142.5
Revenue₹B
166.1
169.2
167.0
169.7
173.7
175.3
177.1
180.8
187.0
189.4
147.8
1.75%
1.48%
24
28.62
Revenue growth%
23.59
23.95
25.79
27.39
26.69
28.75
29.79
31.72
31.14
33.05
12.38
31.14
28.07
40
5.25
NIM%
24.63
25.04
27.82
28.52
28.73
31.70
30.70
29.99
31.56
31.62
19.13
31.56
29.36
47
20.13
Effic. R.%
8.21
6.99
9.38
11.71
10.93
12.06
9.67
9.65
11.58
11.54
22.26
11.54
10.30
94
11.63
Net margin%
30.50
28.69
29.03
26.97
26.48
29.46
30.64
32.20
29.37
29.08
10.35
29.46
29.23
82
20.94
P/E ratio (avg)x
26.02
27.39
29.62
32.31
32.12
33.15
32.25
37.83
41.91
50.01
31.73
37.83
32.28
93
20.94
P/TBVx
29.07
27.25
25.51
29.49
31.42
33.99
37.77
41.49
38.94
37.43
37.38
37.77
32.71
55
10.72
P/Bx
11.26
12.67
13.95
15.11
16.44
14.83
13.89
14.55
16.09
17.23
32.70
14.83
14.69
80
55.30
NII₹B
96.81
100.6
96.62
99.18
101.5
104.2
104.2
105.4
109.1
112.7
65.51
2.11%
1.71%
—
23.30
NII grth%
6.32
5.09
6.96
7.50
9.13
9.71
11.46
10.42
11.38
14.05
2.99
11.38
9.42
5
23.65
ROTE%
19.37
19.33
20.39
20.21
21.96
21.73
20.91
20.10
17.41
15.83
21.77
20.10
20.15
79
9.57
Return on equity%
0.40
2.89
2.32
0.40
0.40
0.40
0.40
2.60
2.18
0.40
15.85
0.40
0.40
83
13.76
Return on assets%
7.40
8.00
10.68
9.43
9.59
9.33
8.41
10.80
8.76
10.97
14.23
9.33
9.38
63
3.60
EPS₹
5.13
5.10
5.31
5.49
6.06
6.95
6.92
6.79
7.08
7.09
3.96
3.20%
3.93%
—
4.74
EPS growth%
16.02
14.47
16.36
15.30
13.80
11.05
9.63
10.97
11.00
9.45
16.24
10.97
12.43
17
1.38
Bookvalue per sh₹
2.95
3.17
3.52
3.71
4.07
4.49
4.94
4.63
4.15
4.17
4.09
0.49%
3.60%
—
3.24
TBV/sh₹
6.26
7.02
6.99
6.94
6.29
6.87
6.41
6.37
6.58
6.88
1.81
1.83%
1.25%
—
3.22
Dividend per sh₹
2.06
1.92
1.96
2.19
2.21
2.47
2.31
2.27
2.31
2.56
3.42
3.01%
2.03%
—
25.10
Div yield (avg)%
4.07
5.93
8.69
9.43
9.47
7.39
6.52
3.82
6.33
8.65
25.53
6.52
6.95
11
11.59
Payout ratio%
15.83
17.08
16.69
19.30
19.53
17.98
19.77
17.78
19.27
18.22
2.55
18.22
18.10
6
19.22
Shares (diluted)B
14.88
14.24
14.66
15.04
13.82
15.04
16.20
16.07
16.70
15.08
19.02
1.76%
(1.03%)
32
26.67
Buyback yield%
15.62
13.89
16.64
13.69
11.53
11.50
10.73
9.49
10.74
12.15
17.19
10.74
11.84
23
104.28
Eq/Assets%
290.87
286.22
334.62
325.45
327.77
379.08
403.55
469.21
561.57
571.76
172.91
469.21
356.85
29
59.00
Assets₹B
160.0
175.0
182.9
208.9
218.8
234.2
256.3
282.5
302.2
346.0
57.47
9.59%
9.09%
46
171.9
LT debt₹B
88.84
88.01
88.28
83.49
83.33
92.06
105.8
105.7
123.8
136.8
141.5
10.43%
5.47%
66
Total assets
₹346.0B
9.09%
2.06×
Revenue
₹189.4B
1.48%
1.00×
Non-interest expense
₹99.74B
1.23%
0.98×
Net interest income
59.48%
Non-interest income
40.52%