40.71
Revenue¥B
37.80
40.57
43.55
46.42
49.56
53.41
58.68
62.22
66.59
73.19
42.73
8.11%
7.46%
22
26.23
Revenue growth%
6.64
7.78
8.48
9.96
8.18
6.50
9.30
10.19
10.48
8.53
9.61
9.30
8.51
46
20.20
NIM%
10.46
7.70
6.13
6.32
7.04
9.60
12.20
10.30
7.59
5.53
18.18
9.60
7.65
7
18.03
Effic. R.%
8.52
7.09
9.79
11.47
12.19
10.48
12.76
14.78
12.46
13.42
11.31
12.76
11.83
63
5.60
Net margin%
15.41
18.25
20.30
21.82
19.06
20.86
19.38
18.10
18.31
15.64
28.00
18.31
18.68
10
9.747
P/E ratio (avg)x
14.44
12.85
11.81
12.80
12.32
10.90
12.03
12.85
13.14
13.90
12.18
12.85
12.82
85
36.84
P/TBVx
10.21
12.10
14.08
15.63
16.35
15.77
15.55
15.20
16.16
17.81
6.480
15.77
15.59
33
26.51
P/Bx
15.83
16.17
18.41
21.62
25.58
28.30
31.80
35.68
39.70
40.83
29.59
35.68
26.94
93
73.96
NII¥B
21.42
23.45
25.07
26.67
28.52
30.88
33.56
35.45
38.15
41.83
62.40
7.97%
7.66%
—
24.20
NII grth%
16.96
14.27
16.29
18.03
20.50
18.95
17.45
16.86
15.97
18.17
4.94
17.45
17.21
75
29.85
ROTE%
25.22
25.86
26.15
25.18
26.30
25.79
27.94
26.07
23.41
26.21
14.23
26.07
25.97
38
25.90
Return on equity%
12.58
13.76
13.50
11.32
13.67
14.95
15.73
13.18
10.23
7.58
14.76
13.18
13.34
33
4.39
Return on assets%
8.15
10.65
10.97
11.88
12.46
10.72
9.17
8.13
6.82
9.42
15.57
9.17
10.03
24
85.35
EPS¥
104.88
108.30
102.87
90.25
78.28
82.66
77.44
82.91
83.07
81.19
90.78
0.73%
(2.66%)
—
14.50
EPS growth%
3.87
4.41
7.21
7.43
4.81
2.06
4.19
2.65
3.36
5.33
6.33
3.36
4.30
74
182.11
Bookvalue per sh¥
168.46
186.67
195.78
201.93
218.27
206.77
192.68
195.03
219.27
201.80
107.97
(1.56%)
3.15%
—
129.55
TBV/sh¥
252.45
252.68
255.87
238.05
263.18
296.24
289.41
322.42
329.17
373.90
110.05
7.28%
5.37%
—
100.42
Dividend per sh¥
408.98
470.26
545.25
642.80
691.80
808.80
859.14
981.54
1,086
1,177
223.25
11.21%
10.72%
—
16.78
Div yield (avg)%
10.16
11.04
12.79
13.85
11.24
11.19
11.01
8.94
11.74
9.85
22.62
11.01
11.11
48
29.97
Payout ratio%
15.84
13.03
15.27
16.06
16.64
13.96
11.63
10.05
7.86
5.89
14.33
10.05
13.49
80
134.9
Shares (diluted)M
187.8
182.6
170.2
171.7
178.6
202.7
214.2
242.6
261.1
258.6
136.6
7.68%
4.59%
34
23.44
Buyback yield%
28.75
29.43
30.23
28.92
28.77
30.92
31.12
28.34
27.69
29.38
21.30
29.38
29.15
89
86.34
Eq/Assets%
203.36
236.82
245.71
257.70
250.91
262.88
296.76
316.61
301.66
305.99
93.35
301.66
260.29
74
28.80
Assets¥B
32.44
34.92
37.90
40.80
45.25
48.23
50.44
55.55
59.89
65.33
65.60
7.62%
8.15%
83
35.30
LT debt¥B
9.504
9.909
9.373
9.523
8.549
9.563
8.776
8.708
8.625
9.791
73.68
2.75%
0.17%
32
Total assets
¥65.33B
8.15%
1.07×
Revenue
¥73.19B
7.46%
1.00×
Non-interest expense
¥44.02B
7.40%
0.99×
Net interest income
57.16%
Non-interest income
42.84%