7.107
RevenueILS B
7.671
8.417
9.210
9.702
10.23
10.80
11.56
12.46
13.26
14.51
7.327
7.24%
7.41%
6
20.72
Revenue growth%
24.36
27.36
25.99
25.29
26.25
27.10
25.06
27.75
25.07
27.22
21.15
27.10
26.12
80
27.51
NIM%
16.34
16.56
14.11
13.28
12.01
10.56
9.99
9.05
9.50
10.52
22.01
9.99
11.29
42
20.16
Effic. R.%
10.01
9.18
7.88
9.42
11.67
8.73
9.65
8.95
11.77
14.75
24.08
9.65
9.54
32
29.52
Net margin%
4.74
6.42
8.75
7.72
9.25
11.64
13.81
14.70
15.88
13.05
19.76
13.81
10.45
77
27.32
P/E ratio (avg)x
57.27
57.36
57.61
64.82
65.27
71.42
80.96
91.47
97.82
106.4
13.46
91.47
68.34
29
31.16
P/TBVx
12.48
12.67
13.89
13.11
13.85
15.26
14.94
15.23
14.26
12.97
32.25
14.94
13.87
13
22.78
P/Bx
48.32
47.89
54.68
63.57
70.34
81.52
93.57
93.22
107.3
111.3
24.22
93.57
75.93
36
12.72
NIIILS B
4.632
4.993
5.462
5.887
6.206
6.405
6.966
7.397
7.883
8.649
16.07
6.86%
7.29%
—
20.83
NII grth%
3.89
4.32
5.86
7.31
8.35
5.40
6.18
4.49
1.99
0.40
23.72
4.49
4.95
87
17.06
ROTE%
6.83
6.97
4.77
6.81
8.60
10.25
9.12
11.83
9.46
10.07
12.94
10.07
8.86
73
8.40
Return on equity%
16.37
17.75
17.33
18.85
16.64
14.81
17.08
15.81
16.57
15.27
26.09
15.81
16.60
40
29.23
Return on assets%
14.30
17.10
14.45
15.45
13.11
12.00
9.88
10.68
8.15
10.21
21.74
10.21
12.56
43
5.66
EPSILS
5.90
5.43
4.97
5.28
4.54
4.59
4.35
4.52
4.37
4.25
6.04
(1.31%)
(3.47%)
—
7.17
EPS growth%
12.53
9.68
7.36
5.30
8.25
6.21
7.41
7.47
8.62
6.31
18.01
7.41
7.44
21
11.68
Bookvalue per shILS
16.14
16.39
17.89
17.57
16.46
17.27
18.49
18.48
18.75
21.22
5.46
5.21%
2.60%
—
9.61
TBV/shILS
11.79
11.60
12.78
12.82
14.10
16.46
19.50
22.00
24.84
29.37
5.03
15.81%
10.95%
—
2.00
Dividend per shILS
2.67
2.70
2.73
3.19
3.71
3.70
3.89
4.27
4.92
5.33
11.00
7.47%
7.38%
—
23.89
Div yield (avg)%
28.62
26.46
27.40
27.96
29.94
28.85
27.95
27.94
28.76
30.08
23.46
28.76
28.29
38
5.65
Payout ratio%
7.90
8.85
10.54
13.27
12.84
12.65
13.35
13.85
14.38
13.57
5.86
13.57
13.05
44
1.276
Shares (diluted)B
1.757
1.788
1.965
2.064
2.154
2.540
2.908
3.316
3.806
3.714
1.277
11.51%
8.72%
40
24.54
Buyback yield%
15.05
16.40
19.17
22.15
20.25
22.78
20.36
19.18
18.50
16.52
21.48
19.18
19.17
51
87.26
Eq/Assets%
117.13
123.67
119.45
117.75
115.70
114.58
115.43
123.81
144.54
167.70
164.08
123.81
118.60
57
4.151
AssetsILS B
48.00
52.16
58.32
65.22
67.37
74.34
81.97
91.98
97.27
105.9
2.946
9.47%
9.03%
27
9.101
LT debtILS B
4.609
4.233
4.511
4.910
5.408
5.454
6.102
6.400
6.835
7.572
5.555
6.96%
6.19%
29
Total assets
ILS 105.9B
9.03%
1.16×
Revenue
ILS 14.51B
7.41%
1.00×
Non-interest expense
ILS 6.562B
7.03%
0.97×
Net interest income
59.62%
Non-interest income
40.38%
Spread over hurdle
11.08%