15.77
Revenue¥B
74.80
81.61
86.03
94.36
100.1
105.7
114.9
122.3
128.9
136.6
16.73
6.42%
6.97%
87
27.83
Revenue growth%
3.83
4.95
7.56
8.88
8.83
6.78
5.50
6.17
8.23
6.93
4.66
6.78
6.85
77
21.12
NIM%
18.45
19.21
17.43
19.66
19.86
17.93
17.82
17.76
19.89
19.79
18.97
17.93
18.83
33
10.02
Effic. R.%
20.87
19.25
19.49
21.37
23.15
21.64
20.00
17.10
16.47
18.87
11.11
18.87
19.74
45
29.56
Net margin%
8.43
5.80
6.35
8.23
7.14
4.48
2.77
4.30
2.62
0.40
17.46
2.77
5.14
24
9.622
P/E ratio (avg)x
48.00
51.46
47.88
45.26
49.44
55.22
57.88
66.46
75.82
85.81
9.838
66.46
53.34
9
34.18
P/TBVx
42.26
41.85
49.29
55.12
66.39
73.33
80.79
96.55
103.5
107.6
29.61
96.55
69.86
54
28.25
P/Bx
16.77
14.93
15.78
14.63
14.25
14.33
14.26
14.37
12.66
11.83
29.41
14.26
14.35
45
34.54
NII¥B
51.49
56.72
60.16
65.36
69.15
73.96
80.86
85.93
89.13
94.93
57.14
6.54%
7.04%
—
14.11
NII grth%
6.75
8.46
7.45
9.52
7.84
6.17
7.58
5.34
3.01
5.38
19.71
5.38
7.10
77
24.86
ROTE%
19.12
20.02
21.82
21.92
24.55
23.56
23.72
22.21
21.34
18.67
8.05
22.21
21.87
46
29.91
Return on equity%
18.13
19.99
18.72
21.61
18.95
20.80
17.97
16.64
13.88
11.52
12.33
16.64
18.42
32
3.06
Return on assets%
27.70
25.06
27.53
27.92
25.72
23.92
25.08
26.20
24.83
25.10
13.00
25.08
25.41
94
176.70
EPS¥
64.56
60.12
54.30
50.93
53.18
51.93
45.08
45.72
47.75
44.50
189.82
(3.50%)
(4.69%)
—
13.35
EPS growth%
7.08
5.74
8.19
8.63
9.29
10.92
9.30
10.41
9.49
9.61
19.31
9.61
9.30
64
114.55
Bookvalue per sh¥
258.94
272.15
234.48
241.04
243.97
235.19
250.08
249.45
219.74
213.28
247.42
(2.65%)
(3.08%)
—
51.90
TBV/sh¥
357.95
392.94
439.12
510.27
566.11
622.18
607.81
630.43
652.16
633.30
246.68
2.27%
5.37%
—
346.30
Dividend per sh¥
269.49
249.56
251.80
253.09
219.46
200.49
184.09
178.39
173.89
155.60
197.78
(6.65%)
(5.20%)
—
8.97
Div yield (avg)%
3.71
2.50
1.47
0.40
2.10
4.39
6.50
7.51
9.76
7.39
28.76
7.39
4.05
91
19.12
Payout ratio%
10.12
13.05
15.72
16.29
15.63
18.61
20.18
19.62
19.06
18.42
16.20
19.06
17.36
20
247.2
Shares (diluted)M
267.0
280.3
296.1
317.0
315.5
329.2
312.0
334.1
330.1
316.2
236.9
0.04%
0.86%
87
9.27
Buyback yield%
16.94
15.75
17.53
15.39
15.42
18.36
17.28
15.11
16.98
19.57
2.94
17.28
16.96
72
50.53
Eq/Assets%
177.67
175.61
171.65
201.43
226.23
255.44
263.26
260.11
291.66
336.56
72.47
263.26
240.84
42
92.18
Assets¥B
108.5
119.7
131.7
146.9
165.5
172.9
188.5
199.8
220.3
240.9
92.27
7.81%
9.27%
90
81.03
LT debt¥B
83.21
77.56
69.12
62.97
67.10
63.62
57.48
61.08
58.13
56.02
33.05
(3.54%)
(3.89%)
90
Total assets
¥240.9B
9.27%
1.24×
Revenue
¥136.6B
6.97%
1.00×
Non-interest expense
¥76.32B
6.90%
0.99×
Net interest income
69.48%
Non-interest income
30.52%