66.22
Revenue₹B
179.5
195.4
208.7
223.3
240.0
254.5
277.1
303.3
328.3
354.6
72.67
8.12%
7.91%
18
8.82
Revenue growth%
24.86
27.46
29.69
28.80
31.38
34.20
33.98
31.81
29.68
30.16
19.51
31.81
29.93
55
10.68
NIM%
9.49
10.05
10.32
13.09
15.55
13.72
14.95
16.49
14.59
12.17
29.50
14.59
13.40
7
27.03
Effic. R.%
16.89
19.59
21.11
18.28
16.31
16.59
16.26
15.32
17.16
15.38
8.95
16.26
16.74
30
24.18
Net margin%
28.30
28.16
27.59
26.78
26.87
29.14
28.02
29.97
29.31
29.17
28.83
29.17
28.23
63
31.99
P/E ratio (avg)x
9.990
11.26
12.79
12.69
13.74
13.98
15.06
16.70
18.40
18.70
12.21
16.70
13.86
33
8.089
P/TBVx
10.95
11.18
11.68
11.97
12.47
13.68
13.18
14.34
14.59
14.17
12.00
14.17
12.83
49
24.71
P/Bx
21.62
21.34
20.05
19.56
19.34
20.77
23.00
21.08
22.39
24.37
7.212
22.39
21.21
14
83.26
NII₹B
102.8
111.6
119.8
130.8
137.6
149.2
160.2
177.6
192.9
207.6
290.9
8.57%
8.09%
—
3.46
NII grth%
17.18
14.20
17.12
14.83
12.08
13.61
13.55
13.91
14.73
14.97
26.70
13.91
14.47
45
18.59
ROTE%
28.00
30.11
31.67
31.56
29.60
30.26
29.32
26.75
26.73
29.14
24.16
29.14
29.46
20
12.51
Return on equity%
28.42
29.52
29.91
28.79
31.57
33.68
34.96
32.66
34.23
32.04
10.23
33.68
31.80
17
23.95
Return on assets%
28.23
26.68
29.60
31.51
32.39
33.94
31.29
30.06
28.14
29.32
10.31
30.06
29.83
84
10.22
EPS₹
19.02
19.62
22.52
26.66
31.44
33.04
37.75
44.40
43.38
48.13
10.55
8.89%
10.90%
—
17.76
EPS growth%
22.80
22.83
24.35
25.04
23.32
22.21
19.79
17.48
18.24
18.22
7.22
18.24
22.51
18
10.98
Bookvalue per sh₹
3.87
4.10
4.02
4.53
4.90
5.03
5.06
4.91
4.60
4.92
12.62
0.07%
2.66%
—
8.16
TBV/sh₹
9.11
9.43
10.28
11.30
12.04
12.43
14.74
17.29
19.49
21.21
16.41
12.00%
10.75%
—
10.47
Dividend per sh₹
16.58
16.16
18.05
18.30
19.96
22.32
20.69
20.13
22.05
22.65
20.40
2.56%
3.34%
—
5.54
Div yield (avg)%
13.98
16.02
15.12
15.20
14.89
13.86
11.04
11.06
8.40
10.50
15.39
11.04
13.92
66
19.93
Payout ratio%
8.47
9.97
12.87
13.14
14.76
14.66
12.29
9.57
8.29
9.18
25.36
9.57
11.13
88
4.526
Shares (diluted)B
4.208
4.091
4.228
3.937
3.723
3.378
3.364
3.455
3.498
3.653
4.556
(0.38%)
(2.18%)
38
12.15
Buyback yield%
9.96
9.00
6.84
5.23
3.25
0.93
0.40
0.40
0.40
1.38
22.84
0.40
2.32
86
64.28
Eq/Assets%
174.06
162.61
160.90
163.41
159.85
168.25
175.42
185.13
187.84
172.44
147.01
175.42
170.35
62
180.2
Assets₹B
409.8
456.2
484.4
549.9
579.1
615.5
675.5
745.6
816.8
925.5
102.7
9.83%
10.03%
24
75.62
LT debt₹B
227.6
204.0
197.2
222.9
203.9
194.7
175.0
197.9
189.0
201.0
118.7
(0.28%)
(0.04%)
40
Total assets
₹925.5B
10.03%
1.21×
Revenue
₹354.6B
7.91%
1.00×
Non-interest expense
₹216.5B
7.95%
1.00×
Net interest income
58.55%
Non-interest income
41.45%