1.688
Revenue¥B
1.738
1.872
1.955
2.117
2.236
2.419
2.583
2.810
2.972
3.211
1.761
7.51%
7.06%
76
12.94
Revenue growth%
21.24
18.45
15.59
15.27
17.72
20.65
20.58
22.96
21.93
24.67
14.69
21.93
20.61
45
9.78
NIM%
16.62
17.60
15.95
16.47
14.27
17.04
19.20
19.92
21.44
22.51
3.40
19.92
17.32
36
28.56
Effic. R.%
9.18
10.52
12.37
10.48
9.79
8.69
6.58
3.82
4.72
5.86
4.97
5.86
8.94
22
5.87
Net margin%
5.71
5.48
7.16
9.04
6.98
6.01
4.07
2.35
0.40
1.03
23.74
2.35
5.59
17
10.55
P/E ratio (avg)x
34.78
38.39
37.01
37.37
41.48
41.46
48.17
56.05
57.36
61.32
31.60
56.05
41.47
6
14.56
P/TBVx
28.53
28.74
32.20
31.49
36.16
35.93
38.82
42.16
46.84
53.49
12.35
42.16
36.05
26
29.25
P/Bx
56.84
62.18
71.37
74.60
78.54
91.26
90.43
100.6
99.77
97.19
34.52
97.19
84.48
29
2.747
NII¥B
1.019
1.098
1.169
1.240
1.312
1.409
1.534
1.676
1.768
1.895
0.865
7.63%
7.14%
—
18.37
NII grth%
20.84
21.70
19.73
20.49
22.83
25.00
25.58
27.03
24.96
25.22
15.92
25.22
23.89
78
17.61
ROTE%
16.07
13.58
10.75
13.00
10.96
11.42
9.89
9.89
12.52
10.59
25.27
10.59
11.19
85
2.86
Return on equity%
18.89
18.26
16.43
18.30
16.88
14.76
17.31
16.48
13.83
14.36
22.36
14.76
16.68
61
23.33
Return on assets%
28.84
26.62
27.25
29.90
31.86
33.89
33.91
34.61
32.55
33.96
11.76
33.91
32.20
30
0.61
EPS¥
0.44
0.41
0.38
0.37
0.34
0.36
0.35
0.37
0.36
0.33
0.67
(0.93%)
(2.39%)
—
10.99
EPS growth%
34.06
32.13
33.44
35.48
32.70
30.25
29.23
29.49
28.15
25.77
13.24
29.23
31.19
37
0.25
Bookvalue per sh¥
0.22
0.26
0.31
0.30
0.35
0.34
0.39
0.44
0.48
0.51
0.59
7.97%
8.12%
—
0.45
TBV/sh¥
0.24
0.26
0.24
0.26
0.29
0.32
0.30
0.29
0.27
0.28
0.14
(1.02%)
2.55%
—
0.54
Dividend per sh¥
0.16
0.16
0.15
0.15
0.16
0.16
0.16
0.15
0.17
0.16
0.22
(0.31%)
(0.92%)
—
6.90
Div yield (avg)%
19.27
21.93
24.81
27.73
29.49
28.70
31.63
33.42
34.16
32.04
24.85
32.04
29.09
69
2.25
Payout ratio%
7.64
5.63
7.22
10.04
8.19
10.28
11.24
10.24
10.87
11.83
21.00
10.87
10.14
67
4.324
Shares (diluted)B
3.523
3.431
3.479
3.539
3.309
3.655
4.024
4.420
4.042
3.874
4.524
3.20%
0.04%
93
21.39
Buyback yield%
26.25
24.89
23.56
21.25
20.69
23.55
21.32
23.31
21.63
20.14
23.20
21.63
22.47
93
41.09
Eq/Assets%
149.64
141.53
133.70
131.75
141.77
139.75
127.77
130.32
134.30
148.73
29.73
134.30
137.02
34
0.713
Assets¥B
7.271
7.776
8.162
8.708
9.666
11.02
11.90
13.27
14.13
15.48
0.292
9.87%
8.64%
46
1.514
LT debt¥B
3.084
2.840
2.603
2.875
2.657
2.788
2.539
2.725
2.932
3.067
0.823
2.91%
(0.44%)
15
Total assets
¥15.48B
8.64%
1.16×
Revenue
¥3.211B
7.06%
1.00×
Non-interest expense
¥1.649B
7.03%
1.00×
Net interest income
59.02%
Non-interest income
40.98%