120.2
Revenue₹B
71.81
77.30
84.89
91.20
98.76
106.0
115.0
124.9
133.3
143.0
125.4
7.68%
8.00%
73
24.71
Revenue growth%
16.64
18.87
17.35
19.29
18.85
21.41
23.63
26.52
27.77
25.22
20.93
25.22
20.35
51
3.78
NIM%
9.91
12.41
13.42
11.86
11.89
9.28
7.75
5.37
2.84
2.66
9.54
5.37
9.60
92
10.24
Effic. R.%
7.19
4.30
3.07
4.12
2.24
3.71
0.87
2.23
4.95
3.41
9.50
3.41
3.56
16
13.14
Net margin%
8.91
11.09
9.73
8.27
6.32
7.86
8.97
10.19
8.12
5.58
29.82
8.12
8.59
76
33.09
P/E ratio (avg)x
32.85
38.07
36.74
38.37
41.62
46.99
47.14
47.33
55.09
53.35
14.41
47.33
44.30
55
26.01
P/TBVx
20.25
21.26
19.16
16.49
17.37
14.98
13.15
14.03
13.35
14.41
31.77
14.03
15.73
6
10.55
P/Bx
35.66
37.88
36.37
40.80
45.58
43.71
45.51
51.91
58.53
60.12
9.822
51.91
44.61
30
93.96
NII₹B
48.93
52.54
58.05
62.07
66.23
73.01
79.02
83.75
89.93
96.60
45.40
7.84%
7.99%
—
15.05
NII grth%
22.68
19.72
18.72
17.71
17.01
14.69
15.67
13.14
14.06
16.29
25.39
14.69
16.65
87
15.24
ROTE%
27.18
26.05
25.40
22.88
20.96
20.53
18.84
16.34
15.40
17.74
2.76
17.74
20.75
76
9.89
Return on equity%
31.69
31.28
28.51
27.37
25.33
23.56
23.42
21.63
22.18
24.19
11.06
23.42
24.76
60
24.97
Return on assets%
14.00
14.73
17.31
17.32
17.94
15.44
15.30
13.38
10.47
12.79
29.26
13.38
15.01
65
95.39
EPS₹
61.78
71.70
72.97
71.18
70.51
73.99
78.63
90.68
88.90
91.82
105.49
5.42%
5.54%
—
22.44
EPS growth%
18.73
15.98
16.84
14.02
16.47
17.43
15.46
17.06
16.77
18.61
25.16
17.06
16.81
15
58.98
Bookvalue per sh₹
71.42
78.98
89.77
87.66
101.62
114.36
110.11
108.18
107.15
109.58
76.98
1.52%
5.90%
—
61.07
TBV/sh₹
31.75
30.57
28.47
31.32
34.10
35.91
33.88
30.69
31.23
32.28
35.24
(1.09%)
(0.05%)
—
100.22
Dividend per sh₹
108.84
116.26
121.83
122.05
136.38
132.83
126.98
140.62
141.44
141.66
80.90
0.76%
3.81%
—
29.06
Div yield (avg)%
21.79
23.32
21.22
18.41
19.97
21.19
19.69
19.34
21.44
19.06
21.76
19.69
20.58
67
27.75
Payout ratio%
11.31
10.18
12.66
14.94
12.84
12.36
12.78
13.09
14.94
12.70
23.34
12.78
12.74
56
0.775
Shares (diluted)B
1.207
1.211
1.286
1.362
1.436
1.465
1.660
1.750
1.751
2.022
0.783
7.09%
7.12%
5
24.82
Buyback yield%
15.55
13.53
14.37
14.54
14.58
17.29
19.98
22.97
22.33
23.34
2.69
22.33
16.42
92
54.81
Eq/Assets%
188.57
200.19
199.08
194.86
219.62
229.34
261.47
265.88
275.88
313.52
143.10
265.88
224.48
31
100.8
Assets₹B
357.0
379.0
424.2
475.2
512.2
547.2
592.1
663.7
708.3
770.6
140.0
8.51%
9.14%
55
32.93
LT debt₹B
53.14
45.91
44.38
44.66
42.02
39.15
41.98
43.86
42.42
39.94
95.06
(1.01%)
(4.11%)
54
Total assets
₹770.6B
9.14%
1.11×
Revenue
₹143.0B
8.00%
1.00×
Non-interest expense
₹75.21B
7.72%
0.98×
Net interest income
67.57%
Non-interest income
32.43%