1.151
RevenueILS B
4.091
4.169
4.222
4.231
4.246
4.409
4.469
4.582
4.640
4.662
1.212
1.88%
1.27%
9
17.03
Revenue growth%
25.44
24.44
22.99
25.32
27.87
29.64
28.80
30.59
32.31
29.45
26.04
29.64
28.33
28
11.14
NIM%
22.94
24.69
21.74
22.76
21.14
21.80
22.58
21.47
19.26
18.58
7.09
21.47
21.77
9
21.15
Effic. R.%
24.58
25.95
24.96
22.61
21.13
20.07
19.10
20.66
19.86
18.34
25.89
19.86
20.90
19
14.66
Net margin%
23.40
26.08
23.97
25.45
23.59
23.28
25.95
24.44
23.35
21.94
4.84
23.35
23.78
82
11.52
P/E ratio (avg)x
8.368
7.855
7.729
8.757
9.096
8.333
8.715
9.199
10.06
9.198
6.545
9.198
8.736
59
10.27
P/TBVx
18.10
17.92
17.79
17.98
17.55
16.95
19.46
18.47
19.04
18.54
36.60
18.54
18.04
83
17.08
P/Bx
14.72
16.38
15.89
16.45
15.07
16.23
15.27
16.76
18.63
18.95
22.53
16.76
16.31
94
2.555
NIIILS B
2.331
2.346
2.371
2.407
2.373
2.510
2.478
2.575
2.617
2.596
1.418
1.81%
1.31%
—
15.42
NII grth%
21.26
21.84
20.87
21.84
23.09
22.22
22.32
24.56
24.53
23.03
11.19
23.03
22.27
22
16.24
ROTE%
19.82
21.98
21.20
23.95
24.57
26.16
23.22
25.43
24.87
23.96
6.92
24.87
23.96
72
10.63
Return on equity%
19.10
18.85
21.64
22.51
23.24
23.89
23.62
25.74
26.98
28.40
12.81
25.74
23.43
54
3.71
Return on assets%
25.97
27.27
29.99
30.05
32.50
35.43
35.56
34.36
32.68
30.22
16.37
34.36
31.36
85
28.95
EPSILS
26.67
26.65
30.39
34.37
37.52
43.91
48.83
49.67
56.75
59.99
29.81
9.84%
10.27%
—
13.46
EPS growth%
3.32
4.51
5.13
2.89
3.23
0.45
0.40
0.40
0.40
0.42
16.30
0.40
1.67
46
22.31
Bookvalue per shILS
44.23
47.48
45.81
47.65
51.82
55.40
58.84
53.69
53.87
54.55
24.67
1.03%
2.93%
—
43.05
TBV/shILS
29.10
28.17
26.00
26.36
26.44
26.41
25.91
22.83
23.31
21.18
15.45
(4.34%)
(4.42%)
—
13.40
Dividend per shILS
28.58
27.63
24.81
26.95
28.56
27.91
28.14
30.88
34.46
36.48
30.83
5.02%
2.76%
—
11.64
Div yield (avg)%
4.35
5.84
4.79
2.50
0.40
0.40
1.40
0.40
0.40
0.40
5.15
0.40
0.90
7
17.57
Payout ratio%
26.85
26.40
24.26
24.02
25.00
27.02
29.26
26.87
28.19
30.76
23.75
28.19
26.86
73
102.8
Shares (diluted)M
190.7
214.5
232.8
250.5
274.6
310.1
364.8
420.7
487.8
492.1
100.3
12.37%
11.70%
84
11.82
Buyback yield%
13.71
11.44
11.71
14.66
16.81
15.30
12.84
12.98
11.26
13.70
25.16
12.98
13.34
87
160.12
Eq/Assets%
20.54
23.09
26.93
30.97
31.24
30.64
36.02
36.48
39.73
38.44
44.89
36.48
31.10
53
2.603
AssetsILS B
6.863
7.198
7.745
8.503
9.217
9.999
10.59
11.94
12.61
13.76
0.343
8.34%
8.40%
87
1.595
LT debtILS B
3.487
3.999
4.018
4.485
5.420
6.155
6.690
6.889
7.011
7.239
0.847
5.96%
9.07%
20
Total assets
ILS 13.76B
8.40%
1.97×
Revenue
ILS 4.662B
1.27%
1.00×
Non-interest expense
ILS 2.679B
1.08%
0.98×
Net interest income
55.69%
Non-interest income
44.31%