BSP Financial Group

A$7.80As of Sun 8 Nov 2026, 12:00 UTC

ASX:BFLFinancials

Country Australia

PE (Fwd) 7.867

TSR 5Y CAGR 18.17%

Div yield 8.11%

ROTE —

Banks (Regional)

Beta (5Y) —

PE TTM 9.231

TSR TTM 4.66%

Mkt cap A$3.644B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

$8.02

2.85%

3.53%

Price near Reference Value

TTM

FYE 31 Dec PGK

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

3.407

RevenuePGK B

—

2.372

2.603

2.749

2.943

3.407

3.706

9.47%

15.77

Revenue growth%

—

9.72

5.61

7.07

15.77

8.77

8.39

—

NIM%

—

42.91

Effic. R.%

—

37.43

45.24

36.86

38.60

42.91

43.16

38.60

—

34.40

Net margin%

—

45.33

41.68

32.39

35.27

34.40

34.29

35.27

9.231

P/E ratio (avg)x

—

4.886

5.079

6.300

7.043

8.252

8.515

6.300

—

P/TBVx

—

P/Bx

—

2.143

NIIPGK B

—

1.603

1.745

1.845

1.965

2.143

2.330

7.52%

—

9.06

NII grth%

—

8.84

5.72

6.51

9.06

8.74

7.68

—

ROTE%

—

100

—

Return on equity%

—

100

—

Return on assets%

—

100

2.51

EPSPGK

—

2.30

2.32

1.91

2.22

2.51

2.72

2.19%

—

12.91

EPS growth%

—

0.88

(17.93)

16.66

12.91

8.41

6.90

—

Bookvalue per shPGK

—

TBV/shPGK

—

1.88

Dividend per shPGK

—

1.73

1.74

1.43

1.66

1.88

1.97

2.10%

—

8.11

Div yield (avg)%

—

15.38

14.76

11.91

10.60

9.08

8.48

11.91

74.91

Payout ratio%

—

75.18

74.95

75.05

74.68

74.91

72.23

74.95

467.2

Shares (diluted)M

—

467.2

467.0

◌467.0

(0.01%)

—

Buyback yield%

—

0.05

—

◌—

—

Eq/Assets%

—

AssetsPGK M

—

LT debtPGK M

—

Peers (US$2.503B)

Cap (US$)

Kina Securities Limited

214.3M

8.114x

Bank of Xi'an Co.,Ltd.

2.512B

6.211x

Seven Bank, Ltd.

2.507B

23.32x

PT Bank Mega Tbk

2.497B

15.10x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

8.11

11.28

Owners

Insiders/Inst%

0.02

45.80

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

5/5

Revenue growth years

4/4

EPS growth years

3/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It offers personal banking services, such as saving accounts and term deposits; personal, education, and personal asset loans; and life, health, and mortgage insurance products.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

PGK 3.407B

9.47%

1.00×

Non-interest expense

PGK 1.462B

13.28%

1.15×

Revenue mix

Trend

Net interest income

62.90%

Non-interest income

37.10%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m