87.19
Revenue₹B
60.28
61.38
63.49
65.56
66.42
69.74
71.70
73.50
75.19
76.20
96.16
2.79%
2.63%
10
24.34
Revenue growth%
0.91
2.46
5.41
5.49
4.62
2.99
3.12
1.06
0.40
0.40
22.38
1.06
2.72
58
21.21
NIM%
24.16
23.29
20.60
19.60
19.45
20.95
23.12
22.38
19.97
21.97
16.69
21.97
21.46
24
3.33
Effic. R.%
21.53
23.34
25.08
24.82
23.03
22.85
22.52
20.52
22.54
24.98
27.04
22.54
22.94
13
28.45
Net margin%
15.78
16.02
15.29
12.70
9.92
11.36
13.64
12.61
11.45
9.64
29.52
11.45
12.66
63
19.72
P/E ratio (avg)x
57.48
58.55
67.68
77.82
79.50
79.85
81.59
95.86
112.2
129.1
15.85
95.86
79.68
37
25.42
P/TBVx
29.02
32.55
29.07
30.76
33.64
31.14
34.67
37.20
39.47
44.26
31.60
37.20
33.09
40
17.54
P/Bx
47.76
55.68
55.03
65.39
70.66
82.04
84.80
86.28
92.27
101.1
17.15
86.28
76.35
18
84.93
NII₹B
38.66
39.82
41.17
43.17
43.36
45.78
47.01
47.19
48.48
49.65
31.23
2.75%
2.65%
—
6.57
NII grth%
15.42
14.77
13.12
10.22
12.76
10.24
8.62
9.35
10.01
11.71
22.92
10.01
10.98
24
13.46
ROTE%
9.12
8.39
6.23
5.93
6.26
6.10
6.32
6.99
4.92
3.95
21.62
6.10
6.25
81
20.21
Return on equity%
3.35
3.65
2.20
0.40
0.40
0.40
2.14
1.08
0.40
2.45
20.52
1.08
1.61
33
13.67
Return on assets%
36.71
34.83
33.54
34.71
35.30
33.43
31.74
30.33
31.96
34.59
7.12
31.96
34.07
20
1.47
EPS₹
1.68
1.68
1.69
1.61
1.68
1.81
1.86
1.78
1.98
1.95
1.53
3.01%
2.27%
—
12.51
EPS growth%
3.01
2.95
0.98
0.40
0.40
2.99
4.56
4.52
3.60
2.27
5.11
3.60
2.97
84
0.32
Bookvalue per sh₹
0.44
0.42
0.43
0.48
0.47
0.53
0.59
0.62
0.66
0.64
0.92
6.22%
4.03%
—
0.46
TBV/sh₹
0.82
0.88
0.93
0.87
0.81
0.87
0.78
0.70
0.75
0.81
1.13
0.13%
(1.59%)
—
1.01
Dividend per sh₹
1.08
1.21
1.31
1.33
1.47
1.31
1.31
1.45
1.44
1.39
1.23
(1.13%)
3.39%
—
18.56
Div yield (avg)%
3.37
0.76
1.36
2.41
4.94
3.04
3.25
4.55
5.97
5.36
5.86
4.55
3.31
65
15.73
Payout ratio%
23.19
20.74
21.30
22.47
22.94
20.43
18.51
18.90
17.23
16.51
19.45
18.51
20.58
15
31.08
Shares (diluted)B
25.83
27.57
24.62
25.43
26.28
25.01
25.35
24.91
23.11
22.50
32.25
(3.06%)
(1.02%)
8
22.42
Buyback yield%
10.71
8.14
9.14
8.83
5.83
7.32
7.86
7.76
9.67
12.59
5.65
7.86
8.48
42
40.69
Eq/Assets%
84.27
81.59
84.40
96.24
105.56
102.27
119.96
127.25
148.63
150.57
67.36
127.25
103.92
58
41.21
Assets₹B
29.67
32.27
34.85
38.49
41.67
45.30
49.47
53.27
55.72
61.29
63.31
8.03%
8.51%
79
82.45
LT debt₹B
44.31
51.52
57.78
57.88
64.64
62.31
60.07
67.02
71.05
77.79
41.27
3.77%
6.40%
6
Total assets
₹61.29B
8.51%
1.74×
Revenue
₹76.20B
2.63%
1.00×
Non-interest expense
₹42.53B
2.67%
1.00×
Net interest income
65.16%
Non-interest income
34.84%
Return on capital
127.69%