6.260
Revenue¥B
70.20
75.61
80.17
86.36
90.45
93.26
100.1
103.7
109.3
114.5
6.798
4.82%
5.41%
73
2.11
Revenue growth%
12.34
14.07
13.24
11.43
12.23
10.35
8.53
7.03
7.14
6.85
8.27
7.14
10.89
32
29.26
NIM%
22.19
22.03
19.47
17.25
14.37
16.46
16.38
13.93
13.93
13.95
2.73
13.95
16.42
70
29.06
Effic. R.%
22.75
25.37
27.34
27.31
29.73
26.86
26.63
24.12
25.47
26.91
22.74
26.63
26.75
19
11.33
Net margin%
15.40
17.07
18.03
17.39
14.41
17.37
16.90
15.62
18.59
17.57
15.31
17.37
17.22
92
28.61
P/E ratio (avg)x
46.33
47.62
44.61
47.46
43.90
44.41
41.88
40.29
38.52
43.62
36.97
41.88
44.15
94
28.16
P/TBVx
29.29
28.27
29.39
29.24
32.78
33.40
32.08
32.14
34.20
38.47
24.90
33.40
32.11
85
18.45
P/Bx
45.47
45.25
49.39
57.05
64.41
73.21
82.40
87.87
86.54
99.37
11.35
86.54
68.81
32
19.10
NII¥B
50.61
54.29
56.94
61.71
64.10
66.75
70.98
74.51
77.85
80.82
52.35
4.74%
5.18%
—
6.80
NII grth%
17.80
19.72
20.04
21.41
18.47
20.53
19.17
21.79
24.52
21.61
26.89
21.61
20.28
33
22.67
ROTE%
11.99
12.09
11.80
9.47
7.13
9.57
10.71
10.88
13.32
15.90
19.00
10.88
11.34
68
19.82
Return on equity%
3.73
2.35
1.41
2.75
0.40
1.77
1.41
3.35
3.97
6.15
5.28
3.35
2.55
36
20.53
Return on assets%
6.89
5.75
8.42
9.47
8.75
5.92
4.57
3.69
3.78
3.05
14.27
3.78
5.83
10
15.63
EPS¥
33.20
35.42
36.69
34.88
32.59
33.69
30.40
28.90
29.11
27.64
16.50
(3.24%)
(2.47%)
—
12.70
EPS growth%
9.23
9.20
8.81
9.38
11.37
12.47
15.34
12.73
10.07
10.96
17.40
12.47
10.52
24
8.07
Bookvalue per sh¥
29.89
28.12
30.77
28.27
31.26
31.50
32.99
33.15
30.96
33.89
38.84
1.63%
0.76%
—
30.91
TBV/sh¥
49.69
49.37
54.64
62.05
65.32
67.08
71.31
74.98
88.91
92.31
22.84
7.16%
6.31%
—
14.58
Dividend per sh¥
6.45
6.19
6.16
5.43
4.83
5.10
4.49
4.15
4.18
4.63
20.42
(0.81%)
(2.32%)
—
25.21
Div yield (avg)%
6.75
8.99
9.62
7.62
5.37
7.83
6.57
7.33
6.33
7.07
27.14
7.07
7.20
25
10.15
Payout ratio%
19.97
21.39
19.61
21.52
21.18
18.96
21.21
20.06
18.49
18.61
18.15
18.96
20.01
9
1.203
Shares (diluted)B
1.298
1.207
1.361
1.379
1.492
1.687
1.621
1.831
1.933
2.016
1.139
6.21%
4.54%
85
16.69
Buyback yield%
4.06
1.32
0.40
0.40
0.40
0.51
0.40
0.40
1.17
0.40
25.42
0.40
0.40
10
110.11
Eq/Assets%
20.08
19.49
19.45
17.37
15.24
15.66
14.57
14.00
12.60
13.29
45.88
14.00
15.45
76
38.20
Assets¥B
79.67
86.01
90.58
99.30
110.4
119.6
127.6
141.3
158.5
170.7
73.86
9.11%
9.11%
56
53.56
LT debt¥B
59.96
66.94
68.83
66.05
66.82
65.10
68.71
73.42
68.93
73.74
75.97
1.99%
2.10%
7
Total assets
¥170.7B
9.11%
1.41×
Revenue
¥114.5B
5.41%
1.00×
Non-interest expense
¥69.23B
5.38%
1.00×
Net interest income
70.62%
Non-interest income
29.38%