79.28
Revenue₹B
62.00
63.73
65.29
67.73
72.33
75.65
80.05
84.56
87.01
90.88
81.02
4.67%
4.41%
62
29.08
Revenue growth%
27.91
29.20
29.61
31.45
31.48
30.66
33.20
33.46
34.91
34.90
29.71
33.46
31.46
71
5.98
NIM%
4.86
4.23
2.50
2.84
4.62
4.41
3.00
3.44
5.99
6.31
8.47
4.41
4.32
92
15.16
Effic. R.%
0.40
3.22
1.19
0.40
0.40
2.02
1.33
2.42
2.75
4.24
16.22
2.42
1.67
28
6.15
Net margin%
21.46
24.16
24.15
21.83
24.05
22.98
22.74
20.83
21.39
23.69
9.50
22.74
22.86
93
21.61
P/E ratio (avg)x
9.515
9.442
10.02
11.81
14.06
14.05
14.82
15.55
15.92
16.68
20.16
15.55
14.05
7
24.42
P/TBVx
30.67
29.71
27.75
29.19
28.58
26.23
26.46
23.82
25.37
28.04
18.31
26.23
27.89
17
23.28
P/Bx
43.75
50.71
51.90
53.33
63.05
65.80
66.25
64.30
74.32
79.68
17.98
66.25
63.67
61
41.32
NII₹B
37.24
38.52
39.30
40.32
42.84
44.31
47.47
51.06
52.49
53.48
66.26
4.54%
4.27%
—
23.64
NII grth%
0.40
2.78
3.47
5.28
2.41
4.42
5.77
4.57
6.15
6.28
26.49
5.77
4.49
94
18.54
ROTE%
14.99
16.16
15.96
13.39
10.47
13.47
12.02
11.40
12.75
12.56
28.29
12.56
13.07
41
2.60
Return on equity%
24.78
27.30
25.89
24.28
24.92
22.47
25.34
24.71
22.27
24.58
24.88
24.58
24.74
45
28.86
Return on assets%
13.43
15.43
16.50
13.99
15.97
17.13
18.99
18.12
20.00
17.52
28.66
18.12
16.81
20
12.89
EPS₹
17.55
18.34
21.07
24.31
27.61
32.31
36.45
40.19
39.10
41.25
14.26
8.36%
10.23%
—
5.02
EPS growth%
22.93
20.99
23.69
21.32
23.67
23.66
26.45
25.10
25.99
26.66
17.89
25.99
23.68
68
7.19
Bookvalue per sh₹
29.62
34.78
38.76
40.26
47.62
54.32
58.39
61.67
70.70
78.91
12.38
10.63%
12.09%
—
10.65
TBV/sh₹
7.39
6.73
6.83
6.63
6.18
6.05
6.28
5.94
6.61
6.46
12.42
0.89%
(1.17%)
—
18.03
Dividend per sh₹
27.98
33.00
38.89
44.65
48.71
50.42
51.72
51.68
61.41
63.98
18.34
5.60%
8.75%
—
23.19
Div yield (avg)%
12.05
13.16
12.11
14.24
15.31
15.49
15.43
14.38
11.79
14.50
22.76
14.50
14.31
70
9.94
Payout ratio%
33.55
35.65
34.37
36.12
37.57
38.71
40.17
39.12
38.00
35.50
10.88
38.71
36.85
29
1.653
Shares (diluted)B
2.715
2.671
2.967
3.221
3.866
3.993
3.850
3.736
4.265
4.245
1.575
1.89%
6.26%
65
8.71
Buyback yield%
28.40
25.51
24.81
25.92
26.59
24.51
24.41
22.36
23.88
21.68
2.67
23.88
24.66
67
41.36
Eq/Assets%
208.33
243.74
250.84
253.86
281.88
280.16
269.57
320.42
379.87
384.72
111.00
320.42
274.86
45
8.273
Assets₹B
322.7
356.8
385.9
398.8
430.3
478.8
507.1
581.5
630.3
673.9
51.73
9.39%
8.16%
79
53.69
LT debt₹B
33.31
31.89
27.87
28.63
25.45
27.29
24.82
23.57
25.06
25.16
24.50
(0.23%)
(3.36%)
45
Total assets
₹673.9B
8.16%
1.42×
Revenue
₹90.88B
4.41%
1.00×
Non-interest expense
₹46.44B
4.35%
0.99×
Net interest income
58.85%
Non-interest income
41.15%