
17.25
19.13
22
25.88
NIM%
7.45
7.68
8.96
9.84
12.19
9.98
11.19
8.87
8.01
10.48
5.85
9.98
9.40
19
23.58
Effic. R.%
3.73
0.91
0.99
0.40
2.54
3.68
6.33
8.77
8.95
8.74
7.43
8.74
3.71
42
25.02
Net margin%
16.02
18.53
21.18
19.64
21.20
18.57
19.88
17.87
18.71
21.11
9.76
18.71
19.17
15
17.52
P/E ratio (avg)x
9.392
9.711
10.41
9.905
10.25
10.23
9.920
10.03
9.436
8.472
10.00
9.920
9.912
65
14.09
P/TBVx
19.96
21.77
25.26
26.43
24.45
22.86
25.14
23.36
27.18
31.27
20.65
25.14
24.79
56
10.29
P/Bx
17.44
16.04
17.89
19.20
19.45
18.32
17.39
16.95
17.68
16.57
24.38
17.39
17.56
18
729.4
NII$M
533.1
546.8
557.5
570.3
601.8
629.8
631.9
654.7
685.5
694.5
262.6
2.91%
2.99%
—
7.66
NII grth%
20.82
23.65
20.90
21.28
19.12
18.35
16.77
19.66
21.26
19.20
19.57
19.20
20.24
11
29.90
ROTE%
7.07
5.89
4.17
5.95
4.05
2.83
5.18
5.06
2.79
3.22
28.52
3.22
4.62
72
2.30
Return on equity%
24.11
21.29
18.48
16.47
16.47
17.47
14.67
13.31
13.75
10.83
28.73
13.75
16.47
58
29.31
Return on assets%
22.45
21.86
24.04
22.00
23.22
25.42
23.67
25.19
24.59
26.04
8.62
25.19
23.85
76
1.83
EPS$
1.18
1.36
1.46
1.59
1.86
1.85
2.17
2.50
2.65
2.85
1.90
8.86%
10.37%
—
7.16
EPS growth%
23.40
25.37
27.30
25.56
24.80
25.29
23.05
21.38
21.94
23.88
2.94
23.05
24.34
14
1.80
Bookvalue per sh$
1.24
1.38
1.47
1.69
1.65
1.62
1.74
1.70
1.84
1.73
2.96
0.88%
2.73%
—
2.56
TBV/sh$
2.25
2.44
2.65
2.58
2.53
2.62
2.65
2.89
2.93
2.72
2.91
1.47%
1.16%
—
1.28
Dividend per sh$
2.60
2.36
2.42
2.09
1.84
1.97
2.11
2.20
2.16
2.12
2.86
2.94%
(1.43%)
—
19.70
Div yield (avg)%
26.19
25.30
26.53
26.78
29.33
30.90
28.31
25.86
28.56
30.09
10.31
28.56
27.54
25
22.41
Payout ratio%
27.35
29.30
27.08
27.95
28.79
29.17
27.57
26.55
26.72
29.34
26.68
27.57
27.76
19
148.6
Shares (diluted)M
133.1
120.1
124.6
129.8
129.6
122.9
133.5
141.4
133.1
120.8
153.0
(1.39%)
(2.05%)
51
12.55
Buyback yield%
21.90
23.20
20.78
18.55
19.75
20.09
20.08
20.01
17.85
19.37
12.57
20.01
20.05
76
120.76
Eq/Assets%
244.77
291.30
282.46
292.28
298.64
303.11
356.56
361.37
395.25
407.48
80.61
361.37
300.88
71
0.428
Assets$B
0.797
0.898
0.943
1.054
1.127
1.172
1.228
1.327
1.431
1.544
0.791
6.51%
7.65%
89
733.8
LT debt$M
523.8
544.9
527.6
562.8
486.5
434.7
418.1
379.6
387.3
375.5
233.8
(5.05%)
(3.72%)
20
Total assets
$1.544B
7.65%
1.53×
Revenue
$938.1M
3.19%
1.00×
Non-interest expense
$556.6M
3.51%
1.03×
Net interest income
74.04%
Non-interest income
25.96%