111.6
Revenue₹B
56.47
60.48
65.62
72.54
80.07
87.54
92.61
99.01
107.0
117.3
117.6
7.94%
8.67%
83
12.11
Revenue growth%
4.62
3.83
4.54
7.34
8.77
6.08
3.98
2.60
4.42
7.09
15.84
4.42
4.58
50
10.27
NIM%
13.46
14.64
16.65
19.35
22.02
20.33
22.85
24.12
23.37
22.65
21.65
22.85
21.17
20
20.02
Effic. R.%
19.30
20.30
21.98
22.53
25.26
26.23
27.64
26.19
24.61
22.76
2.47
26.19
23.68
69
16.81
Net margin%
17.00
18.72
18.12
21.08
22.13
20.19
18.08
15.97
17.65
14.67
19.55
17.65
18.10
39
37.93
P/E ratio (avg)x
30.39
30.69
30.15
29.00
30.98
33.28
36.19
35.34
34.12
38.91
33.79
35.34
32.13
16
30.08
P/TBVx
26.54
29.42
28.40
27.70
27.84
31.82
33.84
36.04
36.43
35.74
13.30
35.74
30.62
32
17.52
P/Bx
24.36
26.60
30.96
31.51
29.79
32.06
34.69
38.75
36.76
40.19
18.87
36.76
31.78
70
40.45
NII₹B
39.40
43.17
46.18
51.22
56.44
62.20
65.46
69.89
75.79
83.20
65.15
8.07%
8.79%
—
19.19
NII grth%
14.46
16.75
15.08
14.90
15.42
14.45
14.58
12.98
15.59
15.80
23.51
14.58
14.99
91
12.91
ROTE%
24.85
25.21
23.88
25.30
22.37
21.81
18.82
18.67
17.94
18.22
10.90
18.67
22.09
78
23.62
Return on equity%
25.96
23.55
21.61
24.20
22.74
25.59
26.24
27.80
25.15
24.67
9.49
25.59
24.91
38
4.60
Return on assets%
8.96
10.90
11.35
10.82
10.01
12.87
11.72
9.06
9.98
12.89
13.12
11.72
10.86
83
37.85
EPS₹
16.60
17.43
20.27
20.56
21.65
24.12
24.72
27.07
27.68
28.65
41.26
5.77%
6.17%
—
24.57
EPS growth%
3.59
4.60
4.99
2.16
4.22
7.16
9.06
11.20
12.20
15.05
4.02
11.20
6.07
15
26.15
Bookvalue per sh₹
46.02
51.99
50.02
55.44
61.01
66.27
76.19
85.53
100.51
118.16
8.54
14.13%
10.32%
—
34.22
TBV/sh₹
47.73
44.88
49.86
48.43
45.52
50.72
49.36
55.04
52.83
57.26
13.46
4.70%
1.58%
—
31.77
Dividend per sh₹
34.47
36.92
41.20
42.30
51.01
60.16
67.27
71.85
76.14
86.52
8.90
11.14%
10.57%
—
19.02
Div yield (avg)%
13.01
13.49
11.63
9.81
12.71
9.82
12.76
10.59
8.40
7.46
21.47
9.82
11.11
56
17.19
Payout ratio%
22.65
20.55
17.79
14.88
17.13
17.01
17.84
16.72
17.10
16.87
20.67
17.01
17.12
91
1.546
Shares (diluted)B
1.921
2.183
2.266
2.554
2.626
2.576
2.474
2.541
2.507
2.555
1.550
(0.55%)
3.00%
88
25.96
Buyback yield%
33.58
33.04
34.39
35.20
37.91
38.01
40.40
38.09
38.63
39.11
12.38
38.63
37.96
80
54.45
Eq/Assets%
195.66
203.42
216.68
237.64
245.15
242.60
267.43
260.87
287.09
315.26
165.03
267.43
243.88
74
11.50
Assets₹B
262.8
280.2
296.4
333.7
371.7
406.7
427.6
456.9
502.5
534.9
80.73
7.55%
8.76%
74
25.92
LT debt₹B
24.20
25.33
23.28
24.93
22.50
23.20
22.19
23.91
22.16
23.68
108.4
1.03%
(1.68%)
56
Total assets
₹534.9B
8.76%
1.01×
Revenue
₹117.3B
8.67%
1.00×
Non-interest expense
₹68.31B
8.72%
1.00×
Net interest income
70.91%
Non-interest income
29.09%