1.832
Revenue¥B
7.632
7.718
7.927
8.015
8.157
8.123
8.325
8.405
8.682
8.826
1.874
1.59%
1.57%
47
29.27
Revenue growth%
12.15
12.15
14.26
14.27
15.18
15.77
13.73
14.61
11.84
11.80
4.62
13.73
13.99
22
10.77
NIM%
18.11
18.43
15.53
16.01
14.99
16.56
16.33
15.53
17.21
14.42
22.99
16.33
16.17
46
23.68
Effic. R.%
5.68
7.37
10.36
11.93
9.07
7.30
5.37
7.19
9.29
9.20
7.05
7.30
8.22
26
3.29
Net margin%
22.66
25.51
27.38
25.08
22.81
25.71
26.23
23.40
22.61
20.60
24.29
23.40
24.24
92
11.25
P/E ratio (avg)x
15.62
16.85
16.60
19.51
20.75
20.61
20.46
20.34
20.73
22.24
31.18
20.61
20.40
43
24.77
P/TBVx
27.52
29.13
28.72
30.36
34.19
35.12
36.89
43.31
44.56
41.97
18.83
41.97
34.66
37
32.22
P/Bx
22.97
19.94
18.95
19.65
17.38
15.13
14.81
15.13
13.21
14.05
36.54
14.81
16.25
51
6.086
NII¥B
5.179
5.304
5.338
5.498
5.608
5.560
5.721
5.653
5.875
6.050
3.956
1.53%
1.76%
—
6.17
NII grth%
29.21
30.38
31.58
29.68
31.34
31.07
32.37
33.72
34.01
31.63
12.52
32.37
31.46
78
22.97
ROTE%
23.92
25.68
28.63
27.34
24.98
24.59
22.26
21.19
21.10
18.50
28.47
21.19
24.25
14
17.15
Return on equity%
34.96
37.90
35.94
37.34
35.87
33.62
33.24
35.59
32.69
33.29
4.42
33.29
35.27
24
22.04
Return on assets%
20.37
23.21
21.19
20.72
19.70
18.92
17.00
17.37
17.12
16.17
21.23
17.12
19.31
93
0.21
EPS¥
0.08
0.09
0.10
0.10
0.11
0.11
0.11
0.10
0.11
0.10
0.24
(1.92%)
1.28%
—
5.90
EPS growth%
14.05
16.21
15.63
15.27
15.91
14.28
12.21
10.40
10.75
8.37
2.64
10.75
14.16
6
0.07
Bookvalue per sh¥
0.09
0.10
0.09
0.08
0.07
0.07
0.07
0.07
0.07
0.08
0.18
1.46%
(0.37%)
—
0.22
TBV/sh¥
0.30
0.34
0.36
0.36
0.39
0.41
0.48
0.56
0.66
0.74
0.21
13.82%
11.46%
—
0.06
Dividend per sh¥
0.26
0.31
0.33
0.40
0.41
0.41
0.43
0.44
0.46
0.48
0.06
3.47%
6.81%
—
13.39
Div yield (avg)%
20.22
20.80
19.03
20.24
22.01
24.86
26.91
27.14
28.58
29.80
8.89
27.14
23.43
80
11.31
Payout ratio%
22.51
25.39
24.29
26.58
29.15
31.97
29.54
29.66
29.99
30.55
2.04
29.99
29.35
28
14.84
Shares (diluted)B
13.93
13.03
13.90
13.25
11.63
9.888
8.948
8.119
7.796
7.134
14.64
(9.32%)
(7.69%)
72
27.63
Buyback yield%
28.23
27.21
28.74
27.79
29.94
27.56
28.00
29.45
31.12
29.90
19.33
29.45
28.48
90
98.84
Eq/Assets%
226.51
244.17
261.01
303.58
351.07
395.25
466.00
548.12
548.94
653.67
146.21
548.12
373.16
56
4.785
Assets¥B
18.81
20.55
21.84
24.93
26.28
30.31
33.76
36.09
40.27
44.79
6.472
11.25%
9.89%
40
7.532
LT debt¥B
7.073
8.479
8.787
10.06
10.29
10.54
11.15
10.92
11.90
13.87
7.397
6.15%
7.76%
17
Total assets
¥44.79B
9.89%
2.20×
Revenue
¥8.826B
1.57%
1.00×
Non-interest expense
¥4.639B
1.58%
1.00×
Net interest income
68.55%
Non-interest income
31.45%