8.296
RevenueILS B
5.283
5.632
5.900
6.091
6.423
6.643
6.981
7.377
7.750
8.039
8.788
4.59%
4.63%
87
5.53
Revenue growth%
23.37
24.69
24.91
25.70
27.78
27.80
30.57
28.26
30.03
29.38
5.84
29.38
27.79
33
24.18
NIM%
9.13
11.97
13.56
13.44
13.45
12.74
13.44
11.38
12.14
14.33
25.55
12.74
13.09
55
5.23
Effic. R.%
13.14
11.27
9.44
11.72
9.26
7.79
4.98
4.43
2.72
1.12
15.63
4.43
8.52
10
25.96
Net margin%
12.13
10.83
9.96
8.04
8.61
5.80
3.58
1.41
0.49
0.40
16.83
1.41
6.92
17
36.05
P/E ratio (avg)x
20.80
22.38
23.25
25.09
23.90
25.18
26.07
24.45
28.43
26.81
10.65
26.07
24.77
24
7.994
P/TBVx
9.366
10.17
10.71
10.10
9.747
9.161
9.799
9.840
11.06
10.78
16.48
9.840
9.970
30
30.64
P/Bx
43.67
47.35
48.36
52.16
53.54
49.54
46.71
41.61
45.57
48.68
33.09
46.71
47.86
9
11.01
NIIILS B
3.044
3.299
3.383
3.490
3.646
3.888
4.041
4.222
4.405
4.705
10.01
5.23%
4.84%
—
27.64
NII grth%
29.02
29.63
28.02
25.94
27.04
27.30
28.66
28.25
30.87
28.50
14.63
28.50
28.38
74
24.17
ROTE%
29.08
28.88
28.13
25.98
23.07
21.51
21.23
24.03
26.99
25.89
28.65
24.03
25.93
30
21.09
Return on equity%
22.08
19.20
18.09
16.79
15.97
15.84
17.56
15.48
15.61
16.73
17.09
15.84
16.76
50
23.69
Return on assets%
17.50
17.46
18.48
17.15
14.20
17.16
15.36
12.79
12.58
14.81
27.24
14.81
16.26
77
13.86
EPSILS
16.63
18.27
20.50
23.59
26.99
25.52
25.00
26.27
26.29
24.46
15.15
(1.95%)
4.09%
—
19.40
EPS growth%
13.36
13.06
11.32
8.88
10.16
9.76
8.68
8.63
7.45
9.72
20.24
8.68
9.74
25
17.90
Bookvalue per shILS
21.58
24.10
24.27
26.16
26.58
31.86
30.73
35.56
37.53
38.58
16.25
7.73%
6.53%
—
5.40
TBV/shILS
20.15
19.19
20.41
18.80
20.32
18.92
20.24
19.39
18.86
20.80
7.28
0.46%
0.34%
—
12.30
Dividend per shILS
29.45
29.11
31.87
35.30
37.25
42.41
44.32
50.66
51.60
47.56
5.28
5.00%
6.16%
—
8.48
Div yield (avg)%
8.17
6.06
6.01
3.70
2.34
3.50
2.75
1.66
3.23
2.22
25.20
2.75
3.37
63
17.94
Payout ratio%
9.67
9.73
7.08
5.80
3.12
0.88
1.38
0.98
2.63
2.66
2.50
1.38
2.89
34
258.6
Shares (diluted)M
286.5
302.0
290.8
317.4
329.4
296.7
320.9
287.7
271.4
254.1
263.4
(5.06%)
(1.74%)
16
14.16
Buyback yield%
1.66
4.63
5.17
3.87
4.55
3.15
1.87
3.12
0.40
0.40
13.75
1.87
3.14
45
135.52
Eq/Assets%
99.50
104.33
120.35
125.30
118.93
136.95
132.82
130.94
138.93
155.40
159.13
136.95
128.12
51
8.554
AssetsILS B
20.54
22.65
24.09
26.01
28.78
31.11
32.64
36.55
38.84
43.71
8.787
8.72%
8.93%
5
11.36
LT debtILS B
8.875
9.319
9.081
9.048
9.832
11.74
13.98
15.47
16.00
16.73
10.99
11.21%
6.64%
79
Total assets
ILS 43.71B
8.93%
1.50×
Revenue
ILS 8.039B
4.63%
1.00×
Non-interest expense
ILS 4.441B
4.52%
0.99×
Net interest income
58.53%
Non-interest income
41.47%