0.958
Revenue$B
1.281
1.295
1.352
1.410
1.413
1.439
1.481
1.509
1.530
1.555
1.034
1.94%
2.29%
40
28.93
Revenue growth%
26.76
28.76
27.43
27.64
24.68
26.53
26.76
28.43
29.46
32.11
4.84
28.43
27.54
24
29.48
NIM%
24.33
23.72
25.52
28.21
29.86
28.13
28.11
26.28
25.45
25.47
2.82
26.28
25.90
41
25.05
Effic. R.%
14.85
12.46
9.78
9.46
12.11
13.10
15.63
16.47
17.68
18.69
4.02
16.47
13.97
81
14.49
Net margin%
11.45
12.52
15.48
18.24
20.65
22.20
20.88
21.65
18.67
19.12
28.96
20.88
18.90
41
17.89
P/E ratio (avg)x
36.89
41.60
47.18
45.81
48.01
55.06
53.29
61.87
58.28
54.44
21.83
55.06
50.65
69
7.939
P/TBVx
13.30
13.42
13.81
13.62
14.83
13.54
13.38
14.04
14.73
16.28
16.23
14.04
13.72
66
13.13
P/Bx
36.93
37.64
39.35
39.01
39.59
37.96
37.64
40.79
40.90
42.01
15.11
40.79
39.18
38
1.433
NII$B
0.908
0.917
0.951
0.985
1.012
1.010
1.047
1.053
1.085
1.112
1.251
1.91%
2.49%
—
16.61
NII grth%
17.79
16.21
15.10
14.51
14.53
14.42
11.45
9.19
11.38
8.93
6.94
11.38
14.47
18
2.27
ROTE%
1.54
3.91
3.57
2.06
3.91
3.62
1.15
2.99
2.60
4.87
9.99
2.99
3.28
94
20.97
Return on equity%
13.94
16.58
16.56
13.88
13.81
13.62
14.30
12.30
13.44
13.84
24.29
13.62
13.86
25
21.14
Return on assets%
26.35
29.03
28.06
25.16
24.76
22.87
24.40
25.65
26.32
26.28
23.09
25.65
25.96
39
9.03
EPS$
13.61
13.62
14.90
16.76
18.89
18.79
18.57
19.69
20.89
22.45
9.79
3.52%
6.04%
—
21.92
EPS growth%
28.84
30.90
29.20
27.78
25.77
27.44
24.62
24.90
26.37
26.32
11.20
26.32
26.91
55
6.52
Bookvalue per sh$
6.02
5.72
6.13
6.20
6.91
7.67
8.15
7.70
7.59
7.86
10.25
2.61%
2.91%
—
9.32
TBV/sh$
7.77
7.32
7.68
8.21
8.01
8.50
8.92
7.96
7.30
7.89
8.70
(0.29%)
(0.90%)
—
5.15
Dividend per sh$
14.08
13.05
14.12
15.77
14.38
15.27
16.16
14.22
13.50
14.25
14.73
(0.19%)
0.86%
—
16.08
Div yield (avg)%
27.38
28.89
28.90
30.09
29.78
27.90
29.06
29.61
28.64
26.60
18.96
28.64
28.89
72
10.46
Payout ratio%
20.28
18.02
20.85
19.31
18.34
16.52
17.58
18.93
21.47
22.45
5.95
18.93
19.12
26
47.04
Shares (diluted)M
76.48
76.09
89.50
85.12
87.69
100.6
105.2
109.2
105.3
105.8
45.77
3.84%
3.66%
87
10.69
Buyback yield%
10.19
12.79
11.25
8.90
10.65
8.37
5.77
5.53
7.77
9.47
27.89
7.77
9.19
63
81.36
Eq/Assets%
62.89
63.64
62.91
62.61
54.11
58.40
52.73
53.31
54.13
54.24
42.40
54.13
56.32
24
1.223
Assets$B
1.617
1.819
1.960
2.097
2.205
2.413
2.670
2.799
3.104
3.423
0.958
9.20%
8.85%
62
0.440
LT debt$B
0.934
1.010
1.049
1.120
1.137
1.326
1.374
1.551
1.807
1.720
1.364
8.63%
6.27%
87
Total assets
$3.423B
8.85%
1.86×
Revenue
$1.555B
2.29%
1.00×
Non-interest expense
$904.6M
2.48%
1.02×
Net interest income
71.48%
Non-interest income
28.52%