33.68
Revenue¥B
53.80
55.80
58.79
62.54
63.74
66.57
69.59
72.23
74.49
76.94
35.74
3.84%
4.08%
5
3.03
Revenue growth%
7.45
5.45
3.72
2.87
0.73
3.15
4.85
3.14
2.10
3.44
28.07
3.15
3.29
17
20.04
NIM%
8.52
10.70
8.71
10.56
7.66
5.63
3.74
2.31
2.09
3.73
20.76
3.73
6.65
92
20.89
Effic. R.%
21.46
21.28
19.66
17.30
14.82
16.71
18.84
18.19
20.40
20.66
11.45
18.84
19.25
18
23.14
Net margin%
22.71
23.52
23.18
21.35
23.55
20.66
21.24
22.86
24.69
25.92
6.90
22.86
23.02
76
24.97
P/E ratio (avg)x
10.77
10.20
10.36
11.33
10.69
11.32
11.08
12.94
12.53
13.03
22.70
12.53
11.20
25
31.65
P/TBVx
21.55
23.79
25.61
24.11
27.50
29.02
31.56
30.54
30.81
31.09
7.821
30.81
28.26
49
6.337
P/Bx
16.76
18.59
19.00
20.44
22.28
25.57
27.45
31.32
32.75
33.16
33.48
31.32
23.93
30
10.09
NII¥B
34.94
36.05
37.97
40.39
41.03
42.57
45.17
47.13
47.84
49.09
25.68
3.65%
3.78%
—
12.79
NII grth%
8.21
9.49
11.35
9.23
9.36
10.91
12.18
12.07
10.33
12.90
27.57
12.07
10.62
61
14.70
ROTE%
23.47
25.51
25.58
27.88
30.22
27.43
26.05
23.97
26.28
25.17
27.90
26.05
25.82
27
5.24
Return on equity%
30.04
32.17
32.05
29.56
30.39
30.70
27.93
25.46
25.37
23.30
19.71
25.46
29.80
75
4.35
Return on assets%
29.71
29.51
32.29
33.72
30.84
29.84
29.34
30.56
30.26
28.13
8.54
29.84
30.05
25
148.36
EPS¥
393.71
476.24
559.12
598.03
687.93
806.34
924.22
984.12
1,190
1,268
162.50
13.01%
13.25%
—
23.51
EPS growth%
5.95
6.64
5.06
6.38
6.15
4.65
3.78
2.90
3.82
5.08
21.54
3.82
5.07
81
174.86
Bookvalue per sh¥
73.10
80.96
80.13
77.52
86.55
85.36
89.72
97.89
110.31
112.51
248.64
5.39%
4.17%
—
131.34
TBV/sh¥
78.75
73.26
65.62
63.26
58.59
52.22
49.22
47.44
49.19
45.54
253.79
(4.91%)
(6.17%)
—
100.37
Dividend per sh¥
198.63
193.90
166.74
168.29
162.47
156.67
161.09
172.28
178.65
164.80
258.83
0.29%
(2.04%)
—
14.07
Div yield (avg)%
27.71
27.59
27.96
25.81
23.39
23.44
25.03
24.22
21.47
19.73
9.20
23.44
24.63
54
14.58
Payout ratio%
16.52
16.68
18.30
16.14
15.96
16.15
17.58
15.56
14.18
12.26
12.76
15.56
16.14
94
368.7
Shares (diluted)M
358.5
346.1
361.9
391.2
394.9
442.5
435.7
436.1
410.7
421.0
380.4
1.29%
1.16%
77
7.05
Buyback yield%
30.60
32.51
32.16
34.66
33.12
31.07
28.13
26.93
26.57
25.10
25.96
26.93
30.83
87
16.89
Eq/Assets%
55.72
49.94
55.57
56.42
60.80
63.50
59.53
58.07
52.82
56.45
138.66
58.07
56.44
30
57.43
Assets¥B
261.2
267.3
299.2
315.4
351.4
379.1
409.6
457.4
498.4
532.6
71.90
8.67%
8.39%
49
29.28
LT debt¥B
85.26
79.57
88.91
87.60
83.63
93.35
92.27
101.0
116.2
111.2
72.49
5.86%
3.11%
42
Total assets
¥532.6B
8.39%
1.50×
Revenue
¥76.94B
4.08%
1.00×
Non-interest expense
¥43.47B
4.17%
1.01×
Net interest income
63.80%
Non-interest income
36.20%