2.690
Revenue¥B
4.295
4.269
4.394
4.402
4.514
4.566
4.640
4.630
4.661
4.803
3.010
1.25%
1.41%
88
12.84
Revenue growth%
18.69
15.98
13.53
11.05
12.39
10.29
8.06
6.91
7.87
9.55
16.94
8.06
10.67
21
4.65
NIM%
17.55
20.14
21.27
21.65
18.79
16.91
15.24
15.62
17.28
20.26
28.86
16.91
18.17
69
24.63
Effic. R.%
3.25
3.46
2.84
3.83
1.14
3.67
3.33
5.04
3.12
4.00
22.43
3.67
3.39
11
12.70
Net margin%
14.41
16.79
16.47
14.41
11.61
12.05
9.57
9.71
10.87
11.33
22.17
10.87
11.83
17
24.12
P/E ratio (avg)x
24.87
26.27
29.22
28.71
34.11
35.12
41.63
44.16
52.95
53.81
6.845
44.16
34.61
84
30.74
P/TBVx
18.44
18.44
20.12
23.31
22.38
24.08
24.40
26.77
31.05
31.44
33.66
26.77
23.70
38
37.27
P/Bx
36.03
39.12
43.55
48.41
51.44
60.12
63.44
69.08
75.53
89.38
30.80
69.08
55.78
54
0.299
NII¥B
2.944
2.912
2.973
2.958
3.066
3.132
3.183
3.110
3.143
3.287
0.188
1.40%
1.42%
—
15.04
NII grth%
12.82
14.13
15.48
14.60
17.30
17.69
14.94
15.53
12.55
15.14
3.65
15.14
15.04
15
8.76
ROTE%
15.49
16.62
18.52
19.62
17.86
15.71
12.80
14.10
11.39
13.76
6.47
13.76
15.60
47
29.23
Return on equity%
19.07
16.62
18.47
18.08
17.45
18.42
18.29
21.00
22.54
22.54
8.93
21.00
18.45
24
21.64
Return on assets%
15.92
15.19
16.66
17.10
19.20
16.49
18.72
20.93
20.40
23.35
3.92
20.40
17.91
56
0.24
EPS¥
0.45
0.45
0.47
0.48
0.47
0.54
0.55
0.57
0.64
0.61
0.25
5.60%
3.59%
—
18.66
EPS growth%
8.42
9.86
9.86
7.52
7.69
7.41
8.52
7.74
6.35
4.85
29.22
7.41
7.71
57
0.06
Bookvalue per sh¥
0.25
0.24
0.22
0.21
0.23
0.25
0.26
0.29
0.27
0.28
0.19
3.76%
0.82%
—
0.10
TBV/sh¥
0.10
0.10
0.09
0.09
0.08
0.08
0.07
0.07
0.06
0.06
0.16
(5.96%)
(5.21%)
—
0.24
Dividend per sh¥
0.26
0.30
0.35
0.36
0.36
0.40
0.45
0.47
0.46
0.46
0.31
4.76%
7.19%
—
21.23
Div yield (avg)%
11.74
10.50
11.84
10.94
11.92
13.44
12.11
11.73
14.55
13.74
28.69
13.44
11.88
27
11.49
Payout ratio%
16.42
18.00
20.93
19.50
19.88
22.85
23.57
25.06
27.60
30.56
16.23
25.06
21.89
43
6.775
Shares (diluted)B
6.873
6.347
7.100
7.717
7.894
7.586
8.606
7.896
7.979
8.757
6.935
2.10%
2.86%
88
24.02
Buyback yield%
5.62
5.84
3.49
3.23
1.07
0.75
3.74
3.51
2.44
5.32
8.40
3.51
3.50
47
167.83
Eq/Assets%
177.00
169.93
179.92
168.01
151.51
141.40
135.00
139.51
125.59
131.74
59.50
135.00
146.46
94
1.345
Assets¥B
10.51
11.09
12.06
13.15
14.26
15.41
16.27
17.62
18.73
20.97
3.266
8.01%
8.77%
45
3.125
LT debt¥B
3.699
3.576
3.522
3.595
3.752
4.408
5.288
5.746
6.833
7.556
0.202
15.03%
9.11%
13
Total assets
¥20.97B
8.77%
2.01×
Revenue
¥4.803B
1.41%
1.00×
Non-interest expense
¥2.571B
1.28%
0.99×
Net interest income
68.44%
Non-interest income
31.56%