0.238
Revenue$B
0.605
0.651
0.682
0.744
0.788
0.859
0.900
0.947
1.016
1.089
0.262
6.70%
6.58%
30
4.95
Revenue growth%
21.89
20.87
18.41
19.64
22.35
22.46
24.61
23.89
24.94
23.78
21.72
23.89
22.41
38
28.53
NIM%
17.02
14.61
13.19
10.97
9.30
8.27
6.00
3.57
2.99
0.79
10.67
3.57
8.78
78
5.97
Effic. R.%
22.27
23.86
23.41
22.25
23.72
21.17
21.35
24.25
25.09
25.95
25.59
24.25
23.57
10
22.23
Net margin%
26.57
28.47
26.33
24.46
25.07
27.35
27.80
25.29
22.94
23.77
2.93
25.29
25.81
83
15.61
P/E ratio (avg)x
17.14
16.26
14.87
14.58
15.07
15.36
15.67
14.37
15.01
13.12
21.63
15.01
15.04
9
25.52
P/TBVx
14.33
14.57
13.57
13.67
15.70
16.94
16.06
18.17
20.78
23.38
26.09
18.17
15.88
53
30.47
P/Bx
41.62
38.33
41.28
38.43
43.24
44.66
49.81
53.44
51.90
54.23
15.99
51.90
43.95
15
750.4
NII$M
342.9
358.0
373.3
416.4
432.4
475.2
497.2
518.4
568.3
606.3
642.1
6.99%
6.64%
—
23.27
NII grth%
35.20
34.46
34.32
36.47
38.49
41.16
41.76
40.53
41.80
40.97
4.57
41.16
39.51
11
28.48
ROTE%
29.07
30.67
33.28
31.40
28.82
30.20
30.70
31.80
29.44
29.69
11.94
30.20
30.44
6
13.40
Return on equity%
29.73
26.86
26.91
29.06
26.12
23.44
22.25
19.79
18.56
19.72
18.81
19.79
24.78
84
19.18
Return on assets%
9.09
10.47
10.12
8.36
6.10
5.89
5.91
4.91
3.45
1.67
28.72
4.91
6.01
60
4.76
EPS$
26.52
30.92
36.46
36.86
35.80
41.51
47.20
54.74
56.65
59.77
5.15
10.80%
9.79%
—
22.78
EPS growth%
1.91
2.53
2.42
5.17
7.40
4.83
6.81
6.57
4.09
5.72
25.25
5.72
5.00
90
11.01
Bookvalue per sh$
9.08
8.93
9.66
8.17
7.10
6.94
6.05
5.40
5.42
4.83
12.39
(7.44%)
(7.59%)
—
12.27
TBV/sh$
14.19
13.76
13.77
12.55
12.31
13.01
13.95
13.89
12.55
12.34
10.49
0.05%
(1.30%)
—
11.06
Dividend per sh$
14.51
16.48
18.13
20.77
23.66
26.79
28.82
27.97
31.81
32.24
17.27
6.39%
9.57%
—
16.54
Div yield (avg)%
1.53
2.27
0.54
3.34
3.22
3.52
4.26
3.74
1.63
1.97
5.22
3.52
2.74
93
15.06
Payout ratio%
0.40
0.40
2.38
2.29
2.86
5.00
5.35
6.89
8.38
11.06
28.43
6.89
3.93
46
34.03
Shares (diluted)M
27.99
27.72
29.76
26.48
25.70
28.59
28.40
28.82
27.07
25.63
33.32
(0.06%)
(1.96%)
55
10.13
Buyback yield%
24.18
26.17
27.77
28.03
29.99
28.07
30.98
31.41
32.77
34.79
19.49
31.41
29.03
71
119.12
Eq/Assets%
153.53
166.80
176.61
185.93
189.35
188.33
200.69
199.22
202.52
190.87
37.52
199.22
188.84
48
0.413
Assets$B
3.659
3.938
4.345
4.486
4.945
5.343
5.887
6.160
6.999
7.621
0.851
9.04%
8.80%
73
939.9
LT debt$M
356.9
395.8
422.3
422.7
470.9
522.7
589.9
634.3
744.2
735.7
706.7
9.33%
9.53%
44
Total assets
$7.621B
8.80%
1.23×
Revenue
$1.089B
6.58%
1.00×
Non-interest expense
$627.5M
6.48%
0.99×
Net interest income
55.65%
Non-interest income
44.35%