78.32
Revenue₹B
188.1
196.1
200.8
209.9
215.9
224.7
232.6
234.0
237.2
238.8
86.96
2.04%
2.65%
16
22.19
Revenue growth%
26.71
27.76
27.40
30.25
28.45
31.08
33.04
30.90
30.97
29.97
20.55
30.97
30.11
40
14.39
NIM%
21.68
22.36
22.27
23.66
21.21
18.41
19.95
20.05
20.73
17.84
21.18
19.95
20.97
59
25.56
Effic. R.%
27.58
24.87
25.09
23.68
22.14
22.89
20.54
18.42
19.61
19.94
9.69
19.94
22.51
56
20.79
Net margin%
0.40
0.40
0.40
2.35
0.42
0.57
2.32
4.32
3.11
5.01
23.43
3.11
1.45
8
13.49
P/E ratio (avg)x
23.09
26.98
28.82
29.25
32.40
33.55
33.16
32.40
31.03
33.78
19.69
33.16
31.71
65
16.20
P/TBVx
8.442
7.321
7.595
8.027
7.648
7.750
7.158
7.347
6.823
5.972
29.35
7.158
7.471
65
21.06
P/Bx
11.38
11.09
11.84
10.64
11.70
13.05
13.62
12.87
12.79
11.60
19.78
12.87
11.77
52
225.9
NII₹B
124.6
128.4
131.1
138.6
142.2
147.6
155.1
151.7
153.7
159.0
142.0
2.26%
2.70%
—
4.83
NII grth%
18.70
17.23
17.80
16.51
14.26
17.01
19.33
16.66
13.86
15.57
27.69
16.66
16.84
91
25.57
ROTE%
6.41
9.33
9.93
11.67
10.64
13.20
11.36
9.53
9.59
8.41
21.03
9.59
9.76
18
29.02
Return on equity%
29.79
28.58
25.64
25.88
24.22
24.95
23.52
23.20
25.04
27.85
2.63
24.95
25.34
46
18.62
Return on assets%
14.93
13.72
14.63
12.88
15.62
15.76
16.06
13.63
12.47
12.30
22.24
13.63
14.17
72
212.07
EPS₹
198.91
200.17
226.44
210.64
230.04
224.49
209.49
202.29
189.99
194.60
219.69
(3.29%)
(0.59%)
—
13.63
EPS growth%
20.46
20.11
17.35
14.39
12.46
9.56
8.59
8.82
7.86
9.33
9.35
8.82
11.01
27
158.99
Bookvalue per sh₹
137.85
127.91
115.90
109.74
105.64
94.88
91.10
98.79
99.57
94.45
56.71
(2.22%)
(3.91%)
—
129.21
TBV/sh₹
38.93
35.20
39.42
44.17
42.93
40.92
42.78
48.25
50.47
52.20
123.43
3.99%
3.15%
—
41.14
Dividend per sh₹
253.43
283.33
310.67
303.68
300.24
307.86
301.38
339.40
365.13
414.83
212.38
6.68%
5.82%
—
4.49
Div yield (avg)%
21.97
22.16
19.63
20.79
20.08
18.86
18.15
16.10
18.41
15.63
26.51
18.15
19.24
50
2.98
Payout ratio%
23.37
20.76
23.22
22.31
19.66
18.78
18.55
17.90
18.37
19.97
25.12
18.55
19.82
65
0.729
Shares (diluted)B
0.831
0.812
0.932
0.932
1.107
1.093
1.292
1.539
1.612
1.869
0.743
11.04%
9.21%
85
22.01
Buyback yield%
14.76
14.10
14.23
16.99
18.06
16.70
14.26
12.84
12.32
10.73
4.39
12.84
14.24
10
164.43
Eq/Assets%
107.94
123.10
131.51
141.27
151.43
174.81
195.84
222.83
229.47
247.26
96.84
222.83
163.12
6
68.21
Assets₹B
110.2
121.7
136.2
145.5
156.3
179.4
193.6
211.8
224.5
237.0
190.2
8.68%
9.00%
71
199.3
LT debt₹B
31.62
32.43
33.66
37.28
34.85
37.24
43.25
49.74
50.33
57.73
25.52
10.62%
5.62%
51
Total assets
₹237.0B
9.00%
1.82×
Revenue
₹238.8B
2.65%
1.00×
Non-interest expense
₹117.4B
2.79%
1.01×
Net interest income
66.58%
Non-interest income
33.42%
Return on capital
125.47%
Spread over hurdle
114.53%