346.8
Revenue¥B
505.6
528.8
547.1
558.0
586.1
620.5
655.5
688.3
715.2
727.9
386.4
4.43%
4.15%
10
9.23
Revenue growth%
0.40
0.40
0.40
0.40
0.40
0.40
0.40
0.40
0.67
0.40
19.11
0.40
0.40
71
4.63
NIM%
25.90
27.50
26.80
25.08
26.06
23.17
23.63
25.34
26.01
24.39
15.07
24.39
25.62
55
13.30
Effic. R.%
8.55
10.12
11.88
14.58
15.64
16.99
16.90
17.51
20.37
17.57
19.89
17.51
16.27
10
7.30
Net margin%
4.50
4.64
4.38
4.26
1.63
2.03
0.40
0.40
0.40
0.40
6.63
0.40
1.83
83
24.17
P/E ratio (avg)x
23.86
23.58
24.14
23.29
21.36
21.65
22.46
20.99
21.08
19.50
31.46
21.08
22.06
34
30.74
P/TBVx
22.26
23.63
26.13
25.55
29.73
34.06
32.11
37.86
38.45
39.37
18.41
37.86
30.92
88
34.33
P/Bx
7.070
7.156
6.484
6.587
5.599
5.080
4.986
5.337
5.449
5.551
18.85
5.337
5.575
18
195.5
NII¥B
326.2
338.1
356.0
359.6
384.0
406.7
421.8
442.6
466.3
465.1
75.04
3.91%
4.09%
—
9.16
NII grth%
3.87
1.83
0.40
2.48
4.66
1.91
1.04
0.47
3.44
2.78
2.63
1.91
2.20
88
29.95
ROTE%
24.38
21.84
19.82
18.78
16.32
16.10
13.99
13.25
14.84
13.59
10.04
13.99
16.21
89
7.68
Return on equity%
19.96
22.37
19.65
19.84
21.31
23.83
22.98
23.52
20.91
23.65
20.91
23.52
21.84
27
24.95
Return on assets%
0.40
1.48
1.91
3.97
6.92
5.96
3.48
5.02
3.38
0.77
8.08
3.48
3.43
75
261.70
EPS¥
76.20
84.76
77.22
85.29
90.26
97.32
101.95
104.08
119.04
132.00
276.92
7.90%
5.16%
—
9.90
EPS growth%
20.42
23.11
25.01
25.07
26.68
27.11
29.85
26.99
27.59
27.90
3.92
27.59
26.83
90
73.46
Bookvalue per sh¥
286.56
326.85
317.57
354.62
405.90
466.31
501.37
520.51
513.98
564.65
143.90
6.82%
7.90%
—
194.41
TBV/sh¥
189.13
176.70
169.15
168.10
193.35
220.29
214.65
205.53
226.33
219.71
296.21
2.59%
2.82%
—
284.23
Dividend per sh¥
292.45
259.20
268.40
269.98
244.23
216.01
195.41
188.78
169.93
160.22
157.08
(8.09%)
(6.82%)
—
27.38
Div yield (avg)%
8.03
7.64
8.87
6.63
5.41
5.34
3.39
1.64
0.40
0.40
16.44
1.64
5.37
42
4.84
Payout ratio%
26.25
24.66
23.91
25.36
24.39
22.49
23.97
21.45
23.78
24.46
11.65
23.78
24.18
57
1.134
Shares (diluted)B
1.581
1.887
1.911
2.289
2.296
2.757
2.836
3.356
3.603
3.579
1.101
9.29%
9.82%
82
6.36
Buyback yield%
9.67
7.96
4.97
3.18
2.34
0.40
0.40
0.40
0.40
1.74
24.86
0.40
2.04
28
67.00
Eq/Assets%
80.30
79.32
78.65
84.64
97.83
108.74
121.11
133.66
138.36
136.11
75.89
133.66
103.29
13
594.4
Assets¥B
598.9
639.9
715.0
774.9
867.2
941.1
1,008
1,084
1,123
1,172
654.8
6.21%
8.26%
35
125.4
LT debt¥B
666.5
740.7
734.6
677.1
630.4
628.9
583.6
584.3
537.1
503.8
411.9
(4.39%)
(3.16%)
30
Total assets
¥1.172T
8.26%
1.47×
Revenue
¥727.9B
4.15%
1.00×
Non-interest expense
¥403.5B
4.26%
1.01×
Net interest income
63.90%
Non-interest income
36.10%