23.28
Revenue£B
30.05
32.37
34.48
37.46
40.43
43.77
46.85
51.37
56.57
60.24
24.62
8.30%
8.26%
88
2.18
Revenue growth%
4.82
2.87
2.20
4.40
7.25
4.50
3.04
3.36
3.90
2.80
24.88
3.36
3.63
16
15.76
NIM%
9.52
10.91
12.25
14.57
15.54
18.21
17.56
17.15
15.28
18.04
12.06
17.56
15.41
68
29.20
Effic. R.%
13.66
14.67
16.72
18.59
20.48
17.79
16.37
14.56
13.52
12.62
15.78
14.56
15.52
76
6.66
Net margin%
16.13
17.56
19.13
18.91
19.02
21.78
22.74
21.21
19.36
18.11
27.81
21.21
19.08
68
15.54
P/E ratio (avg)x
30.11
33.55
39.93
41.18
43.36
51.28
56.61
61.82
64.45
75.61
26.29
61.82
47.32
84
6.548
P/TBVx
30.83
30.00
30.76
33.61
35.69
38.09
35.63
39.85
42.71
43.96
36.75
39.85
35.66
25
6.590
P/Bx
55.72
54.29
60.36
59.15
62.12
72.46
85.27
89.60
96.79
104.6
22.73
89.60
67.29
29
46.39
NII£B
22.89
24.82
26.49
28.63
31.40
34.07
35.69
39.57
43.81
46.29
27.91
8.07%
8.12%
—
26.33
NII grth%
8.92
8.41
5.93
4.49
6.00
3.64
3.52
4.40
6.21
3.31
19.85
3.64
5.21
18
2.78
ROTE%
2.69
2.58
2.18
2.45
0.40
0.40
3.25
5.70
4.86
4.05
29.33
4.05
2.63
69
18.09
Return on equity%
25.76
23.88
25.28
22.70
20.74
18.02
16.60
19.29
17.23
18.44
16.68
18.02
20.01
39
16.73
Return on assets%
26.11
24.75
25.22
22.84
23.80
24.04
23.08
24.36
23.84
22.02
13.87
23.84
23.94
67
8.73
EPS£
20.71
22.86
21.94
25.66
29.08
28.55
28.77
29.42
28.12
29.16
9.23
0.05%
3.04%
—
11.58
EPS growth%
30.72
28.45
29.53
27.57
27.38
27.51
30.05
30.65
28.24
30.48
25.60
30.05
28.99
20
6.28
Bookvalue per sh£
5.99
7.05
7.79
8.57
9.20
9.70
11.06
12.41
11.82
13.76
16.12
8.39%
9.47%
—
6.34
TBV/sh£
23.72
25.85
25.55
25.29
29.09
33.96
38.82
45.12
50.17
50.58
4.39
11.70%
8.23%
—
4.84
Dividend per sh£
2.96
3.16
2.79
3.01
2.70
2.81
3.01
3.06
3.38
3.39
8.21
4.70%
1.79%
—
5.51
Div yield (avg)%
14.59
14.26
13.56
15.41
16.52
14.11
11.66
13.98
16.59
19.47
7.74
14.11
14.43
41
17.80
Payout ratio%
9.11
11.79
11.91
13.17
13.79
15.90
17.25
17.90
16.25
16.17
8.06
16.25
14.84
35
830.1
Shares (diluted)M
862.9
878.1
947.2
881.0
944.3
911.9
844.4
781.3
872.2
956.4
836.0
0.26%
0.13%
10
10.90
Buyback yield%
3.66
4.02
6.66
7.21
7.33
9.57
9.06
10.51
11.02
10.62
8.20
10.51
8.20
75
161.76
Eq/Assets%
92.76
91.55
81.24
77.97
77.06
68.70
59.84
52.07
47.16
50.94
43.24
52.07
72.88
43
25.41
Assets£B
42.24
46.16
50.23
54.22
58.68
62.01
69.13
76.98
81.96
87.12
11.77
8.22%
7.86%
41
25.57
LT debt£B
49.52
45.16
46.68
45.57
48.79
50.15
51.44
47.65
50.76
53.34
33.12
1.80%
1.25%
57
Total assets
£87.12B
7.86%
0.96×
Revenue
£60.24B
8.26%
1.00×
Non-interest expense
£34.66B
8.23%
1.00×
Net interest income
76.84%
Non-interest income
23.16%
Spread over hurdle
31.67%