69.88
Revenue¥B
109.7
110.6
116.6
120.9
127.6
134.8
140.1
145.4
150.0
155.7
75.11
4.05%
4.09%
12
5.47
Revenue growth%
11.07
12.13
13.73
12.87
11.23
12.25
12.60
14.69
12.90
12.63
27.93
12.63
12.61
11
28.12
NIM%
19.32
19.49
20.89
20.57
18.30
15.51
12.86
11.00
10.39
9.24
11.34
11.00
16.90
54
7.59
Effic. R.%
24.24
26.37
26.08
27.96
27.33
28.84
28.03
30.37
27.88
27.06
12.18
28.03
27.60
32
28.83
Net margin%
13.56
14.54
12.82
14.10
15.89
14.50
14.86
12.32
9.94
10.72
16.32
12.32
13.83
56
31.53
P/E ratio (avg)x
58.83
57.45
66.44
78.00
82.11
97.68
100.4
118.9
115.2
117.4
26.65
115.2
89.89
40
7.205
P/TBVx
19.75
18.44
16.97
15.61
16.65
16.62
17.66
17.26
17.57
18.38
11.29
17.57
17.42
45
15.54
P/Bx
20.72
21.83
23.33
21.45
21.34
20.58
19.87
20.87
20.46
17.66
23.56
20.46
20.79
6
41.47
NII¥B
63.67
62.83
66.23
70.15
74.55
77.36
79.85
84.51
87.41
88.76
85.64
3.55%
3.83%
—
7.47
NII grth%
15.78
15.45
14.29
12.09
12.66
11.39
11.04
9.69
8.34
5.78
20.81
9.69
11.74
60
17.78
ROTE%
18.10
19.03
21.33
23.90
26.30
24.30
22.72
21.12
19.61
20.28
17.71
21.12
21.23
18
17.74
Return on equity%
32.22
29.63
28.01
28.03
26.95
24.38
25.98
28.64
29.14
27.85
27.10
27.85
28.02
17
21.18
Return on assets%
2.26
0.40
0.40
0.40
2.36
4.37
3.56
5.83
8.03
9.31
24.97
5.83
2.96
14
145.23
EPS¥
119.71
129.90
130.52
128.55
147.93
146.87
163.05
184.80
182.58
186.28
157.96
4.72%
5.11%
—
20.08
EPS growth%
8.81
6.71
6.71
8.75
9.61
10.93
12.20
14.23
12.73
9.76
10.58
12.20
9.68
82
97.30
Bookvalue per sh¥
180.91
166.75
172.26
165.73
165.86
152.73
140.56
130.07
115.18
105.17
115.11
(8.71%)
(5.73%)
—
169.59
TBV/sh¥
479.34
544.13
575.21
629.46
728.69
701.23
745.42
859.66
841.79
917.48
39.71
4.72%
7.80%
—
262.06
Dividend per sh¥
375.24
443.15
527.11
585.98
695.61
749.92
759.33
781.02
902.76
1,091
171.66
9.41%
11.78%
—
2.86
Div yield (avg)%
19.11
20.50
21.47
24.11
22.96
21.34
20.92
18.37
19.16
19.04
17.92
19.16
20.71
55
21.15
Payout ratio%
11.96
13.77
14.11
16.62
15.67
14.90
12.77
10.70
7.83
6.97
25.79
10.70
13.27
5
171.1
Shares (diluted)M
158.5
174.1
186.0
205.0
194.0
176.0
160.1
173.2
165.3
178.5
165.7
(1.65%)
1.55%
11
10.83
Buyback yield%
13.74
12.78
15.72
12.81
13.57
11.23
8.45
6.95
5.63
2.71
17.90
6.95
12.00
11
148.61
Eq/Assets%
143.35
149.65
149.89
141.38
155.43
146.77
140.52
134.56
152.39
172.67
97.05
146.77
148.21
21
134.3
Assets¥B
492.5
527.6
550.9
632.4
686.4
773.4
834.0
902.8
971.0
1,073
99.52
9.36%
8.92%
36
138.2
LT debt¥B
43.08
51.77
61.94
71.25
77.49
76.92
74.82
75.40
76.01
75.34
77.04
(0.56%)
6.63%
9
Total assets
¥1.073T
8.92%
1.57×
Revenue
¥155.7B
4.09%
1.00×
Non-interest expense
¥76.64B
3.97%
0.99×
Net interest income
57.01%
Non-interest income
42.99%