IDFC First Bank

₹77.33As of Sun 8 Nov 2026, 12:00 UTC
NSE:IDFCFIRSTBFinancials
Country India
PE (Fwd) 28.96
TSR 10Y CAGR 0.11%
Div yield 0.32%
ROTE —
Banks (Regional)
Beta (5Y) 0.59
PE TTM 41.23
TSR TTM (5.15%)
Mkt cap ₹661.6B
NIM —
SE Grade™
Value
Quality
Moat
1Y Price
Reference
₹84
8.91%
(45.87%)
Price above Reference Value
FY23
FY24
FY25
FY26
Earnings per share₹
3.92
4.23
2.03
1.88
1766.67%
7.91%
(52.01%)
(7.39%)
Revenue₹B
171.0
223.9
262.7
290.9
32.80%
30.88%
17.35%
10.73%
TTM
FYE 31 Mar INR
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
FY2026
FY2027E
Trend
5Y
10Y
Peers
290.9
Revenue₹B
—
—
—
—
—
128.8
171.0
223.9
262.7
290.9
329.9
22.59%
22.59%
80
10.73
Revenue growth%
—
—
—
—
—
—
32.80
30.88
17.35
10.73
13.42
24.12
—
73
—
NIM%
—
—
—
—
—
—
—
—
—
—
—
—
—
97
75.30
Effic. R.%
—
—
—
—
—
74.51
70.79
72.13
71.91
75.30
75.18
72.13
72.13
—
5.15
Net margin%
—
—
—
—
—
1.03
14.53
13.14
5.67
5.15
5.57
5.67
5.67
0
41.23
P/E ratio (avg)x
—
—
—
—
—
231.1
12.61
19.76
34.87
38.58
33.60
34.87
34.87
10
—
P/TBVx
—
—
—
—
—
—
—
—
—
—
—
—
—
50
—
P/Bx
—
—
—
—
—
—
—
—
—
—
—
—
—
40
212.2
NII₹B
—
—
—
—
—
97.08
126.4
164.5
192.9
212.2
240.5
21.59%
21.59%
—
9.96
NII grth%
—
—
—
—
—
—
30.18
30.21
17.25
9.96
13.35
23.72
—
67
—
ROTE%
—
—
—
—
—
—
—
—
—
—
—
—
—
3
—
Return on equity%
—
—
—
—
—
—
—
—
—
—
—
—
—
3
—
Return on assets%
—
—
—
—
—
—
—
—
—
—
—
—
—
14
1.88
EPS₹
—
—
—
—
—
0.21
3.92
4.23
2.03
1.88
2.30
72.75%
72.75%
—
(7.66)
EPS growth%
—
—
—
—
—
—
1761.24
7.79
(51.92)
(7.66)
22.71
0.06
—
96
—
Bookvalue per sh₹
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
TBV/sh₹
—
—
—
—
—
—
—
—
—
—
—
—
—
—
0.25
Dividend per sh₹
—
—
—
—
—
—
—
—
0.25
0.25
0.28
—
—
—
0.32
Div yield (avg)%
—
—
—
—
—
—
—
—
0.35
0.35
0.36
0.35
—
7
13.30
Payout ratio%
—
—
—
—
—
—
—
—
12.32
13.30
11.97
—
—
8
7.987
Shares (diluted)B
—
—
—
—
—
6.282
6.339
6.964
7.337
7.987
◌7.987
6.19%
6.19%
0
(8.86)
Buyback yield%
—
—
—
—
—
—
(0.91)
(9.86)
(5.36)
(8.86)
◌—
(7.11)
—
0
—
Eq/Assets%
—
—
—
—
—
—
—
—
—
—
—
—
—
60
—
Assets₹M
—
—
—
—
—
—
—
—
—
—
—
—
—
37
—
LT debt₹M
—
—
—
—
—
—
—
—
—
—
—
—
—
50
Peers (US$7.088B)
Cap (US$)
PE
7.118B
8.358x
6.719B
5.043x
7.120B
5.553x
Capital
TTM
5Y
10Y
Tang eq%
—
—
—
LT debt%
—
—
—
Cash%
—
—
—
Sh yield%
(8.54)
(6.76)
(6.76)
Owners
Insiders/Inst%
2.60
39.31
Short interest%
—
SBC / revenue%
0.66
Record
10Y
Profitable years
5/5
Revenue growth years
4/4
EPS growth years
2/4
Dividend streakyrs
0
ROE range%
—
$1 testx
—
Incr. ROIC%
—

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments.

Growth vs revenue
Latest
Trend
4Y CAGR
Rel growth
Revenue
₹290.9B
22.59%
1.00×
Non-interest expense
₹219.0B
22.91%
1.01×
Revenue mix
Share
Trend
Net interest income
72.93%
Non-interest income
27.07%
Reinvestment returns
n/m
Trend
Retention rate
n/m
-
Return on capital
n/m
-
Spread over hurdle
n/m
-