2.963
Revenue¥B
26.65
27.30
27.15
26.96
26.97
26.84
26.68
26.84
27.04
27.47
3.168
0.37%
0.67%
72
4.08
Revenue growth%
22.25
21.90
22.08
23.95
21.51
21.34
23.15
21.82
20.34
19.08
2.70
21.34
21.86
70
26.28
NIM%
6.16
8.37
6.03
4.26
3.06
0.40
2.93
0.40
3.04
0.72
29.09
0.72
3.05
10
8.95
Effic. R.%
16.04
14.82
14.95
12.51
15.41
13.21
11.91
13.78
16.29
14.09
18.98
13.78
14.45
45
26.85
Net margin%
13.97
15.01
17.03
16.94
15.88
13.29
11.01
10.96
13.94
11.34
4.99
11.34
13.96
62
26.08
P/E ratio (avg)x
38.65
41.74
44.76
47.81
51.34
57.43
55.94
55.18
62.17
69.76
25.18
57.43
53.26
67
31.01
P/TBVx
11.31
11.94
11.22
10.87
12.62
12.12
13.69
14.89
15.84
15.72
13.08
14.89
12.37
20
29.88
P/Bx
15.97
17.05
15.95
16.24
14.90
15.58
14.47
12.70
13.23
12.21
19.73
13.23
15.24
6
6.766
NII¥B
20.74
21.64
21.21
21.49
21.06
21.37
21.17
20.92
21.08
21.44
23.81
0.36%
0.67%
—
3.24
NII grth%
26.80
29.30
27.10
29.63
30.60
32.07
31.13
32.60
33.78
31.47
4.56
32.07
30.86
90
22.52
ROTE%
0.40
0.40
0.40
1.25
1.25
1.12
3.94
2.80
4.49
2.03
16.22
2.80
1.25
23
29.29
Return on equity%
33.78
33.88
34.35
37.32
38.60
40.49
40.30
42.56
39.84
38.55
28.54
40.30
38.58
74
26.81
Return on assets%
18.39
15.47
14.55
12.95
13.00
15.02
15.27
16.11
18.24
20.47
16.29
16.11
15.37
67
0.07
EPS¥
0.26
0.29
0.32
0.34
0.33
0.38
0.41
0.40
0.41
0.45
0.07
6.79%
6.45%
—
22.37
EPS growth%
6.77
7.57
8.37
6.58
7.37
6.72
8.50
9.05
10.12
10.41
24.76
9.05
7.97
82
0.06
Bookvalue per sh¥
0.28
0.32
0.29
0.32
0.35
0.40
0.42
0.42
0.43
0.45
0.10
4.86%
5.95%
—
0.32
TBV/sh¥
0.36
0.40
0.38
0.41
0.44
0.41
0.44
0.46
0.44
0.49
0.33
2.17%
4.29%
—
0.07
Dividend per sh¥
0.09
0.09
0.08
0.08
0.09
0.09
0.10
0.09
0.10
0.10
0.07
2.99%
(0.06%)
—
3.77
Div yield (avg)%
2.43
1.99
3.99
6.33
4.09
3.36
0.60
0.40
0.40
1.01
3.35
0.60
2.21
74
8.88
Payout ratio%
25.96
25.33
27.04
27.99
27.64
25.71
26.72
25.06
22.78
25.03
12.27
25.06
25.84
18
35.97
Shares (diluted)B
32.28
29.27
26.62
23.19
24.79
25.03
24.73
21.27
19.90
18.65
37.31
(5.53%)
(5.80%)
27
11.94
Buyback yield%
33.71
33.65
32.77
31.22
28.72
29.33
27.13
27.34
27.02
26.75
12.75
27.13
29.03
47
122.47
Eq/Assets%
31.42
37.81
41.12
42.29
50.22
57.73
59.33
58.41
66.80
78.55
168.71
59.33
53.98
14
4.196
Assets¥B
9.363
10.27
11.14
11.83
12.26
13.40
14.61
15.50
16.86
18.96
3.471
9.12%
7.81%
68
17.21
LT debt¥B
14.11
14.40
14.73
14.85
17.07
18.86
21.75
24.83
28.12
32.16
15.33
13.50%
10.29%
77
Total assets
¥18.96B
7.81%
1.98×
Revenue
¥27.47B
0.67%
1.00×
Non-interest expense
¥12.44B
0.55%
0.99×
Net interest income
78.03%
Non-interest income
21.97%
Return on capital
173.05%