2.880
RevenueILS B
11.53
11.43
11.71
11.84
11.97
12.24
12.17
12.11
12.39
12.59
3.046
1.02%
1.00%
70
28.59
Revenue growth%
7.29
4.74
6.11
4.25
6.82
4.53
4.16
6.86
8.08
5.61
11.08
5.61
5.86
87
26.71
NIM%
6.84
5.41
7.39
7.41
6.33
3.94
2.03
2.02
0.40
0.40
12.32
2.02
4.67
44
25.67
Effic. R.%
23.76
22.26
19.85
22.80
21.56
23.83
21.06
20.36
21.73
22.98
13.81
21.73
22.00
83
13.75
Net margin%
23.89
23.89
26.28
27.09
29.90
31.43
33.76
30.93
29.76
28.76
26.66
30.93
29.26
11
19.79
P/E ratio (avg)x
32.76
29.40
29.81
30.92
28.66
28.95
25.27
25.80
23.76
25.39
21.17
25.39
28.80
36
23.62
P/TBVx
19.76
21.99
25.89
29.28
33.24
33.30
36.18
40.71
45.44
45.03
22.55
40.71
33.27
76
7.893
P/Bx
12.41
13.77
15.30
16.51
16.43
17.90
16.90
17.09
18.30
21.13
18.96
17.90
16.71
70
7.485
NIIILS B
7.406
7.259
7.520
7.436
7.579
7.718
7.698
7.578
7.787
7.874
9.865
0.77%
0.85%
—
29.61
NII grth%
14.11
15.25
13.17
10.60
7.77
8.11
6.55
8.19
7.42
6.10
10.73
7.42
8.15
60
6.32
ROTE%
18.94
20.71
22.41
24.84
22.17
23.57
25.96
27.07
26.83
27.29
29.56
26.83
24.20
75
7.66
Return on equity%
16.69
18.08
19.54
17.71
17.42
18.97
16.95
18.80
18.33
15.93
18.81
18.33
17.90
22
12.85
Return on assets%
7.81
5.02
3.48
3.13
1.14
0.52
1.62
3.82
4.85
4.52
22.02
3.82
3.65
8
1.63
EPSILS
6.22
7.38
7.26
7.90
9.29
9.88
9.72
9.52
10.54
12.58
1.75
6.24%
8.67%
—
14.96
EPS growth%
20.91
20.68
18.96
20.09
22.47
20.48
17.93
16.53
18.68
21.54
17.83
18.68
20.28
21
7.77
Bookvalue per shILS
4.07
4.76
4.70
4.64
4.89
5.03
5.35
6.04
6.29
6.22
2.89
4.93%
5.41%
—
1.89
TBV/shILS
6.55
7.21
7.73
8.58
9.68
10.01
9.99
10.12
10.95
11.73
8.04
3.92%
6.00%
—
1.75
Dividend per shILS
5.25
5.81
5.72
5.75
5.90
6.86
7.56
7.52
8.56
10.04
6.55
11.21%
7.02%
—
24.16
Div yield (avg)%
18.35
15.69
15.29
12.38
10.12
7.97
5.87
3.21
0.53
0.40
20.52
3.21
9.05
24
17.03
Payout ratio%
25.13
22.72
23.40
26.13
24.17
24.29
27.06
26.00
27.44
27.31
4.19
27.06
25.57
22
1.206
Shares (diluted)B
1.460
1.444
1.694
1.743
1.891
2.185
2.306
2.411
2.453
2.524
1.210
5.94%
6.26%
68
8.39
Buyback yield%
25.77
24.41
23.08
24.36
21.51
22.83
24.22
23.82
21.28
19.29
17.02
22.83
23.45
84
75.49
Eq/Assets%
148.17
142.98
165.20
181.93
203.24
217.15
259.75
288.05
336.41
377.53
62.00
288.05
210.20
27
4.276
AssetsILS B
14.44
15.50
16.94
17.96
20.23
21.79
23.64
25.55
27.92
29.91
7.314
8.14%
7.96%
54
8.942
LT debtILS B
2.029
2.235
2.148
2.120
1.980
1.787
1.700
1.616
1.604
1.734
4.314
(2.61%)
(2.32%)
15
Total assets
ILS 29.91B
7.96%
1.95×
Revenue
ILS 12.59B
1.00%
1.00×
Non-interest expense
ILS 7.334B
0.95%
1.00×
Net interest income
62.53%
Non-interest income
37.47%
Spread over hurdle
47.43%