3.154
Revenue¥B
3.275
3.506
3.712
4.001
4.253
4.568
4.945
5.327
5.682
6.139
3.386
7.62%
7.52%
53
9.76
Revenue growth%
14.83
16.42
15.05
14.59
13.11
14.22
12.02
9.70
11.65
11.00
22.63
11.65
13.67
57
4.38
NIM%
23.62
23.60
20.70
20.68
19.50
19.61
21.15
18.49
18.16
17.50
10.39
18.49
20.14
34
17.65
Effic. R.%
20.84
20.74
20.78
18.50
18.08
18.38
16.77
14.56
16.91
19.63
9.66
16.91
18.44
5
16.68
Net margin%
29.58
26.84
28.75
31.23
32.06
31.39
32.38
33.50
30.85
27.97
14.31
31.39
31.04
61
14.01
P/E ratio (avg)x
40.98
42.18
43.53
45.31
47.49
53.29
53.28
58.12
55.86
60.17
23.34
55.86
50.39
33
34.25
P/TBVx
31.20
31.52
32.80
37.19
39.63
44.88
49.83
48.75
48.20
49.97
9.393
48.75
42.25
45
15.87
P/Bx
20.14
20.29
21.21
23.17
25.42
24.71
26.92
24.39
23.70
23.27
28.42
24.39
23.49
46
3.497
NII¥B
2.258
2.417
2.607
2.823
2.991
3.204
3.487
3.718
3.914
4.280
4.290
7.43%
7.58%
—
17.42
NII grth%
18.33
19.18
21.56
23.74
22.92
20.76
20.63
18.74
18.81
16.42
5.79
18.81
19.91
41
23.16
ROTE%
5.39
3.93
1.49
0.85
0.98
0.40
0.40
0.40
0.40
0.40
20.88
0.40
0.62
5
6.95
Return on equity%
29.87
28.37
31.34
33.66
35.11
35.90
37.96
39.78
41.69
43.80
16.50
39.78
35.50
26
23.92
Return on assets%
16.99
18.45
21.22
22.90
20.13
21.07
23.82
24.60
27.36
29.12
14.07
24.60
22.06
89
0.33
EPS¥
0.85
0.92
1.00
1.01
1.11
1.27
1.27
1.30
1.25
1.19
0.34
1.38%
4.41%
—
5.31
EPS growth%
21.27
20.59
22.99
22.67
23.37
20.84
20.22
20.85
19.83
17.38
14.59
20.22
20.85
50
0.40
Bookvalue per sh¥
0.88
0.92
0.93
1.05
1.01
1.16
1.30
1.40
1.51
1.78
1.21
11.98%
8.49%
—
0.84
TBV/sh¥
0.56
0.54
0.53
0.62
0.62
0.62
0.63
0.70
0.69
0.65
1.35
1.04%
3.22%
—
1.39
Dividend per sh¥
1.34
1.47
1.63
1.80
2.00
2.23
2.25
2.08
1.99
1.92
0.89
(0.76%)
3.01%
—
14.81
Div yield (avg)%
23.61
21.63
20.59
18.99
21.84
20.48
22.41
21.26
21.42
22.81
5.57
21.42
21.52
64
23.46
Payout ratio%
28.39
29.14
27.34
25.94
27.35
29.59
30.42
31.46
29.43
27.42
28.33
29.59
28.77
33
2.371
Shares (diluted)B
2.212
2.092
2.069
1.880
1.947
1.847
1.732
1.644
1.814
2.023
2.340
0.78%
(0.66%)
75
17.32
Buyback yield%
26.37
28.11
28.04
28.75
29.14
29.68
32.55
32.12
32.98
34.37
12.29
32.55
29.41
42
53.82
Eq/Assets%
129.04
115.95
118.03
121.86
129.12
139.00
134.67
119.66
123.72
135.00
127.83
134.67
126.38
34
2.825
Assets¥B
10.39
11.68
12.63
13.77
14.87
16.35
18.08
19.38
21.51
22.93
1.080
9.06%
9.74%
43
1.295
LT debt¥B
0.489
0.475
0.479
0.479
0.466
0.523
0.505
0.575
0.674
0.679
2.914
7.80%
4.00%
16
Total assets
¥22.93B
9.74%
1.23×
Revenue
¥6.139B
7.52%
1.00×
Non-interest expense
¥3.036B
7.50%
1.00×
Net interest income
69.71%
Non-interest income
30.29%