23.60
Revenue¥B
13.98
14.81
15.76
16.76
17.91
19.28
20.85
23.06
25.41
27.21
25.59
8.72%
7.84%
62
14.88
Revenue growth%
6.55
8.43
8.71
10.96
12.45
12.44
9.56
7.47
9.50
11.40
2.37
9.56
9.53
41
27.90
NIM%
16.18
14.10
14.38
11.85
14.82
12.59
15.20
17.58
17.14
14.35
16.25
15.20
14.60
84
18.09
Effic. R.%
14.41
15.66
13.85
14.26
11.50
11.56
11.83
9.71
7.95
10.31
20.98
10.31
11.69
33
21.36
Net margin%
34.09
32.66
34.29
35.00
35.92
34.61
33.22
33.96
35.38
35.21
27.44
34.61
34.45
5
35.35
P/E ratio (avg)x
17.03
16.40
17.77
17.13
15.05
14.93
13.97
13.93
14.63
12.85
25.01
13.97
14.99
25
35.26
P/TBVx
35.80
33.22
31.62
35.43
32.21
32.36
34.56
35.41
38.82
35.88
21.93
35.41
34.99
83
16.29
P/Bx
18.23
19.88
21.18
19.02
20.71
22.66
24.41
21.71
20.01
20.59
36.69
21.71
20.65
66
7.345
NII¥B
9.694
10.31
10.97
11.88
12.73
13.34
14.59
16.28
18.05
18.99
3.996
8.33%
7.69%
—
17.43
NII grth%
14.64
17.16
17.51
16.44
18.67
21.05
19.44
18.67
17.64
18.10
4.92
18.67
17.87
80
14.61
ROTE%
21.52
23.42
20.57
23.08
20.73
20.39
17.56
18.05
19.63
18.90
18.93
18.90
20.48
43
8.69
Return on equity%
8.76
10.07
12.88
11.16
9.14
8.33
8.54
10.39
10.04
10.09
17.27
10.04
10.05
75
2.56
Return on assets%
15.32
13.00
13.38
16.03
16.48
14.39
16.13
14.50
13.37
10.44
8.35
14.39
14.44
46
1.57
EPS¥
1.45
1.33
1.28
1.22
1.27
1.32
1.48
1.34
1.39
1.57
1.75
4.24%
1.40%
—
3.63
EPS growth%
29.85
29.81
28.19
26.21
27.66
25.15
23.32
24.26
26.94
26.23
15.44
25.15
26.59
48
0.59
Bookvalue per sh¥
0.73
0.71
0.71
0.77
0.78
0.83
0.83
0.90
0.99
1.00
1.59
5.25%
2.11%
—
1.30
TBV/sh¥
1.64
1.77
1.97
2.28
2.30
2.56
2.96
2.92
3.37
3.85
1.49
10.81%
10.23%
—
0.35
Dividend per sh¥
0.25
0.27
0.28
0.25
0.22
0.20
0.21
0.20
0.18
0.18
1.11
(3.78%)
(4.63%)
—
15.79
Div yield (avg)%
13.61
12.98
10.88
13.49
16.27
15.82
16.43
14.95
15.76
14.88
27.78
15.76
14.91
90
24.68
Payout ratio%
11.28
13.92
13.17
15.61
14.07
15.07
12.07
12.02
10.21
10.12
21.22
12.02
12.62
92
4.161
Shares (diluted)B
5.633
5.423
5.639
5.808
5.422
5.987
6.189
6.460
5.997
5.543
4.310
0.44%
0.90%
19
15.89
Buyback yield%
21.54
20.67
18.77
19.34
19.15
17.31
15.56
16.65
19.06
19.61
11.95
17.31
19.11
37
152.25
Eq/Assets%
114.53
126.04
113.74
104.88
112.13
102.18
110.21
101.83
112.30
105.30
107.16
105.30
111.17
59
18.29
Assets¥B
88.93
96.44
107.5
117.1
128.2
137.6
145.8
161.9
178.4
194.5
14.38
8.69%
9.49%
30
6.964
LT debt¥B
37.86
41.43
39.27
39.97
41.41
46.54
49.34
50.78
56.13
56.33
16.95
6.35%
4.24%
37
Total assets
¥194.5B
9.49%
1.16×
Revenue
¥27.21B
7.84%
1.00×
Non-interest expense
¥16.26B
7.80%
1.00×
Net interest income
69.78%
Non-interest income
30.22%