48.84
Revenue¥B
88.66
95.13
101.0
107.2
115.2
121.3
129.5
135.6
140.4
145.0
53.33
4.71%
5.69%
66
21.04
Revenue growth%
20.86
23.24
21.09
19.89
18.33
18.58
21.15
18.16
21.07
19.09
20.78
19.09
20.38
40
26.29
NIM%
11.15
9.22
10.41
12.82
11.66
9.93
7.33
6.10
6.98
8.81
25.03
7.33
9.57
77
21.41
Effic. R.%
10.87
9.21
10.44
8.90
7.33
4.58
6.36
7.36
7.78
8.30
6.50
7.36
8.04
83
6.04
Net margin%
20.11
22.84
19.96
21.78
20.13
21.81
19.33
20.33
21.91
19.84
23.38
20.33
20.23
51
21.20
P/E ratio (avg)x
4.954
4.837
5.203
5.648
5.492
6.036
5.338
4.913
5.375
4.867
31.88
5.338
5.270
22
8.026
P/TBVx
17.54
19.83
19.30
21.48
21.33
23.30
26.67
26.30
30.73
33.44
10.15
26.67
22.39
91
26.21
P/Bx
36.63
36.20
34.37
35.33
40.23
46.76
51.92
52.88
52.55
62.14
32.97
52.55
43.49
6
66.23
NII¥B
71.75
76.17
81.13
86.62
91.07
96.69
103.4
108.3
113.5
116.9
55.57
5.11%
5.85%
—
23.68
NII grth%
25.41
28.04
30.65
28.75
26.95
28.82
31.20
30.08
27.99
29.56
20.97
29.56
28.78
19
10.53
ROTE%
20.43
18.95
17.65
16.16
17.13
17.81
20.30
22.21
24.21
24.97
24.74
22.21
19.62
25
16.71
Return on equity%
11.62
10.76
10.81
8.23
9.93
8.37
10.12
11.71
9.84
7.88
16.60
9.84
10.02
76
19.63
Return on assets%
25.07
23.53
23.93
23.09
20.71
21.34
19.13
20.44
23.17
25.28
18.77
21.34
23.13
22
89.88
EPS¥
184.54
172.35
164.47
161.27
179.22
204.52
206.21
216.33
218.53
200.45
97.30
2.26%
1.07%
—
10.73
EPS growth%
21.02
21.04
19.87
17.90
15.49
15.63
16.56
16.09
14.11
12.92
9.14
15.63
16.32
10
143.86
Bookvalue per sh¥
325.79
338.17
409.21
470.78
484.06
497.87
553.04
611.75
612.31
682.01
84.95
7.10%
9.11%
—
29.96
TBV/sh¥
126.99
123.28
111.29
110.93
97.66
86.52
78.16
68.28
58.99
60.05
74.91
(9.27%)
(7.51%)
—
187.10
Dividend per sh¥
36.69
31.77
29.66
31.36
28.30
29.93
28.62
27.46
28.16
24.39
203.65
(2.93%)
(3.88%)
—
12.77
Div yield (avg)%
17.93
19.30
19.07
17.53
16.09
14.99
17.60
18.15
19.84
21.32
17.98
18.15
18.04
93
27.93
Payout ratio%
13.90
12.24
12.83
15.04
14.14
12.75
12.77
12.71
14.62
17.13
7.64
12.77
13.37
9
234.9
Shares (diluted)M
265.7
303.5
334.0
371.1
349.3
331.5
317.8
309.0
322.1
340.6
224.3
(0.50%)
2.46%
75
6.06
Buyback yield%
14.02
14.85
17.38
18.69
16.92
15.48
16.76
14.04
14.82
15.98
16.88
15.48
15.73
60
179.53
Eq/Assets%
122.50
112.50
100.82
110.16
110.32
104.95
106.52
118.31
121.46
111.21
107.93
111.21
110.77
64
105.9
Assets¥B
138.8
155.2
169.7
185.8
201.3
215.4
229.0
240.9
262.5
290.6
125.8
7.62%
8.36%
12
73.00
LT debt¥B
174.5
175.4
173.7
193.3
191.4
216.2
232.4
236.0
213.4
208.3
107.0
1.71%
2.31%
22
Total assets
¥290.6B
8.36%
1.28×
Revenue
¥145.0B
5.69%
1.00×
Non-interest expense
¥80.45B
5.88%
1.02×
Net interest income
80.61%
Non-interest income
19.39%